The Mom Psychologist Show podcast

#Fitness #Parenting #Kids And Families #Mental Health #Dr. Jazmine

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

The Mom Psychologist Show

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Are you ready to feel more confident in your parenting, connect with your child in deeper more meaningful ways and reclaim your joy in parenting? Each week Dr. Jazmine reveals her best tips, strategies, and mindsets around positive parenting, child development and mental health. Teaching you how to discipline with clarity and respect, handle tantrums without losing your sanity and potty train like a pro - The Mom Psychologist Show breaks it all down (and so much more) with a new episode each and every week!

76 episoder

The Mom Psychologist Show

updated for 13 dage siden

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76 episoder

#Fitness #Parenting #Kids And Families #Mental Health #Dr. Jazmine

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The Mom Psychologist Show

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Why Correcting Backtalk Actually Makes It Worse | 73 18:32

for 13 dage siden18:32

18:32

Ever feel like the more you correct your child’s backtalk, the worse it gets? In this episode, I’m breaking down why that happens and sharing real-life scripts and mindset shifts that actually work. You’ll walk away with practical tools to handle those tough moments, connect with your child, and bring more peace to your home. I would LOVE to hear your thoughts! Drop me a DM over on Instagram @themompsychologist so we can keep this conversation going! All my love, Dr. J ❤️ Wanna go deeper? Join my live Discipline Masterclass on September 17th - www.themompsychologist.com/discipline-class Download my free Script Pack at www.themompsychologist.com/script-pack Work with me at www.themompsychologist.com/membership Weekly newsletter with scripts, tips, and real-life stories from my motherhood journey - www.themompsychologist.com/tmptimes…

The Mom Psychologist Show

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Your child doesn't need more patience, they need this | 72 36:01

for 20 dage siden36:01

36:01

I would LOVE to hear your thoughts! Drop me a DM over on Instagram @themompsychologist so we can keep this conversation going! All my love, Dr. J ❤️ Important note: This applies to neurotypical children or when neurodivergence has already been considered. If your child might be neurodivergent, the "perfect at school, difficult at home" pattern often indicates masking and genuine depletion rather than boundary-testing. It's *still* important to focus on guiding children's behavior through respectful boundaries, teaching, and clear expectations. Wanna go deeper? Join my live Discipline Masterclass on September 17th - www.themompsychologist.com/discipline-class Download my free Script Pack at www.themompsychologist.com/script-pack Work with me at www.themompsychologist.com/membership Weekly newsletter with scripts, tips, and real-life stories from my motherhood journey - www.themompsychologist.com/tmptimes…

The Mom Psychologist Show

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Back Talk: Why your child keeps talking back (even after you keep correcting them) | 71 4:54

for 5 weeks siden4:54

4:54

I would LOVE to hear your thoughts! Drop me a DM over on Instagram @themompsychologist so we can keep this conversation going! All my love, Dr. J ❤️ Wanna go deeper? Download my free Script Pack at www.themompsychologist.com/script-pack Work with me at www.themompsychologist.com/membership Weekly newsletter with scripts, tips, and real-life stories from my motherhood journey - www.themompsychologist.com/tmptimes…

The Mom Psychologist Show

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I don't like who I become in the mornings... | 70 22:57

for 6 weeks siden22:57

22:57

Okay, real talk... mornings can bring out a whole different side of me, and I know I’m not the only one! In this episode, I’m getting honest about my “Nagging Nancy” moments, why our kids push back on routines, and how I’m learning (slowly but surely) to step back and let them take the lead. We’re talking about building real motivation, letting natural consequences do their thing, and giving ourselves grace when things get messy. If you’re tired of the morning chaos and want some practical, heart-centered tips (plus a mantra to keep you grounded), this one’s for you. Let’s grow together, one imperfect morning at a time! Download my free Script Pack at www.themompsychologist.com/script-pack Work with me at www.themompsychologist.com/membership Weekly newsletter with scripts, tips, and real-life stories from my motherhood journey - www.themompsychologist.com/tmptimes…

