Deep Dive Radio podcast

#News Talk #News #Alan James #Truth #Editorial News #Opinions #Fitness #Alternative Health

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Deep Dive Radio

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Deep Dive Radio goes beneath the surface
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96 episoder

Deep Dive Radio

updated for ca. et år siden

Del

Serier hjem•Feed

Deep Dive Radio goes beneath the surface
to reveal the truth!

96 episoder

#News Talk #News #Alan James #Truth #Editorial News #Opinions #Fitness #Alternative Health

Alle episoder

Deep Dive Radio

1
MAHA Begins / Del Bigtree Reams Legacy Media a New Butthole S2 E14 1:04:30

for 31 weeks siden1:04:30

1:04:30

With RFK Jr. heading up HHS, America will become healthy again! Bonus footage! Listen to The Highwire's Del Bigtree ream Main Stream Media a new Butthole. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
DOGE Has Big Balls S2 E13 31:57

for 32 weeks siden31:57

31:57

DOGE Has Big Balls! DOGE HAS EXPOSED THE MOST CORRUPT ORGANIZATION IN US HISTORY! The U.S.A.I.D.! Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio

Deep Dive Radio

1
Promises Made & Promises Kept S2 E12 46:24

for 33 weeks siden46:24

46:24

President Trump is delivering on his promises and the corrupt left is shaking in their boots! Watch Bobby Kennedy Jr. flip the script and expose Bernie Sanders and the rest of the corrupt Democrats right in front of their faces! Secret JFK tapes! Did LBJ hire a hit man to assassinate JFK? Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
Inauguration Day & A Pastors Dooms Day Premonition 53:52

for 35 weeks siden53:52

53:52

Inauguration has finally arrived, but will a pastors premonition come true, or will it be thwarted? Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio

Deep Dive Radio

1
We Beat The Cheat 33:08

for 44 weeks siden33:08

33:08

They tried it again, but this time we were ready! Now, they will use smear tactics and that too will fail. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio

Deep Dive Radio

1
A Message To The Left / Why We Voted For Trump 8:58

for 45 weeks siden8:58

8:58

I see disbelief, confusion and bewilderment by liberals and the left. They are asking; How this could happen? Well, I took the liberty to explain the reasons for why more than half of the American people voted for Trump, as written by General Mike Flynn. I hope this enlightens you. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
Podcast Presidency / The Speak Easel Show Season 2 E8 36:57

for 45 weeks siden36:57

36:57

"The Rise of Independent Media" The people woke up and stopped listening to the lies and propaganda of main stream media and sought their news from honest independent media and chose a leader who puts the people first. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
FEMA Blocks Aide to Hurricane Helene Victims 38:09

for 50 weeks siden38:09

38:09

The government gives billions of dollars to foreign countries, but gives breadcrumbs out to Americans in crisis and then turns away aide from locals. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
The Speak Easel Show Cleaning Up The Mess S2 E6 17:38

for 1 year siden17:38

17:38

The left has created a huge mess and there will be a huge clean-up when they are gone. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio

Deep Dive Radio

1
The Speak Easel Show / There Ain't No Rock n' Roll S2 E5 26:15

for 1 year siden26:15

26:15

We all know by now that Big Pharma, Big Tech and all the Big entities have captured the media and control the narrative for main stream media including the music business. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
The Speak Easel Show / How Bad Is My Batch S2E4 16:45

for 1 year siden16:45

16:45

Did you know you can look up your batch to see how bad it was? Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio

Deep Dive Radio

1
DDR presents The Speak Easel Show S2 E3 22:30

for 1 year siden22:30

22:30

Welcome to the DDR Speak Easel Show! This show is recorded at the Speak Easel Bar in Deep River, CT. It's the ideal place to solve world problems. Join me every Sunday at 10 am. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
Deep Dive Radio presents THE SPEAK EASEL SHOW Crapping Their Pants S II E1 20:36

for 1 year siden20:36

20:36

JFK Jr. endorses Trump, and that's got the lefty idiots crapping in their pants. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio

Deep Dive Radio

1
The Speak Easel Pundits COOL SHIT / S2 Ep. 1 29:12

for 1 year siden29:12

29:12

Deep Dive Radio Season 2 Episode 1 We at Deep Dive Radio are proud to announce our new series for Season II, aptly named The Speak Easel Pundits ! Episode one is called "COOL SHIT" These episodes feature dialogue at my bar called The Speak Easel by me and an occasional guest where we of course using our sage knowledge solve all world problems. Send us a text Support the show Deep Dive Radio relies on listeners like you for support! Donate here: https://deepdiveradio.com Become a patron here: https://www.patreon.com/DeepDiveRadio…

Deep Dive Radio

1
Important Announcement E 80 3:19

for 1 year siden3:19