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Indhold leveret af Monica Millares. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Monica Millares eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
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How do we build an inclusive world? Hear intimate and in-depth conversations with changemakers on disability rights, youth mental health advocacy, prison reform, grassroots activism, and more. First-hand stories about activism, change, and courage from people who are changing the world: from how a teen mom became the Planned Parenthood CEO, to NBA player Kevin Love on mental health in professional sports, to Beetlejuice actress Geena Davis on Hollywood’s role in women’s rights. All About Change is hosted by Jay Ruderman, whose life’s work is seeking social justice and inclusion for people with disabilities worldwide. Join Jay as he interviews iconic guests who have gone through adversity and harnessed their experiences to better the world. This show ultimately offers the message of hope that we need to keep going. All About Change is a production of the Ruderman Family Foundation. Listen and subscribe to All About Change wherever you get podcasts. https://allaboutchangepodcast.com/
Indhold leveret af Monica Millares. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Monica Millares eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product, and our people can make a difference on customers’ financial lives - and as a result, in the quality of their lives. However, more than ever Founders, CEOs, Leadership teams and all FinTechers have a ton of pressure to build solutions that actually solve customer problems, that people want, that are differentiated And profitable Yes that's you and me too! That's why I've created this podcast! I speak with FinTech CEOs, Founders, and Csuites to uncover their stories, challenges, and lessons learnt in building products with impact. You'll get to hear real-life conversations, and you’ll walk away with practical questions, frameworks and insights that you can apply to your own FinTech products. So, are you ready to make a bigger difference in FinTech? Let's come together and discover how Purpose, Product, and People can help us create a future of better financial wellbeing while building sustainable and profitable FinTechs. Follow me on LinkedIn, TikTok, and YouTube to stay connected and be part of the conversation. Cheers to making better FinTech and making FinTech better! Love, Moni
Indhold leveret af Monica Millares. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Monica Millares eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product, and our people can make a difference on customers’ financial lives - and as a result, in the quality of their lives. However, more than ever Founders, CEOs, Leadership teams and all FinTechers have a ton of pressure to build solutions that actually solve customer problems, that people want, that are differentiated And profitable Yes that's you and me too! That's why I've created this podcast! I speak with FinTech CEOs, Founders, and Csuites to uncover their stories, challenges, and lessons learnt in building products with impact. You'll get to hear real-life conversations, and you’ll walk away with practical questions, frameworks and insights that you can apply to your own FinTech products. So, are you ready to make a bigger difference in FinTech? Let's come together and discover how Purpose, Product, and People can help us create a future of better financial wellbeing while building sustainable and profitable FinTechs. Follow me on LinkedIn, TikTok, and YouTube to stay connected and be part of the conversation. Cheers to making better FinTech and making FinTech better! Love, Moni
FinTech LaTam is booming; but it's not just just about digital transformation - we have the power to transform the region, but to do so, we must do a paradigm shift and focus on infinite adaptation and human-centered innovation. In this episode, I speak with Maria and Ray from FinTech Americas, who share powerful insights about LaTam, building trust in financial services, driving true financial inclusion, and fostering innovation that puts people first. And of course, they reveal why LaTam's unique challenges require a paradigm shift from traditional transformation to continuous adaptation. 