The Mom Psychologist Show

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How to teach kids about body safety & consent | 69 13:39

for 1 year siden13:39

13:39

I don’t know about you but I was never taught about body safety or consent. Let alone my growing body, puberty or sex. It just wasn't the type of conversations I had with my parents. Left to my own devices, friends and media became my biggest teachers. I don’t want this for my kids. I want to be involved in helping them understand boundaries, their bodies, and how to keep themselves safe. I want to give you my 7-step process on teaching kids about body consent and safety.…

The Mom Psychologist Show

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How to set boundaries around certain TV shows & apps? Q&A with Dr. J | 68 6:31

for 1 year siden6:31

6:31

So your child has been watching a certain TV show or playing on a certain app and you’ve realized that you no longer want them on it. You want to set a boundary but you also know how upsetting this will be for them. What do you do?! In this episode, I’ll share the exact script to use during these moments and important things to keep in mind! If you enjoyed this episode, consider leaving a rating. It truly helps. Thank you again for listening. Parent coaching & community: http://themompychologist.com/membership Discipline Workshop (free): Http://www.themompychologist.com/workshop Instagram: https://instagram.com/themompsychologist YouTube: https://youtube.com/c/themompsychologist…

The Mom Psychologist Show

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Top Recommended Children’s Media by a Child Psychologist (Ages 2-10) (Movies, Shows, & Apps) | 67 15:12

for 1 year siden15:12

15:12

When it comes to screen time - my biggest tip is to make sure your children are exposed to quality content. To me, quality boils down to being: 👶🏽Age appropriate (made exactly for your child’s age range and development). 📚Educational and/or inspiring (versus just entertaining). 💃🏽Engaging and interactive (encourages them to participate either by calling out answers, dancing, sharing their ideas, etc). Nowadays, there are so many options to choose from that it can be hard to know what is quality and what’s not. That’s why in this video, I’ll be sharing some of my current (and past) favorites that I think you should check out. Keep in mind, this is not an exhaustive list. I kept the list short for a reason. Save 50% off your annual plan using my affiliate link- https://playpokpok.com/redeem/?code=50DRJAZMINE…

The Mom Psychologist Show

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How to help your child navigate “mean kids” at school (put downs, exclusion, etc) | Q&A with Dr. J The Mom Psychologist | 66 16:02

for 1 year siden16:02

16:02

Uh oh! You just got word that your child is being excluded by kids at school. Other kids are saying hurtful things and don’t let your child play with them. You feel horrible and want this to STOP. You want your child to wake up and stop being friends with them but you also don’t want them to feel judged and shut down. In this episode, I’ll share: Best ways to respond in these moments so your child feels supported but also knows how to stand up for themselves How to help your child think about friendship in a more holistic way Tools to teach your child how to make and keep good friends Check out books like: The Not So Friendly Friend- https://amzn.to/3QFbysE Let’s Talk About Body Boundaries, Consent and Respect- https://amzn.to/3WFgx09 The Survival Guide for Making & Keeping Friends- https://amzn.to/3UWlwZ7 The Little Book of Friendship- https://amzn.to/4bylSKV My Way to Making Friends- https://amzn.to/3WHba0y How to Be a Friend: A Guide to Making Friends and Keeping Them- https://amzn.to/3UHSATx ________________________________________________________________________ If you enjoyed this episode, consider leaving a rating. It truly helps. Thank you again for listening. Parent coaching & community: http://themompychologist.com/membership Discipline Workshop (free): http://www.themompychologist.com/workshop Instagram: https://instagram.com/themompsychologist YouTube: https://youtube.com/c/themompsychologist…

