Intuitive Lifestyle Success podcast

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Tilføjet five år siden

Indhold leveret af Cathleen Miller. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Cathleen Miller eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.

NerdWallet's Smart Money Podcast

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Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02

for 19 dage siden28:02

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Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Intuitive Lifestyle Success Podcast

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Internationally acclaimed Master Intuitive Medium Healer, Conscious Business Mentor, Multidimensional Channel & Author Cathleen Miller, shares expert tips to create new empowered possibilities. Her focus is to inspire listeners into their own intuitive lifestyle potential to generate more holistic balance alongside joyful, infinite success! Email your questions and comments to vibe@intuitivelifestylesuccess.com. More info https://www.intuitivelifestylesuccess.com all rights reserved Cathleen Miller IntuitiveLifestyleSuccessTM 2024

109 episoder

#Cathleen Miller #Holistic Healing #Intuitive Lifestyle #Intuitive Life Coaching #Entrepreneur #Business #Intuitive Business #Fitness #Alternative Health #Self-Improvement #Intuitive Healing #Podcasting Education #Intuitive-development #Intuitive #Intuitive Business Coach #Starseed Channel

Intuitive Lifestyle Success Podcast

updated for ca. et år siden

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109 episoder

All episodes

for 4 years siden15:38

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Internationally acclaimed master intuitive Cathleen Miller shares expert insights and tips for you to be more inspired into your own business + wellness Intuitive Lifestyle Success. November 2021 podcast theme is all about intuitive mental wellness. Today's episode explores the choice of happiness in all circumstances alongside honoring your intuitive awareness can create wellbeing on all levels. Cathleen shares tips to get be more aware around your body mind connection to get clear on what you can improve for greater mental strength. *Always seek medical approval before making any health or lifestyle changes this podcast is not substitute or advisement for medical or licensed care of any kind. Submit your personal questions to be answered live on upcoming episode @ vibe@intuitivelifestylesuccess.com Or visit www.intuitivelifestylesuccess.com for more resources to support your own personal intuitive lifestyle success. All content copyrighted Cathleen Miller HolisticMediumTM Intuitive Lifestyle SuccessTM 2021…

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