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Episode 12: Your First Home: How to Start, Who to Call, and What to Avoid!
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Indhold leveret af Alex Pang & Alex Shanks, Alex Pang, and Alex Shanks. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Alex Pang & Alex Shanks, Alex Pang, and Alex Shanks eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
How to Get Into Your First Home
- What’s the first step in the homebuying journey?
- Should you talk to a realtor or a broker/bank first?
Understanding the Mortgage Process
- A high-level overview of what getting a mortgage looks like from start to finish.
- Does a credit check affect you?
- Breaking down how credit inquiries work during the mortgage application process.
Income Types and Mortgage Approval
- How do different types of income (e.g., salaried, self-employed, commission) impact your mortgage application?
First-Time Homebuyer Benefits
- What perks and programs are available to first-time buyers?
- Accounts to use: Exploring the FHSA and RRSP to maximize your savings.
- Insured vs. Conventional Mortgages: What’s the difference, and what happens with properties over $1M?
Conditions and Down Payment Explained
- What are subjects and conditions when putting in an offer?
- Learn how to protect yourself in a deal.
- Deposit vs. Down Payment: Understanding the difference and what’s required.
Common Questions About Buying a Home
- Can you finance a new vehicle while applying for a mortgage?
- The potential risks of taking on new debt.
- Should you buy your “forever home” or just get into the market?
- The pros and cons of each approach.
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