From retirement strategies to investing tips and financial planning guidance, our goal is to empower you with the knowledge you need to make smart financial decisions. Join us every week as we simplify complex financial topics, share real-life success stories, and guide you on your journey to financial success! A Wiser Retirement® Podcast is produced by Wiser Wealth Management, based in Marietta, Georgia. We specialize in Wealth Management and Flat Fee Financial Planning. To learn more about ...
…
continue reading
Helping listeners within 5 years of retirement invest wiser and retire better, as we discuss key financial topics like investing, retirement planning, behavioral finance, taxes, Social Security, Medicare, and more.
…
continue reading
http://theestateattorneyatlanta.com/ Nationally Recognized Atlanta Estate Planning Attorney and Best Selling Author Shane Smith shares expert advice on how to Protect Your Family, Your Assets, and Your Peace of Mind
…
continue reading
Spread Great Ideas is meant to increase the signal in a world awash in noise. Your curator and host, Brian David Crane, is on a quest to share the learnings of the world’s most interesting people - the disruptors, the outliers, the libertines, and those who’ve been unconventionally successful - so that we can all become a little bit wiser, together.
…
continue reading
Wiser than Yesterday hosts open-ended discussions, breakdowns, and summaries of the world's most thought-provoking and inspiring books. Our hosts, Nicolas Vereecke and Sam Harris digest non-fiction books from all centuries and genres. They discuss the biggest philosophical insights and practical lessons for health, wealth, wisdom, and happiness. This podcast is here to help listeners become smarter. To learn about new ideas and to gain more perspectives on the books and ideas they are famili ...
…
continue reading
1
248. 2025 Medicare Changes: What You Need to Know
33:42
33:42
Afspil senere
Afspil senere
Lister
Like
Liked
33:42
In 2025, Medicare will eliminate the Part D coverage gap, cap out-of-pocket prescription costs at $2,000, and offer a payment plan. Some Georgia Medicare Advantage plans will not renew, allowing members to switch plans or join Medigap without underwriting. The Part B premium will rise to $185/month, and fraud risks are expected to increase. Tune in…
…
continue reading
1
247. Why It’s Crucial to Separate Your Business and Personal Assets
36:40
36:40
Afspil senere
Afspil senere
Lister
Like
Liked
36:40
When running a business, it's essential to maintain a clear distinction between business and personal assets. This separation is vital for liability protection, tax purposes, and enhancing professionalism. Tune in to this episode of A Wiser Retirement® Podcast as we discuss why it's important and how to implement it effectively. Book Links: - The E…
…
continue reading
1
How Much Life Insurance Do I Need?
17:16
17:16
Afspil senere
Afspil senere
Lister
Like
Liked
17:16
Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFP®, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering future expenses for children, and replacing income for a spouse, along with strategies for wealth transfer and estate tax planning.…
…
continue reading
1
246. SEC v. Ripple Lawsuit Resolved, BTC ETFs, and the Election
28:41
28:41
Afspil senere
Afspil senere
Lister
Like
Liked
28:41
Tune in to this episode of A Wiser Retirement® Podcast as Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, discuss the SEC v. Ripple lawsuit finally being resolved, Bitcoin ETFs, and what the upcoming presidential election means for crypto. Related Podcast Episodes: - Ep 237: Estate Planning for Crypto …
…
continue reading
1
245. Strategies for Early Retirement and Long-Term Security
26:41
26:41
Afspil senere
Afspil senere
Lister
Like
Liked
26:41
Achieving early retirement and long-term financial security requires a strategic approach that includes saving aggressively, living below your means, and creating multiple income streams. Join us on this episode of A Wiser Retirement® Podcast as we talk about different strategies for early retirement and long-term security. Along with financial tac…
…
continue reading
1
244. Financial Steps to Take After the Loss of a Loved One
24:21
24:21
Afspil senere
Afspil senere
Lister
Like
Liked
24:21
Managing a loved one's estate can be overwhelming. How do you ensure you're not missing critical steps? Join us on this episode of A Wiser Retirement® Podcast as we walk you through the financial steps to take after the loss of a loved one. We also stress the importance of preparing your own affairs to spare future generations the hassle and potent…