🔑 Key Highlights: Why trust remains the foundation of financial services innovation How COVID accelerated digital adoption but created new challenges The critical balance between technological efficiency and human connection Why Latin America needs "infinite adaptation" rather than linear transformation The role of collaboration between banks and fintechs in driving meaningful change Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 Follow Maria & Ray: LinkedIn: https://www.linkedin.com/in/marialmancuso/ LinkedIn: https://www.linkedin.com/in/rayruga/ Website: https://www.fintechamericas.co/en/ 👉 Follow Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares We cover: [00:00:00] Introduction to FinTech Americas' mission [00:02:04] Key challenges in Latin American financial services [00:04:32] Building trust in digital financial services [00:07:34] Banking fundamentals and regulatory challenges [00:09:33] Bank-FinTech collaboration benefits [00:12:30] The infinite adaptation paradigm [00:15:14] Power of peer-to-peer learning at conferences [00:16:06] Human-centered financial inclusion [00:18:09] Balancing technology with humanity [00:20:51] FinTech Americas 2025 event details [00:22:27] FemTech and leadership initiatives [00:24:15] Networking and innovation opportunities SEARCH QUESTIONS: How to build trust in financial services in Latin America? What is the future of banking in Latin America? How are fintechs collaborating with banks in LATAM? What is infinite adaptation in financial services? How to drive financial inclusion in Latin America? Why do people not trust digital banking in LATAM? What is the unbanked population in Latin America? How did COVID impact digital banking adoption? What are the biggest challenges for FinTech in LATAM? How to balance technology and human touch in banking? What is the role of conferences in financial innovation? How to create human-centered financial products? What is the state of digital transformation in LATAM banks? How are banks and fintechs working together? How to build trust in digital financial services? What is the future of financial inclusion in LATAM? How to drive innovation in traditional banks? What are the key fintech trends in Latin America? How to succeed in Latin American fintech market? What makes FinTech Americas different from other conferences? #FinTechLatAm #FinancialInclusion #DigitalTransformation #BankingInnovation #FutureOfFinance Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
We live in a world where marketing acquisition budgets are tight and we have a ton of pressure to deliver growth! - as a result content marketing has emerged as a powerful strategy for FinTech growth. In this episode, I speak with Araminta Robertson, Founder of Mint Studios, and we answer the big question: How to leverage content marketing effectively in the FinTech space? Araminta brings deep expertise in content strategy and SEO and shares insights on building effective content strategies that drive measurable results and explains why bottom-of-funnel content is becoming increasingly crucial in the age of AI. We explore how content can bridge the financial education gap, the strategic approach to SEO in an AI-driven world, and the balance between brand awareness and lead generation. We also discuss the challenges of creating technical content that resonates with B2B audiences and the importance of authentic expertise in content creation. 🔑 Key Highlights: The shift from paid acquisition to content marketing as budgets tighten Why bottom-of-funnel content is crucial for driving measurable results How AI is changing SEO and content strategy in 2025 The importance of technical expertise in FinTech content creation Why customer obsession should drive content strategy 👉 Follow Araminta: LinkedIn: https://www.linkedin.com/in/aramintarobertson/ Website: https://www.mintcopywritingstudios.com/ 👉Follow Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares We cover: [00:00:00] The challenge of FinTech growth with tight budgets [00:01:19] How content democratizes financial knowledge [00:07:23] Content marketing ROI and measuring success [00:13:52] B2B FinTech content challenges [00:17:28] Introduction to Mint Studios and FinTech Marketing Hub [00:20:05] Building an effective content strategy [00:25:54] The impact of AI on SEO [00:33:26] In-house vs. agency content creation [00:37:00] Finding quality FinTech writers [00:41:24] Content distribution strategies [00:44:11] Building customer-centric FinTech businesses SEARCH QUESTIONS What is the future of FinTech content marketing in 2025? How to measure content marketing ROI in FinTech? What is bottom-of-funnel content in FinTech? How is AI changing SEO for FinTech companies? Should FinTechs build in-house content teams or hire agencies? What makes effective B2B FinTech content? How to create technical content that converts? What is the best content distribution strategy for FinTechs? How to balance brand awareness vs lead generation in FinTech? What skills do FinTech content writers need? How to create content with limited marketing budget? What is the impact of AI on FinTech content strategy? How to measure content marketing success in FinTech? What are the best SEO strategies for FinTech companies? How to create authentic FinTech thought leadership? What content formats work best for B2B FinTech? How to stand out in FinTech content marketing? What is the role of technical expertise in FinTech content? How to build a scalable content strategy for FinTech? What are the common FinTech content marketing mistakes? #FinTechMarketing #ContentStrategy #B2BFinTech #FinTechGrowth #ContentROI Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
