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Episode 15 - End Of Season 1 Entering the Property Market Recap
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End of Season 1: Entering the Property Market Recap.
Description:
In this final episode of our first season on Established Wealth, we’re tying together all the essential steps in purchasing a property, whether you’re a first-time listener or have been with us from the start. Hosts Tiffany and Toby provide a comprehensive recap, from laying the groundwork with financial health to crossing the finish line with settlement and beyond.
Key Takeaways:
Financial Foundations:
- The importance of establishing an emergency fund before diving into property ownership.
- How budgeting and developing good money habits set the stage for financial success.
Borrowing and Mortgage Prep:
- Understanding your borrowing capacity, serviceability, and the "5 Cs of Credit" that lenders use to evaluate your loan application.
- The crucial role of mortgage brokers in navigating lender policies and securing the best deal.
Exploring Grants and Lender Options:
- Insights into government schemes like the First Home Loan Deposit Scheme and guarantor loans, and how they might (or might not) benefit you.
- Tips for selecting the right lender based on your unique financial situation.
The Homebuying Process:
- Setting a realistic budget, considering all costs from legal fees to moving expenses.
- The value of using a buyer’s agent, especially for auctions and off-market properties.
Finalizing the Purchase:
- Navigating the settlement phase, organizing your move, and the excitement of becoming a homeowner.
As we wrap up Season 1, don’t forget to send in your questions or topic suggestions for next season through our social media channels. We’ll be back with more valuable insights to help you on your path to Established Wealth.
Contact Us: Website: www.establishedwealth.com.au
Email: toby@establishedwealth.com.au | tiffany@establishedwealth.com.au
Instagram: Toby_EstablishWealth | Tiffany_MortgageBroker
Download E-Book: www.establishedwealth.com.au
Australian Credit Licence: 389087
ASIC Authorised Credit Representative Number: 559315
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