The Proud Psychologist podcast

#Fitness #Podcasting Education #Self-Improvement #Mental Health #Carole Diane #LGBT #LGBTQ #Mental #Health and Well-Being #Coaching #Therapy

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

The Proud Psychologist explicit

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This podcast is a great opportunity for the LGBTQ community to learn about how to nurture and look after their mental health. Brought to you by an LGBTQ coaching psychologist, there's a wealth of information so you can actively improve your mental health as you listen.

13 episoder

The Proud Psychologist explicit

updated for ca. et år siden

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13 episoder

#Fitness #Podcasting Education #Self-Improvement #Mental Health #Carole Diane #LGBT #LGBTQ #Mental #Health and Well-Being #Coaching #Therapy

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Episode 13: "Am I crazy for feeling like this??!" 17:07

for 21 weeks siden17:07

17:07

Have you ever felt like you're going crazy? Like your emotional experience is so intense, overwhelming, scary and out of control that you surely have to be crazy or something? Do you sometimes need to check with others that you're reacting in a "normal" or "acceptable" way? Are you sometimes holding back your feelings and not sharing them with others because you don't want to be criticised for experiencing different feelings to what they might accept or approve of? In today's episode we look at all of these and more. We delve into what the difference is between emotions and feelings, why we might experience our feelings as scary and what we can do about it. So join me, Carole (they/them), in this exploration. --- You can find more of my content over on my website https://www.caroledianecoaching.co.uk and you can always email me at office@caroledianecoaching.co.uk with any reflections, comments and questions…

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Episode 12: Asexuality & relationships 18:39

for 49 weeks siden18:39

18:39

Having fulfilling relationships is important for our mental health and today we're looking at the different types of relationships asexuals enjoy. There are a lot of misconceptions around asexuality and relationships so this podcast episode is here to take some of they mystery out of it and give an honest overview of what types of relationships asexuals can look to have that they both enjoy and find fulfilling. If you know someone who is asexual, this can give you insight into some of the things you might want to ask. If you haven't already, check out my Asexuality 101 article at www.caroledianecoaching.co.uk/blog/asexuality101 Feel free to contact me via email at office@caroledianecoaching.co.uk Website: www.caroledianecoaching.co.uk…

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Episode 11: How to achieve your goals 16:06

for 1 year siden16:06

16:06

Goals. Resolutions. Desires to improve something. However you think about them, you've definitely experienced the process of setting and pursuing goals - likely with mixed success. Today we're looking at some of the key factors that will help you to achieve your goals. In this episode there's specific attention paid to instances where legitimate external obstacles make it harder for you to succeed and achieve your goal(s) because not belonging to the dominant group does make things harder. We'll also look at how the book The Power of TED* The Empowerment Dynamic can assist you - you can find out more about it here: https://theempowermentdynamic.com/about/ ---- Feel free to contact me with any questions or comments ---- Website: www.caroledianecoaching.co.uk Email: office@caroledianecoaching.co.uk Instagram: @caroledianecoaching Facebook: @caroledianecoaching…

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Episode 10: Can bisexual and pansexual people have gay, lesbian or straight relationships? 17:31

for 2 years siden17:31

17:31

Today we're looking at the language used to describe the relationships that bisexual, pansexual, omnisexual, polysexual and other multi-attraction spectrum people have. Can we really have a gay, lesbian or straight relationship when we aren't gay, lesbian or straight? What should we call relationships where we don't know someone's sexuality but we can observe the genders of the people in the relationship? It's an interesting topic and one that has been cropping up a lot in the world around me lately. Website: www.caroledianecoaching.co.uk | Email: office@caroledianecoaching.co.uk | Instagram: www.instagram.com/caroledianecoaching |…

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Episode 9: Is Disney Pixar's Coco a good learning opportunity? 21:47

for 2 years siden21:47

21:47

Today we're looking at the story of Disney Pixar's 2017 film Coco with a focus on the mental health and trauma of the characters. It's a brilliant film and I am not ashamed to say that I love it more now than when I started looking at it for this podcast! Give a listen and let me know what you think - I welcome all comments! Have a suggestion for another film or TV show for this podcast, I'm all ears! --- Email: office@caroledianecoaching.co.uk --- Website: www.caroledianecoaching.co.uk --- Facebook: www.facebook.com/caroledianecoaching --- Instagram: www.instagram.com/caroledianecoaching…

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Episode 8: What can Turning Red teach us about emotions? 17:23

for 2 years siden17:23

17:23

Are you looking for positive depictions of managing emotions? Look no further than Disney Pixar film Turning Red. Here we dig into how we can learn about emotions, how to manage them and difficult relationships between parents and teenagers. Turning Red has lots of great learning points for adults as well as teenagers. Give a listen and let me know what you think - I welcome all comments! Have a suggestion for another film or TV show for this podcast, I'm all ears! --- Email: office@caroledianecoaching.co.uk --- Website: www.caroledianecoaching.co.uk --- Facebook: www.facebook.com/caroledianecoaching --- Instagram: www.instagram.com/caroledianecoaching…