…
continue reading
1
243. Investment Strategy in an Election Year: Is a Market Correction Coming?
44:14
44:14
Afspil senere
Afspil senere
Lister
Like
Liked
44:14
Is a market correction on the horizon? In this episode of the A Wiser Retirement® Podcast, we discuss key strategies for investing during an election year. We explore the stock market's average rise during election years, emphasizing the value of long-term investment strategies and avoiding market timing. We also cover the importance of having a ca…
…
continue reading
1
242. Financial Tips for Women to Secure Their Future
28:52
28:52
Afspil senere
Afspil senere
Lister
Like
Liked
28:52
Can financial knowledge and independence unlock a better future for women? In this episode of A Wiser Retirement® Podcast, we explore essential steps women can take to control their financial destinies. We address challenges faced by divorced women and widows, offering practical advice on making smart investment decisions instead of relying on low-…
…
continue reading
1
241. The Heart and History of Wiser Wealth Management with President, Casey Smith
53:03
53:03
Afspil senere
Afspil senere
Lister
Like
Liked
53:03
Wiser Wealth Management was founded with a clear mission: to do the right thing and make a positive impact on people’s lives. Michaela Dowdy interviews Casey Smith about the history behind Wiser Wealth Management, giving listeners a chance to get to know him better. Casey shares his journey from aspiring mutual fund manager to becoming an airline p…
…
continue reading
1
30 Years of Financial Advice: Scott Carson's Tips and Lessons
34:40
34:40
Afspil senere
Afspil senere
Lister
Like
Liked
34:40
Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFP®, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management, shares valuable insights from his extensive career in financial planning. If you enjoyed this episode, make sure to check out…
…
continue reading
1
240. The Benefits of Diversified Income Streams
36:00
36:00
Afspil senere
Afspil senere
Lister
Like
Liked
36:00
Ever wondered how diversified income streams can shape your financial future? In this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, dive into the significance of diversified income streams, from real estate and dividend-paying stocks to balancing primary and side jobs. They emphasize the importance of passion in side hustles and busi…
…
continue reading
1
239. How can I reduce my current taxable income?
33:04
33:04
Afspil senere
Afspil senere
Lister
Like
Liked
33:04
On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, explore strategies for reducing taxable income, such as deferred compensation plans, retirement contributions, and tax-loss harvesting. They highlight the importance of understanding the tax implications of various investments and caution against ris…
…
continue reading
1
238. Is Instant Gratification Ruining Your Financial Goals?
36:13
36:13
Afspil senere
Afspil senere
Lister
Like
Liked
36:13
Is instant gratification ruining your financial goals? On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss the importance of staying committed to long-term financial goals, resisting the allure of immediate gratification, and harnessing the powerful effects of early saving and compounding. They…
…
continue reading
1
237. Estate Planning for Crypto Assets
34:45
34:45
Afspil senere
Afspil senere
Lister
Like
Liked
34:45
On this episode of A Wiser Retirement® Podcast, we talk about estate planning for crypto assets, the recent launch of eight Ethereum ETFs, the future of Bitcoin and SAB121 with Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. Podcast Episodes Referenced: - Ep 226: SWIFT Plans to Launch CBDC, Binance Fou…
…
continue reading
Can you retire with $1M at age 60? Tune in to Episode #31 as host Joe Allaria, CFP®, discusses the different factors that impact the answer, including your retirement expenses, other income, Social Security, and more. If you enjoyed this episode, make sure to check out our latest podcast on How to Retire Early Using Phases Submit Your Questions To …
…
continue reading
1
236. Be Your Own Bank with Life Insurance - Is this legit?
40:07
40:07
Afspil senere
Afspil senere
Lister
Like
Liked
40:07
On this episode of A Wiser Retirement® Podcast, we talk about using life insurance to be your own bank with Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®. We discuss what happens if you rely solely on life insurance for wealth-building and stress the importance of having a diversified financial plan. Podcast Episodes Referenced: - Ep 214: What…
…
continue reading
1
235. Investing in Index Funds: Benefits and Strategies
39:40
39:40
Afspil senere
Afspil senere
Lister
Like
Liked
39:40
On this episode of A Wiser Retirement® Podcast, we discuss investing in index funds with Casey Smith and Andrew Pratt, CFA, CBDA. We talk about the importance of long-term investing, the different types of ETFs, and the benefits of dollar cost averaging over lump-sum investing. Podcast Episodes Referenced: - Ep 208: How Direct Indexing Benefits Hig…