We all wonder how to incorporate AI into our workflows! Soo I've recorded as special episode on AI in FinTech Product Development! Join me with Jas Shah, founder of Bitsul, and 3rd time guest in the show as we dive deep into how AI can streamline innovation and create more purpose-driven fintechs. We take a very practical approach so you'll learn frameworks for implementing AI, from automating admin tasks to enhancing customer research, and discover how to build sustainable, customer-centric solutions that create lasting value If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow in Spotify, and leave a 5 star rating apple podcast. Remember to connect in LinkedIn to keep the conversation going. Let’s get into it! 👉 You can find Jas here LinkedIn: https://www.linkedin.com/in/jas-shah/ LinkedIn: https://www.linkedin.com/company/bitsul/ Website: https://bitsul.co.uk/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ We cover: [00:00] AI as a catalyst for customer impact [03:05] Purpose-driven FinTech with AI [06:01] Incorporating AI in product development [10:06] Practical AI tools for product teams [14:00] Crafting effective AI prompts [21:42] Using AI for customer research [29:16] Building AI-powered solutions [32:34] Cost considerations and ROI [38:38] Common mistakes to avoid [41:48] Ethical considerations in AI [45:54] Future of open banking [50:00] Key changes for sustainable AI SEARCH QUESTIONS How to implement AI in FinTech products? What are the best AI tools for product development? How to use AI for customer research in FinTech? Is AI replacing product managers? How to measure AI ROI in FinTech? What are common AI implementation mistakes in FinTech? How to build cost-effective AI solutions? Should FinTechs build or buy AI capabilities? How to create AI-powered customer experiences? What is the future of AI in banking? How to use ChatGPT for product development? What are the best practices for AI in FinTech? How to automate product management tasks with AI? What are the risks of AI in financial services? How to build ethical AI products in FinTech? How to use AI for product innovation? What is the impact of AI on product teams? How to create AI strategy for FinTech? How to scale AI solutions in FinTech? How to balance AI automation with human touch? DISCLAIMER Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
The AI revolution in FinTech is happening faster than you think! This week I speak with Pawel to explore how AI is transforming financial services and what it means for product leaders. From beating competitors with limited resources to preparing for a future where your customers might be AI copilots - this episode is packed with actionable insights for FinTech leaders who want to stay ahead of the curve. Discover: Why the AI transformation will happen 20x faster than the industrial revolution How to identify high-impact AI use cases with limited resources Real examples of cross-industry innovation that drove ROI in months The secret to building sustainable, purpose-driven AI products Why your 2030 customer might not be human (and how to prepare) Perfect for FinTech leaders, product managers, and innovation teams looking to create lasting impact in an AI-first world. 👉 Follow Pawel: LinkedIn: https://www.linkedin.com/in/pawelstezycki/ 👉Follow Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://www.purposedrivenfintech.com/ We cover: [00:00:00] The biggest fear in FinTech today [02:49:00] Building purpose-driven AI solutions [05:17:00] How AI enables better financial habits [08:00:00] Historical perspective: From printing press to AI [13:32:00] Framework for identifying AI use cases [16:10:00] Cross-industry innovation success stories [22:06:00] The human factor in AI transformation [25:21:00] AI-powered learning revolution [29:25:00] Ethics and trust in AI solutions [32:29:00] Your 2030 customer isn't human [36:30:00] Preparing for the bot economy [39:31:00] Building sustainable AI-powered businesses SEARCH QUESTIONS How fast are competitors copying FinTech features in 2025? How to build purpose-driven AI products in FinTech? How can AI improve financial habits? How long will AI transformation take compared to other revolutions? What are the best AI use cases for FinTech? How to innovate with AI on a limited budget? Will AI replace jobs in FinTech? How to use AI for financial education? How to ensure AI solutions are trustworthy? What will FinTech customers look like in 2030? How to prepare for AI copilots in banking? How to build sustainable AI products? What is the ROI of AI in FinTech? How to test AI solutions quickly? How to find AI innovation opportunities? How to build an AI-ready culture? How to make complex financial information engaging with AI? What are the risks of AI in FinTech? How will AI change banking services? What regulations affect AI in FinTech? #FinTechInnovation #AIStrategy #ProductLeadership #FutureOfFinance #PurposeDrivenTech Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