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Episode 7: What can we learn from Inside Out? 13:36

for 3 years siden13:36

13:36

A deep dive into the life lesson's Disney Pixar's 2015 film Inside Out contains about emotions with The Proud Psychologist. We pull back the curtain on whether some emotions are more important than others, toxic positivity, how our emotions communicate with us and so much more. Think Disney films are just for kids? Think again! I love to hear from people so please do email and message me with your thoughts after this episode. My website: https://www.caroledianecoaching.co.uk/contact Email: office@caroledianecoaching.co.uk Instagram: @caroledianecoaching Facebook: caroledianecoaching LinkedIn: caroledianecoaching Intro and outro music track - Happy Inspiring Morning by Mixaund https://www.free-stock-music.com/artist.mixaund.html…

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Episode 6: What is emotion regulation? Why is it important? 10:33

for 3 years siden10:33

10:33

Today we look at what emotion regulation is and why it is important. This is something I do a lot of work with clients on because it is involved with and affects so much in our lives. We all engage in emotion regulation in our lives with varying degrees of effectiveness and success. We also explore a couple of concepts that are useful in understanding and developing our emotion regulation. I love to hear from people so please do email and message me with your thoughts after this episode. My website: https://www.caroledianecoaching.co.uk/contact Email: office@caroledianecoaching.co.uk Instagram: @caroledianecoaching Facebook: caroledianecoaching LinkedIn: caroledianecoaching Intro and outro music track - Happy Inspiring Morning by Mixaund https://www.free-stock-music.com/artist.mixaund.html…

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Episode 5: How to cope when you are feeling alone 12:08

for 3 years siden12:08

12:08

What do you do when you feel alone with people? How can you feel better if you're struggling and feel really lonely at the same time? In this episode we look at how feeling alone and lonely can affect the way you cope when you're struggling. We also then explore some of the things you can do to support yourself with these feelings. I love to hear from people so please do email and message me with your thoughts after this episode. My website: https://www.caroledianecoaching.co.uk/contact Email: office@caroledianecoaching.co.uk Instagram: @caroledianecoaching Facebook: caroledianecoaching LinkedIn: caroledianecoaching Intro and outro music track - Happy Inspiring Morning by Mixaund https://www.free-stock-music.com/artist.mixaund.html…

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Episode 4: Let's talk about meditation and crying 9:55

for 3 years siden9:55

9:55

This episode explores the not often talked about side of meditation and mindfulness. A must for anyone who is considering starting up their own meditation or mindfulness practice. Have you ever experienced negative or undesireable emotions while mediating? Are you one of the many who have felt disappointed with and even given up on meditation because it didn't give you only good feelings? Have you ever cried while practising? We will be looking into all of this today so get comfortable and let's get started :) I love to hear from people so please do email and message me with your thoughts after this episode. My website: https://www.caroledianecoaching.co.uk/contact Email: office@caroledianecoaching.co.uk Instagram: @caroledianecoaching Facebook: caroledianecoaching LinkedIn: caroledianecoaching Intro and outro music track - Happy Inspiring Morning by Mixaund https://www.free-stock-music.com/artist.mixaund.html…

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Episode 3: What does stress actually do to us? 16:34

for 3 years siden16:34

16:34

Do you know what happens inside of you when you get stressed? Are you clued up on the different effects of acute and chronic stress? We cover all of this in today's episode. Expect a healthy dose of science and a compelling reason to improve your stress management. If stress mangement is something you need to work on, check out my course Manage Your Stress With Pride . I love to hear from people so please do email and message me with your thoughts after this episode. My website Email: office@caroledianecoaching.co.uk Instagram: @caroledianecoaching Facebook: caroledianecoaching LinkedIn: caroledianecoaching Intro and outro music track - Happy Inspiring Morning by Mixaund https://www.free-stock-music.com/artist.mixaund.html…

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Episode 2: Relaxing 20 Minute Body Scan 22:59

for 3 years siden22:59

22:59

Body scan meditations are great ways to mindfully be with your body and they can be really helpful for peope who are stressed, in chronic pain, depressed, anxious or dissociating. It gets easier after you've done it a couple of times so give it a few tries before passing judgement on it :) My website Email: office@caroledianecoaching.co.uk Instagram: @caroledianecoaching Facebook: caroledianecoaching LinkedIn: caroledianecoaching Intro and outro music track - Happy Inspiring Morning by Mixaund https://www.free-stock-music.com/artist.mixaund.html…

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Episode 1: Why do we need LGBTQ specific mental health spaces? 12:51

for 3 years siden12:51