…
continue reading
1
234. Pilots, Maximize Your 401(k) Contributions!
46:32
46:32
Afspil senere
Afspil senere
Lister
Like
Liked
46:32
Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximize their 401(k) contributions. They explore the complexities and risks of real estate investments, superfunding your 401k, and tax benefits to keep in min…
…
continue reading
1
233. How Second Marriages and Blended Families Impact Estate Planning
35:26
35:26
Afspil senere
Afspil senere
Lister
Like
Liked
35:26
On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Shawna Theriault, CFP®, CPA, CDFA® to talk about how second marriages and blended families impact estate planning. They also discuss how to safeguard your family's future, avoiding probate pitfalls, and the often-overlooked risk of unintentionally disinheriting children from a…
…
continue reading
Do you want to retire now and gain more freedom sooner? The answer could be yes, but the path to achieving it might differ from what you imagine. In episode #30 of the Retirement Power Hour, Joe Allaria, CFP®, and Mark Allaria, CFP®, sit down and discuss ways you can retire early using phases. Many people envision retirement as abruptly shifting fr…
…
continue reading
1
232. Is the backdoor Roth IRA strategy right for you?
32:58
32:58
Afspil senere
Afspil senere
Lister
Like
Liked
32:58
High-income earners, are you looking for a way to maximize your retirement savings even if you exceed the income limits for a Roth IRA? On this episode of A Wiser Retirement® Podcast, Missie Beach, CFP®, CDFA® and Shawna Theriault, CFP®, CPA, CDFA® walk you through backdoor Roth IRAs, how to execute it step-by-step, and why early career planning is…
…
continue reading
1
231. The State of RIA Crypto Education, ETH ETFs, and the Memecoin Frenzy
35:43
35:43
Afspil senere
Afspil senere
Lister
Like
Liked
35:43
Is your financial advisor ready for the crypto revolution? On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss the state of RIA crypto education, Crypto Super PACs, ETH ETFs, and the memecoin frenzy. Related Podcast Episodes: - Ep 226: S…
…
continue reading
1
230. What Can and Can't be Included in a Prenup
45:46
45:46
Afspil senere
Afspil senere
Lister
Like
Liked
45:46
In this episode of A Wiser Retirement®, Casey Smith and Missie Beach, CFP®, CDFA®, talk with Leslie O'Neal, a Family Law Attorney and Partner at O'Dell and O'Neal in Marietta, GA. They discuss why prenups are important for everyone, especially in second marriages, and how they act as practical life planning tools like insurance. The conversation co…
…
continue reading
1
229. How do I avoid capital gains tax?
34:56
34:56
Afspil senere
Afspil senere
Lister
Like
Liked
34:56
On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss various methods to minimize capital gains taxes, especially during retirement. Key strategies include gifting appreciated assets to charities, 1031 exchanges, and converting IRAs to Roth accounts during specific timeframes. Proper education an…
…
continue reading
1
228. How to Choose the Right Franchise with Jon Ostenson
34:17
34:17
Afspil senere
Afspil senere
Lister
Like
Liked
34:17
Unlock the secrets to successful franchising with our special guest, Jon Ostenson, CEO of FranBridge Consulting and former president of Shelf Genie. Jon joins Casey Smith on the episode and shares his journey from the corporate world to franchising. He reveals the untapped potential of non-food franchises, which often boast lower startup costs and …
…
continue reading
1
227. I’ve inherited $200k, what should I do?
30:59
30:59
Afspil senere
Afspil senere
Lister
Like
Liked
30:59
Can inheriting money truly change your life for the better, or could it create unforeseen financial pitfalls? On this episode of A Wiser Retirement® Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Shawna Theriault, CFP®, CPA, CDFA® talk about what to do if you inherit $200k. Related Podcast Episodes: - Ep 171: I've inherited money, now what? -…
…
continue reading
1
226. SWIFT Plans to Launch CBDC, Binance Founder CZ Sentenced, & Ethereum ETF News
39:53
39:53
Afspil senere
Afspil senere
Lister
Like
Liked
39:53
On this episode of A Wiser Retirement®, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss how SWIFT plans to launch a CBDC, Binance founder CZ sentenced, and give an Ethereum ETF update. Related Podcast Episodes: - Ep 216: What are alternative investments? Should you be invested in …