DORA is here and if you are a FinTech in Europe you MUST listen to this conversation! DORA is the Digital Operational Resilience Act that is effective from 17th Jan, 2025; and will affect all FinTech partners – yes it’s a biggy one; potentially bigger than GDPR! In this pod I speak with Wayne Scott, Regulatory Compliance Solutions Lead at Escode. Wayne brings his extensive global regulatory expertise and breaks down why this new European regulation is a game-changer for FinTechs worldwide - and why we should be paying attention NOW. 🔑 Key Highlights on DORA: DORA goes into effect January 17th, affecting 15,000+ financial institutions and 7-8,000 fintechs Unlike previous regulations, DORA extends to ALL critical suppliers and partners in the fintech ecosystem Potential fines could reach 2% of global revenue PER DAY for non-compliance The regulation impacts any company providing services into Europe, regardless of their location Not just about security - DORA focuses on operational resilience, supplier failure, and concentration risk We discuss how regulation actually spurs innovation rather than stifling it, diving deep into the practical implications of Europe's new Digital Operational Resilience Act (DORA) and its global ripple effects; explore the concept of operational contagion in our interconnected fintech ecosystem, and how businesses need to prepare for the AI revolution from a regulatory standpoint. We go wide and talk critical supply chain risk management, demystifying the process of identifying and protecting vital business infrastructure, and the future of global financial regulation in 2025 and beyond. We cover: [00:10:00] What is DORA (Digital Operational Resilience Act) explained in plain English [00:10:25] The scope: Affects 15,000 financial institutions and 7-8,000 fintechs [00:11:29] Why you can't argue your way out of DORA compliance [00:11:49] Understanding critical services - from cloud providers to core systems [00:15:10] The five key principles for DORA compliance checklist [00:30:22] Redefining Business Resilience - Beyond just "getting up and trying again" [00:31:43] The real meaning of resilience in fintech operations [00:35:03] Understanding Operational Contagion and its domino effects [00:36:20] Real-world example: How a single outage affected global operations [00:37:33] The Silicon Valley Bank case study - When operational fails trigger financial contagion [00:39:35] AI's impact on financial services regulation [00:41:00] How AI could make current tech companies obsolete [00:42:15] Managing the risks of rapid AI adoption in financial services [00:48:57] The regulatory roadmap for 2025 and beyond 🚀 Your Action Items: Assign someone to own DORA compliance Map your critical suppliers and infrastructure Document policies and procedures Test scenario capabilities 👉 Connect with Scott: LinkedIn: https://www.linkedin.com/in/waynethomasscott/ LinkedIn: https://www.linkedin.com/company/escodeglobal/posts/?feedView=all Website: https://www.escode.com/ 👉 Connect with Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://www.purposedrivenfintech.com/ Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
The Metaverse isn't just a GenZ trend -- it's our chance to rebuild financial services with trust at the core! 🔥 Join Victoria Richardson, David Birch and I as they share their findings from their book "Money in the Metaverse". We explore why identity infrastructure must be built differently this time, how native metaverse payments will transform commerce, what it really means to build safe spaces in virtual worlds, and what Gen Z is teaching us about virtual economies. Finally, Victoria and David reveal their framework for financial institutions to navigate this transformation: from establishing presence to creating entirely new products for virtual economies, and yup, they explain why it's not about building another app! 