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What Should I Do With My Money?


1 What Does it Take to Retire Before 40? 31:36
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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
Savvy Psychologist
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Indhold leveret af Macmillan Holdings, LLC. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Macmillan Holdings, LLC eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Seeking a healthier emotional life? It’s time to bring a trained psychologist and mental health expert along for the ride. Dr. Monica Johnson explains the why behind complex emotions, helps you form better relationships, and guides you down the path of self-understanding.
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706 episoder
Marker alle som (u)afspillede ...
Manage series 1441223
Indhold leveret af Macmillan Holdings, LLC. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Macmillan Holdings, LLC eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Seeking a healthier emotional life? It’s time to bring a trained psychologist and mental health expert along for the ride. Dr. Monica Johnson explains the why behind complex emotions, helps you form better relationships, and guides you down the path of self-understanding.
…
continue reading
706 episoder
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Savvy Psychologist


1 How to stop people pleasing and set better boundaries 9:07
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530. Do you often find yourself agreeing to things you don't want to do? In this episode, we look at the deep psychological and cultural reasons behind people-pleasing, from social conditioning to the fear of rejection. We look at how this tendency can lead to burnout, resentment, and a loss of self-trust, and offer ways to understand why you might struggle to say "no.” Find a full transcript here. Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 How can you expand your window of tolerance for stress? 13:37
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529. Do you find yourself easily overwhelmed or shut down by stress? In this episode, Dr. Monica Johnson looks at the window of tolerance, a key concept for understanding your nervous system's capacity to handle life's challenges. She looks at how past trauma and societal pressures, particularly for groups like Black women, can impact this window, and offers actionable strategies to expand it. Find a full transcript here. Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 12 ways to cope with adult ADHD (Reissue) 14:18
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Do you have adult ADHD, or suspect that you might? In this episode, we explore 12 techniques that can help improve executive skills that are affected by ADHD. This episode originally aired on July 15, 2022. Savvy Psychologist is hosted by Dr. Monica Johnson. A full transcript can be found here. Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/savvy-psychologist-newsletter https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 Navigating the grief of job loss: How to restructure and thrive 12:06
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Losing a job often triggers unrecognized grief and a significant increase in stress and anxiety. In this episode, Dr. Monica Johnson looks at the emotional fallout of unemployment, from shock and anger to self-blame. She looks at how to navigate these feelings, reclaim your narrative, and establish a new routine that balances healing with proactive steps toward your next opportunity. Find a full transcript here. Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


Do you struggle with small talk? This episode looks at why this everyday interaction is more important than you might think for mental health and relationships. We look at the benefits of small talk, including building social bonds and practicing communication skills, and offer actionable tips like the FORD framework and reflective listening to make it easier. Find a full transcript here. Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


Body image is more than just appearance; it's about identity and self-worth. This episode looks at the four components of body image—perceptual, cognitive, affective, and behavioral—and explores how media, cultural standards, and personal experiences influence it for everyone, including women, men, and nonbinary individuals. We look at strategies for healing your body image. Find a full transcript here. Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 How to discuss politics without damaging your relationships 13:11
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Political differences can strain even the closest relationships. This episode looks at why political issues now feel so personal, often tying into core values and identity. We look at how to navigate these tough conversations with family and friends, focusing on setting boundaries and maintaining connection without compromising your truth. Find a full transcript here. Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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1 Understanding premature ejaculation: causes, symptoms, and treatment 11:37
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In this episode, we discuss premature ejaculation (PE). Dr. Johnson breaks down the DSM-5-TR definition, explores common causes and types, and offers mental health tips and treatment options for individuals navigating this experience. Transcript for this episode Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 What to do (and not do) when a relationship ends 10:35
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Breakups are tough, but you don't have to navigate them alone. Join Dr. Monica Johnson as she shares psychological insights on why relationships end, what pitfalls to avoid, and how to authentically heal and rebuild your life after heartbreak. This episode will give you practical strategies for emotional well-being and reclaiming your identity post-relationship. Other episodes mentioned in this episode: 408 - 4 communication assassins that end relationships 409 - How to fight back against communication assassins Transcript: https://savvy-psychologist.simplecast.com/episodes/what-to-do-and-not-do-when-a-relationship-ends/transcript Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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1 How to start (and stick with!) hobbies for better mental health 9:17
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Dr. Monica Johnson reveals the powerful psychology behind hobbies and how they are essential for boosting mental health, reducing stress, and fostering joy. Discover why engaging in leisure activities can improve brain function, build social connections, and aid in trauma recovery, even when life feels overwhelming. Transcript: https://savvy-psychologist.simplecast.com/episodes/how-to-start-and-stick-with-hobbies-for-better-mental-health/transcript Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 How 'Buy Now, Pay Later' companies use psychology to hook you 10:27
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"Buy Now, Pay Later" (BNPL) can feel like a "treat yourself" pass, but it's not magic; it's psychology. This episode looks at why BNPL systems are so seductive, especially for those with financial instability or emotional trauma. We also look at actionable steps to manage BNPL use, such as identifying the emotions behind spending and addressing financial shame. Transcript: https://savvy-psychologist.simplecast.com/episodes/how-buy-now-pay-later-companies-use-psychology-to-hook-you/transcript Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com . Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 Why making friends as an adult is so hard (and how to fix it) 13:07
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Are you feeling lonely? Hear why making and keeping friends as an adult is harder than ever, and learn evidence-based strategies to build meaningful connections in a world that prioritizes productivity over people. Transcript: https://savvy-psychologist.simplecast.com/episodes/making-friends-as-adults/transcript Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com. Find Savvy Psychologist on Facebook and Twitter, or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips. Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 Understanding narcissism in relationships, with Dr. Khadijah Cyril 44:20
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Dr. Monica Johnson is joined by Dr. Khadijah Cyril to discuss narcissistic personality disorder (NPD) and how it differs from typical harmful behaviors like lying and cheating. They explore the dynamics of relationships involving NPD, the influence of modern dating apps, and offer strategies for breaking free from unhealthy relationship cycles. Dr. Cyril emphasizes the complexity of diagnosing NPD and the importance of personal boundaries and support systems in such scenarios. This episode provides valuable insights for anyone dealing with unhealthy relationships, whether romantic or familial. Dr. Khadijah Cyril - https://drkhadijahcyril.com/ Transcript: https://savvy-psychologist.simplecast.com/episodes/understanding-narcissism-in-relationships-with-dr-khadijah-cyril/transcript Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com or leave a voicemail at 929-256-2191. Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


While dopamine is a vital part of our brain's functioning, an over-reliance on it can lead to various downsides affecting our mental and physical well-being. Transcript: https://savvy-psychologist.simplecast.com/episodes/the-downsides-of-dopamine-reissue/transcript Savvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com or leave a voicemail at 929-256-2191. Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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Savvy Psychologist


1 Why your brain loves sports betting and how to stop 11:35
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In this episode, Dr. Johnson gets into the psychological reasons why sports betting can be so enticing, exploring the mental traps and risk factors involved. It also provides practical strategies for individuals struggling with sports betting to regain control and find healthier coping mechanisms. Transcript: https://savvy-psychologist.simplecast.com/episodes/why-your-brain-loves-sports-betting-and-how-to-stop/transcript Have a mental health question? Email us at psychologist@quickanddirtytips.com or leave a voicemail at 929-256-2191. Find Savvy Psychologist on Facebook and Twitter , or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips . Links: https://quickanddirtytips.com/savvy-psychologist https://www.facebook.com/savvypsychologist https://twitter.com/qdtsavvypsych https://www.kindmindpsych.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.…
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