…
continue reading
1
225. Will the 2024 presidential election influence the stock market?
32:39
32:39
Afspil senere
Afspil senere
Lister
Like
Liked
32:39
Will the 2024 Presidential election influence the stock market? On this episode of A Wiser Retirement®, Casey Smith is joined by Andrew Pratt, CFA, CBDA, to talk about how the S&P 500 performs depending on which party is in office and how the market performs with a divided Congress. They also compare stats on how the market performed when Trump and…
…
continue reading
1
Jayson Gaddis: Founder of The Relationship School
1:13:43
1:13:43
Afspil senere
Afspil senere
Lister
Like
Liked
1:13:43
Please welcome Jayson Gaddis to the show, he is — well — a lot of things. He's a father, an entrepreneur, an artist, an author, a public speaker, a human behavior specialist, and most importantly, he's a relationship expert. He's the author of Getting to Zero: How to Work Through Conflict in Your High-Stakes Relationships and is also the founder of…
…
continue reading
1
224. Living in the Moment While Planning for the Future
33:17
33:17
Afspil senere
Afspil senere
Lister
Like
Liked
33:17
It's often tricky to find the balance between living in the moment and planning for the future. On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy talk about instant vs delayed gratification, goal-setting tips, and lifestyle perceptions of the wealthy. Podcast Episodes Referenced: - Ep 219: Do you hav…
…
continue reading
1
Ryan Coisson: Building Wealth and Managing Risk
1:34:01
1:34:01
Afspil senere
Afspil senere
Lister
Like
Liked
1:34:01
Please welcome Ryan Coisson, whom I've known for more than 10 years, to the show. He's a digital business owner, content marketer, outdoor adventurer, and finance whiz. Ryan is a pro at creating high-level processes, including planning and building specific — and I mean very, very specific — actionable steps to achieve the goals around those financ…
…
continue reading
1
223. Should you buy a house in 2024?
33:33
33:33
Afspil senere
Afspil senere
Lister
Like
Liked
33:33
Is 2024 a good time to purchase a new home? On this episode of A Wiser Retirement™, Casey Smith is joined by realtor, Tom Townsend from Townsend Realty Group. They talk about what's going on in the housing market, what to know about buying a house in 2024, interest rates, upcoming changes to realtor commissions, and investing in a second home. Podc…
…
continue reading
1
Reduce Taxes with Charitable Giving
16:50
16:50
Afspil senere
Afspil senere
Lister
Like
Liked
16:50
Are you tired of donating cash to charities and missing out on potential tax savings? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, provides four different ways, including Gifting Appreciated Shares, Qualified Charitable Distributions (QCDs), Bunching Donations Into One Year, and Mega-Bunching with Donor Advised Funds, that you c…
…
continue reading
1
222. When should I claim Social Security if I don’t need it?
29:09
29:09
Afspil senere
Afspil senere
Lister
Like
Liked
29:09
When should I claim Social Security if I don't need it? On this episode of A Wiser Retirement™, Casey Smith and Missie Beach, CFP®, CDFA® talk about the best age to claim Social Security, different strategies for claiming it, and the optimal time to take it if you don't necessarily need it. Related Podcast Episodes: - Ep 109: Common Social Security…
…
continue reading
1
221. How to Prioritize Financial Goals
33:56
33:56
Afspil senere
Afspil senere
Lister
Like
Liked
33:56
On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy discuss how to prioritize financial goals. They encourage people to set SMART goals, explain leading and lagging indicators, and how to focus on daily priorities. Related Podcast Episodes: - Ep 200: Setting and Achieving Financial Goals in the New Yea…