😎 We cover: (00:00) The Future of the Metaverse: Beyond Commerce (06:13) Purpose Driven Innovation and the Human Element (15:30) Trust: The Foundation of Virtual Worlds (23:15) Digital Identity and Authentication (27:45) The Evolution from Virtual Worlds to Metaverse (33:20) Building Experiences vs Building Platforms (37:00) The Future of Payments and Digital Assets (40:15) Three-Stage Strategy for Financial Institutions (42:45) Risk Management and Training in Virtual Spaces (43:26) The Power of Shared Experiences (45:32) Building Trust Through Mutual Authentication 👉Get their book "Money in the Metaverse" HERE 👉 Connect with Victoria: LinkedIn: https://www.linkedin.com/in/victoria-richardson-40a48b6/ 👉 Connect with David: LinkedIn: https://www.linkedin.com/in/dgwbirch/ Website: https://dgwbirch.com/ 👉 Connect with Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://www.purposedrivenfintech.com/ Key Takeaways: 1. The Metaverse Purpose It's not just about new ways to buy - it's about human connection Will create entirely new job categories and ways of working Success depends on building safe, trusted spaces first 2.Trust Architecture Mutual authentication is critical (both users and companies need verification) Trust indicators should be built into the infrastructure (like color coding for verification status) Move from consumer-verified to system-verified trust 3.Metaverse Strategy Framework Stage 1: Establish Presence Stage 2: Enable Transactions Stage 3: Create Native Products 4.On Payments Keep transactions within the metaverse Use tokenization for efficiency Focus on seamless wallet experiences 5.On Risk Management Use the metaverse for training and risk reduction Consider new types of risks in virtual spaces Think about liability and monetization models Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Are you feeling that growing pressure of becoming irrelevant in today's fast-paced FinTech landscape? In this episode, I'm going solo and I'm sharing my battle-tested career development framework - the exact approach that has helped me stay ahead in an industry where yesterday's innovations become tomorrow's table stakes. I'll show you how to transform that fear of irrelevance into your biggest advantage, building a strategic career plan that keeps you at the forefront of FinTech innovation. Key Insights: Why traditional goal-setting fails and how strategic development planning leads to lasting career growth The power of being the driver of your career instead of letting circumstances control your path How to identify and leverage growth opportunities in industry, company, and team The importance of building distinctive capabilities that make you irreplaceable Why visibility planning is crucial, especially for women and introverts We cover: (00:00) Welcome to 2025: Why Strategic Planning Beats Goal Setting (01:00) My personal story: From Big Banks to FinTech Startups (02:45) The Power of Creating Your Own "Practical MBA" (04:02) 1: Being Strategic About Your Direction (06:00) The Importance of Clarity in Career Planning (07:03) Exercise: Permission to Dream Big (09:07) Being Honest With Your Self-Assessment (13:15) 2: Following the Growth (14:53) Identifying Growing Industries and Companies (16:00) Analyzing Trends and Their Impact on Your Role (19:26) 3: Building Your Capabilities (20:29) Developing Your Value Proposition (22:14) The Power of Unique Combinations (24:03) Creating Your Visibility Plan (26:00) Common Mistakes to Avoid (27:10) Action Steps for Implementation Take Action This Week: The Dream Exercise: Give yourself permission to envision your ideal career without constraints Growth Audit: Assess your current skills against where you want to be Value Proposition: Create your unique combination of skills, experiences, and personality traits Follow for more insights on building successful careers in FinTech and strategic professional development. 👉 Connect with Monica LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://www.purposedrivenfintech.com/ — Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Join us for an insightful conversation with Tamara, CEO of Velexa, as we explore how FinTech is revolutionizing wealth management and financial education. From democratizing investment access to building community-driven platforms, discover how Velexa is making financial services more inclusive and less intimidating for everyone. Why education and community are key to next-generation FinTech solutions How Brazil became a leader in neobank adoption with 43% population penetration The importance of hybrid approaches in empowering women investors Why Southeast Asia leads in digital wealth management innovation The role of AI and ChatGPT in shaping the future of investment advice Building scalable B2B solutions while keeping focus on end-user needs We cover: (00:00) The Essence of FinTech: Revolutionizing Money Management (02:08) Brazil's FinTech Success Story: From Unbanked to Digital Leaders (03:29) Velexa's Mission: Democratizing Investment Access (05:07) The B2B Approach to Achieving Global Impact (06:10) The Future of WealthTech and Investment Adoption (08:31) Financial Stress and Education: Building Better Solutions (11:03) Gen Z's Approach to Financial Health (14:13) Building Community-Driven Financial Products (15:27) Women in Investment: Challenging Industry Misconceptions (18:38) Velexa's Customer Base and Global Market Differences (22:29) Overcoming Legacy Infrastructure Challenges (24:09) Velexa's Award-Winning Vision and Success Factors (29:18) The Role of AI in Investment Decision-Making (34:56) Responsible Innovation in Financial Education (36:34) Leadership Insights: Creating a Winning Strategy (39:00) CEO Mindset: The Importance of Team and Vision (41:34) The Future of FinTech: Prioritizing Financial Education If you're interested in the intersection of FinTech, financial education, and inclusive wealth management, this episode provides valuable insights into building purpose-driven financial solutions that make a real difference in people's lives. Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 Connect with Tamara: LinkedIn: https://www.linkedin.com/in/tamara-kostova-0818001/ LinkedIn: https://www.linkedin.com/company/velexa/ Website: https://velexa.com/ https://velexa.com/news/2024/06/velexa-disrupting-start-ups-money2020-europe/ 👉 Connect with Monica LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://www.purposedrivenfintech.com/ — Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Imagine a world where rural communities thrive with access to financial services tailored to their unique needs. That’s exactly what Tim Scheffmann, CEO of LTS Ventures, is making possible with the largest digital village banking network in Southeast Asia. In this episode, we dive into the transformative power of FinTech in underserved regions and how Tim is redefining financial inclusion. From adopting cutting-edge AI to ensuring communities have access to emergency funds, LTS Ventures bridges the gap between technology and humanity to create lasting change. How LTS reached profitability Why a strong business model is key to driving meaningful impact How AI supports fair and efficient credit decisions in rural communities The role of standardization in scaling financial inclusion Climate challenges in Laos and how FinTech is helping villages stay resilient The secret to building trust in small communities with technology and human connection Tim also shares his journey from growing up in a German village to leading a social enterprise in Laos and the lessons learned from early hesitations to now championing digital village banking. If you’re curious about how FinTech can solve real-world problems and how AI is reshaping the credit landscape, this episode is for you! Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes. We cover: (02:15) Transitioning from NGO Roots to a Profitable Social Enterprise (05:00) The Importance of Business Models in Financial Inclusion (08:00) Scaling to 900+ Villages: Standardization and Technology (10:50) Leveraging AI for Credit Decisioning and Fraud Prevention (15:30) Building Trust: The Role of Community and AI in Lending (18:45) Financial Literacy and Behavioral Change in Rural Communities (22:10) Addressing Climate Challenges with Village Banking (27:30) Village Banking as a Hub for Knowledge and Community Building (31:40) The Human Element in Rural Financial Services (36:10) Lessons Learned: Advocating for Digital Village Banking (39:20) Transforming Financial Inclusion in Rural Laos 👉 Connect with Tim: LinkedIn: https://www.linkedin.com/in/scheffmann/ LinkedIn: https://www.linkedin.com/company/ltsventures/posts/?feedView=all Website: https://www.ltsventures.com/ 👉 Connect with Monica LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://www.purposedrivenfintech.com/ — Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Purpose Driven FinTechs are predicated on accessibility and inclusiveness - it's not about building a product that a very few people really love and admire and adore and become early adopters. Fasset is an all-in-one financial super app that allows people and businesses to securely invest, earn, and make payments and they are targeting a broader subsegment of society with financial services using blockchain technology — so that more people to benefit from it! Come behind the scenes with me all the way to the UAE. Meet Umair Javed, Chief Business Officer at Fasset. We discuss how to reach 98% of society with Fasset Connect, the complexities of building a high-performance culture, handling execution challenges, and fostering innovation without getting swayed by technology hype, financial education, rethinking traditional business models to achieve long-term impact - what and much more! Remember to like and subscribe for more episodes like this! 