The Mom Psychologist Show

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Steal My Go-To Parenting Phrases For the Most Challenging Situations | 65 19:18

for 1 year siden19:18

19:18

As a psychologist and mom of three, I don’t always know the right things to say at the right times nor do I always say things how I mean to say them. What helps me is having a few go-to phrases to fall back on during stressful moments because it helps me to redirect my focus to what matters - my relationship with my child. Here are a few of my favorite go-to parenting phrases for intense moments. _______________________________________ If you enjoyed this episode, consider leaving a rating. It truly helps. Thank you again for listening. Parent coaching & community: http://themompychologist.com/membership Discipline Workshop (free): www.themompychologist.com/workshop Instagram: https://instagram.com/themompsychologist YouTube: https://youtube.com/c/themompsychologist…

The Mom Psychologist Show

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“You like my sister more than me!” How to respond | Q&A with Dr. J The Mom Psychologist | 64 16:53

for 1 year siden16:53

16:53

So lately your child has been saying some really shocking things like “You like my sister more than me!” or “I’m such a boring kid!” You’re trying to stay curious and get her to open up about her feelings but it keeps happening and each time she says it, it really stings. What do you do? In this episode, I’ll share: Why kids resort to these phrases & what they’re really trying to say How to respond best in the moment _______________________________________ If you enjoyed this episode, consider leaving a rating and review. It truly helps. Thank you again for listening. Join the waitlist for my membership: www.themompsychologist.com/membership Discipline Workshop (free): http://www.themompychologist.com/workshop Instagram: https://instagram.com/themompsychologist YouTube: https://youtube.com/c/themompsychologist…

The Mom Psychologist Show

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Top 5 things to teach your child by age 5 (+ Kindergarten prep) | 63 24:32

for 1 year siden24:32

24:32

90% of your child’s brain develops by age 5. To ‘develop’ is to change, and your child’s brain is changing at rapid speed. Here are the top 5 things to make sure you start teaching your child by age 5 in order to maximize this growth period & set your child up for success. Having trouble getting your little one to get involved around the house? Check out this video for practical tips to motivate your child to do chores (without bribes or allowance). You can also download my free chore checklist , which includes age-appropriate chores for toddlers through teens as well as a chore chart to help keep everyone organized and accountable. ___________________________________________________ If you enjoyed this episode, consider leaving a rating. It truly helps. Thank you again for listening. Parent coaching & community: http://themompychologist.com/membership Discipline Workshop (free): www.themompychologist.com/workshop Instagram: https://instagram.com/themompsychologist YouTube: https://youtube.com/c/themompsychologist…

The Mom Psychologist Show

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“That’s not fair!” How to respond | Q&A with Dr. J The Mom Psychologist | 62 11:10

for 1 year siden11:10

11:10

If you enjoyed this episode, consider leaving a rating. It truly helps. Thank you again for listening. Parent coaching & community: http://themompychologist.com/membership Discipline Workshop (free): www.themompychologist.com/workshop Instagram: https://instagram.com/themompsychologist YouTube: https://youtube.com/c/themompsychologist…

The Mom Psychologist Show

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Struggling With Parenting? This Might Be Why. | 6 Truths to Make Your Life Easier | 60 19:36

for 1 year siden19:36

19:36

The Mom Psychologist Show

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Morning power struggles | Q&A with Dr. J | 61 14:52

for 1 year siden14:52

14:52

It’s just one of those mornings - you know, the kind when NOTHING satisfies your child. 😰 No matter how much you try to reason with them, validate their feelings or accommodate their needs, they insist on digging in their heels, changing their minds & making unreasonable demands left and right. Now you’re spiraling, yelling, and exhausted… And it’s only 7 AM. 🤬😳 In this episode, I’ll be sharing: The #1 reason kids dig in their heels How to respond to their constant demands and whining How to re-think these moments so you’re less likely to lose your cool. __________________________________ If you enjoyed this episode, consider leaving a rating. It truly helps. Thank you again for listening. Parent coaching & community: http://themompychologist.com/membership Discipline Workshop (free): www.themompychologist.com/workshop Instagram: https://instagram.com/themompsychologist YouTube: https://youtube.com/c/themompsychologist…

The Mom Psychologist Show

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How to Teach Kids About "Tricky People" & Body Safety and Consent | 59 16:06

for 1 year siden16:06