…
continue reading
1
220. Is Bitcoin more than digital gold?
33:43
33:43
Afspil senere
Afspil senere
Lister
Like
Liked
33:43
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about whether Bitcoin is more than digital gold, give an update on the SEC vs Ripple case, explain Bitcoin halving, and mention that the IRS issued a draft for the new 1099-DA. Related Pod…
…
continue reading
1
219. Do you have a wealth preservation plan?
41:00
41:00
Afspil senere
Afspil senere
Lister
Like
Liked
41:00
On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to discuss wealth preservation plans and various asset protection strategies. Wealth preservation is more than just preparing for retirement; it involves a strategic approach to safeguarding your assets for future generations while maintaining a comfortable …
…
continue reading
1
218. Budgeting Tips for Pilots with a Variable Income
37:51
37:51
Afspil senere
Afspil senere
Lister
Like
Liked
37:51
On this episode of A Wiser Retirement™, Casey Smith is joined by guests, Justin and Jennifer Place. Justin and Jennifer are both Pilots at a major airline. They discuss what it was like starting at regional airlines and how to make it to the majors, different career paths for pilots, variable income budgeting tips, emergency funds, airline 401k pla…
…
continue reading
1
The Stock Market During an Election Year with Guest Jake DeKinder
22:47
22:47
Afspil senere
Afspil senere
Lister
Like
Liked
22:47
The 2024 presidential election has caused many investors to wonder if they should be doing anything differently. Is it safe to stay invested in stocks and bonds during this time, or should investors move their money to the sidelines until later this year? In Episode #28 of the Retirement Power Hour, Joe Allaria, CFP®, talks with Jake DeKinder, Head…
…
continue reading
1
Martin Krung: DeFi Innovation at Curve Finance
1:09:47
1:09:47
Afspil senere
Afspil senere
Lister
Like
Liked
1:09:47
I dive into the world of decentralized finance with Martin Krung, a prominent figure in the crypto space and a key contributor to Curve Finance. Martin has been an active participant in the crypto community for over a decade, focusing on innovative solutions and technological advancements. As a full-stack developer with a background in art software…
…
continue reading
1
217. What are the best and worst states to retire to?
36:24
36:24
Afspil senere
Afspil senere
Lister
Like
Liked
36:24
Have you thought about moving to a new state when you retire? On this episode of A Wiser Retirement™, Casey Smith is joined by Michaela Dowdy to talk about the 5 best and worst states to retire to. The states on the list might surprise you! Podcast Episodes Referenced: - Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement T…
…
continue reading
1
Demian Voorhagen: Strategic Entrepreneurial Growth
1:07:08
1:07:08
Afspil senere
Afspil senere
Lister
Like
Liked
1:07:08
I'm happy to have Demian Voorhagen with me, a name synonymous with scaling tech companies and driving substantial growth. Born and raised in Amsterdam, Demian's journey from exploring the realms of management, economics, and law, to becoming a pivotal figure in the startup and scale-up scene, is nothing short of inspiring. As someone deeply interes…
…
continue reading
1
216. What are alternative investments? Should you be invested in them?
53:45
53:45
Afspil senere
Afspil senere
Lister
Like
Liked
53:45
On this episode of A Wiser Retirement™, Casey Smith is joined by Andrew Pratt and Robert Swarthout. Andrew is the Investment Manager at Wiser and Robert is the Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about Andrew’s new CBDA designation, crypto volatility, Bitcoin ETF holdings, and alternative investments. Podcast Epis…
…
continue reading
1
215. Happy Financial Literacy Month!
44:34
44:34
Afspil senere
Afspil senere
Lister
Like
Liked
44:34
Happy Financial Literacy Month! On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Michaela Dowdy to talk about why it's important to be financially literate. At its core, financial literacy empowers and equips individuals with the knowledge and skills needed to make informed financial decisions. How fin…
…
continue reading
1
Vin Armani: A Tale of Tech, Liberty, and Legacy
2:27:21
2:27:21
Afspil senere
Afspil senere
Lister
Like
Liked
2:27:21
Please welcome Vin Armani, also known as Cyprian, a man of many lives and many talents. Originally from Southern California, Vin first made a name for himself as the star of Showtime's "Gigolos" TV series which chronicled his life as a sought-after gigolo in Las Vegas. By day he's been a professional Bitcoin developer since 2014. He's an author, a …
…
continue reading