👉 Connect with Umair: LinkedIn: https://www.linkedin.com/in/mumairjaved/ LinkedIn: https://www.linkedin.com/company/fassethq/posts/?feedView=all Website: https://fasset.com/ 👉 Monica’s Socials LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares — Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Come behind the scenes of one of the largest NeoBanks in Southeast Asia! Zubin Rada Krishnan, CEO at BigPay, shares BigPay's mission of leveling up people's lives through accessible and simple financial services and explains how BigPay aims to promote financial well-being by shaping positive spending habits and providing innovative financial products. We discuss the unique challenges and opportunities in the Southeast Asian fintech market, the importance of empathy in product development and leadership, BigPay's exciting developments like their expansion into Thailand, their partnership with AirAsia MOVE, their innovative stashes solutions and much more! BigPay is committed to providing the financial services that Southeast Asians need to live better lives, by providing accessible, transparent, simple and secure digital financial services. From cross-border and domestic payments to international transfers, credit, micro-insurance, personal loans, and smart budgeting, BigPay continues to innovate to level-up Southeast Asian lives - one transaction at a time. 👉 Connect with Zubin: LinkedIn Zubin: https://www.linkedin.com/in/zubin-rada-krishnan-aa93172/ LinkedIn BigPay: https://www.linkedin.com/company/bigpayme/ Website: https://bigpayme.com/ 👉 Monica’s Socials LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Remember to like and subscribe for more episodes like this! We cover: (00:00) Intro (03:58) BigPay's Mission and Vision (14:51) Leadership and Empowerment (20:32) Fintech Growth in Southeast Asia (24:19) Addressing Financial Pain Points (25:31) Understanding BigPay Customers (27:30) Innovative Savings Solutions (30:09) BigPay goes live in Thailand! (32:44) Embedded Finance with AirAsia MOVE (39:30) Defining Great Products (46:55) Final Thoughts on the one thing to change to make FinTech better for everyone — Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
The future is about Fintech & Bank Partnerships! And FinConecta is here to make it easier, cheaper and more efficient for all! If you are bank you know you have legacy systems, and that you need new tech to innovate As a B2B FinTech it is likely you are solving a problem for Banks... Well FinConecta makes it easy for both parties to find each other - And more importantly, to connect to multiple partners with one API. FinConecta supports Financial Institutions in their digital transformation journey. They've created an interconnected network of modern FIs and FinTech solutions from around the world linked through a proprietary platform. and they are building the first global integrated FinTech marketplace. In this episode I had the pleasure to speak with Jorge A. Ruiz M. CEO at FinConecta We talk about: - Purpose - Financial Inclusion - FinConecta's marketplace - The benefits of the platform - Utilizing AI for efficiency - Building high-performance teams - The global reach of FinConecta, - The future of interoperability in Financial Services and much more! Worth reaching out to Jorge if you are a FinTech looking to grow, If you enjoyed this Purpose Driven FinTech pod, follow for more discussions on how to build great FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 You can find Jorge here LinkedIn: https://www.linkedin.com/in/jorgearuiz/ LinkedIn: https://www.linkedin.com/company/finconecta/ Website: https://finconecta.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
500M own crypto, 30% want to pay with it — are you ready? Customer expectations are changing fast And crypto payments are rapidly becoming the new normal! In today's episode I spoke with Max Krupyshev . CEO at CryptoProcessing.com by CoinsPaid to deep dive and understand what's going on! We cover: - How crypto is solving for real customer problems - Argentina as use case - Freelancers! A biggy one! - Pain points crypto payments are solving for - De-bust the myth about volatility... love it! - What makes a great product - The CEO mindset And much more! If you are interested in learning more about accepting crypto payments, reach out to Max and the team! If you enjoyed this Purpose Driven FinTech pod, follow for more discussions on how to build great FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 You can find Max here LinkedIn: https://www.linkedin.com/in/mkrupyshev/?originalSubdomain=ee LinkedIn: https://www.linkedin.com/company/cryptoprocessing-com/posts/?feedView=all Website: https://coinspaid.com/ Website: https://en.cryptoprocessing.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
LATAM's payment infra is fragmented and outdated... Imagine a single API that breaks down barriers across LATAM and unlocks a seamless payment experience, and multiple geo launches; a smooth, unified digital payment experience for the entire region! Well, I had the pleasure of speaking with Kevin Litvin , Co-Founder at tapi , and he's doing exactly that! In LATAM people still line up to pay bills and basic services... And while FinTechs and banks have a massive opportunity to fix this, The real magic happens on the infra layer... and this is why tapi is disrupting the region: One solution that works everywhere. One integration. One contract. Of course a touch of AI to make it easier, faster better for your devs, and a fantastic team who understands how you want to work... We cover: - Lessons from his failed e-wallet startup - Insights that led him to evolve into Tapi - Understanding the LATAM landscape - The reality of customer pain points when it comes to payments - What makes a great product - How he's using AI to disrupt - What's next after his very successful round - Why the culture of your tech partner matters (a ton)! And much much more Follow for more discussions on how to build great FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 You can find Kevin here LinkedIn: https://www.linkedin.com/in/kevinlitvin/ LinkedIn: https://www.linkedin.com/company/tapi-latam/posts/?feedView=all Website: https://tapi.la/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
