Everyone has a dream. But sometimes there’s a gap between where we are and where we want to be. True, there are some people who can bridge that gap easily, on their own, but all of us need a little help at some point. A little boost. An accountability partner. A Snooze Squad. In each episode, the Snooze Squad will strategize an action plan for people to face their fears. Guests will transform their own perception of their potential and walk away a few inches closer to who they want to become ...
…
continue reading
Indhold leveret af The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Player FM - Podcast-app
Gå offline med appen Player FM !
Gå offline med appen Player FM !
#50 Assume you won't get the State Pension when planning retirement
MP3•Episode hjem
Manage episode 371269543 series 2838867
Indhold leveret af The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
To include the State Pension or to ignore the State Pension, that is the question…when you’re retirement planning. If you’re a millennial (born between 1981 and 1996) or later, I’ve come to a bold conclusion: it’s best to assume you won’t receive a State Pension, when you’re planning how much to save for retirement. Let me explain why… While it's likely that some form of State Pension will persist, I believe there’s a good chance that it will become much less generous or that the state retirement age will increase even further. It is also possible that it will become means-tested so only the least well-off will receive it. Because the UK population is ageing and, as a result, the cost of the State Pension is increasing, one or all of these possibilities is almost inevitable. Listen to this episode to discover why it's most prudent for your financial plan to assume a State Pension will not materialise... Get resources and comment on LinkedIn: https://www.linkedin.com/pulse/state-pension-sustainable-so-assume-you-wont-get-when-heather Ask me a question: www.katsonga.com/coach.html Support the podcast: In $: www.buymeacoffee.com/TheMoneySpot In £: www.patreon.com/TheMoneySpot Your way: www.paypal.me/katsonga
…
continue reading
51 episoder
MP3•Episode hjem
Manage episode 371269543 series 2838867
Indhold leveret af The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
To include the State Pension or to ignore the State Pension, that is the question…when you’re retirement planning. If you’re a millennial (born between 1981 and 1996) or later, I’ve come to a bold conclusion: it’s best to assume you won’t receive a State Pension, when you’re planning how much to save for retirement. Let me explain why… While it's likely that some form of State Pension will persist, I believe there’s a good chance that it will become much less generous or that the state retirement age will increase even further. It is also possible that it will become means-tested so only the least well-off will receive it. Because the UK population is ageing and, as a result, the cost of the State Pension is increasing, one or all of these possibilities is almost inevitable. Listen to this episode to discover why it's most prudent for your financial plan to assume a State Pension will not materialise... Get resources and comment on LinkedIn: https://www.linkedin.com/pulse/state-pension-sustainable-so-assume-you-wont-get-when-heather Ask me a question: www.katsonga.com/coach.html Support the podcast: In $: www.buymeacoffee.com/TheMoneySpot In £: www.patreon.com/TheMoneySpot Your way: www.paypal.me/katsonga
…
continue reading
51 episoder
ทุกตอน
×Velkommen til Player FM!
Player FM is scanning the web for high-quality podcasts for you to enjoy right now. It's the best podcast app and works on Android, iPhone, and the web. Signup to sync subscriptions across devices.