There are 5. 5 million small businesses with less than 20 people in the UK - and we can argue small businesses are the most underserved of all FS customers today! That’s why Bankifi is transforming the space and making bank's digital banking platforms from something that's purely transactional into the place where a small business run and operate their business from. In this episode Mark Hartley, CEO & Founder at Bankifi, shares with us Bankifi’s backstory and purpose, the challenges of both banks and SMEs, and we go deep on data, AI, engagement - and more importantly human interaction! Because the majority of the population still fears AI, the hypothesis is that customers will value more human interaction, and that will be a differentiator. If you enjoyed this Purpose Driven FinTech pod, follow for more discussions on how to build great FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 You can find Mark here LinkedIn: https://www.linkedin.com/in/mark-hartley-038b38/ LinkedIn: https://www.linkedin.com/company/bankifi/ Website: https://www.bankifi.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
“There's a lot of power behind financial data. Every time we move money from point A to point B, we also move information” BUT the power is unlocked by the quality of the data, and the what we do with the data! In this episode Nare Vardanyan, CEO & Co-Founder at Ntropy, the immense potential of financial data and its impact on both consumers and businesses. We discuss how standardizing and unifying fragmented financial data can unlock new opportunities in lending, payment authorization, accounting automation, and more. We explore the challenges and role of AI and advanced models in transforming financial services and of course, how we can use tech to drive social change…. very good points on social mobility! If you enjoyed this Purpose Driven FinTech pod, follow for more discussions on how to build great FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 You can find Nare here LinkedIn: https://www.linkedin.com/in/narevardanyan/ LinkedIn: https://www.linkedin.com/company/ntropy/ Website: https://www.ntropy.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Buying a property is a big life moment, and one full of anxiety! And yes, we the people in the industry are guilty of creating anxiety to our customers! That’s why Geer Van Kerchkhoven, CEO & Co-Founder Oper is doing something about it, and helping both banks and customers create a much better mortgage experience! In this episode Geert shares his journey and insights on improving the mortgage process. He reveals how we can reduce borrower anxiety and streamline the home-buying journey, why Oper is a great product and his secret sauce to building products people love and are willing to pay for! He also shares valuable experiences on leveraging AI Oper, lessons learnt re AI, and building high-performance teams, and top advice for anyone in the journey! We cover, (00:00) Intro to the Mortgage Experience (04:10) Geert’s Initial Hypotheses (06:10) Challenges and Mindset in Building a Fintech (11:37) Defining a Great Product in Fintech (14:37) Addressing Borrower Anxiety and Mortgage Challenges (23:22) The Hybrid Model: Combining AI and Human Touch (26:15) Loan Advisor Interaction in Virtual Environments (28:16) AI in Document Matching and Loan Processing (29:32) Key Takeaways of Building AI Features in Fintech (31:04) Challenges in AI Deployment: Compliance and Integration (33:00) Understanding Vertical AI and Its Applications (38:55) Fireside Chat: Insights on Strategy and Leadership Follow for more discussions on how to build great FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 You can find Geert here LinkedIn: https://www.linkedin.com/in/geertvankerckhoven/ LinkedIn: https://www.linkedin.com/company/opercredits/posts/?feedView=all Website: https://www.opercredits.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Have you ever thought about owning a Franchise, but got discouraged by the large amount of investment capital? Many of us have. Franchises pose barriers to entry to most of us, but not any more! In today’s episode I speak with Kenny Rose, the founder of FranShares. He is on a double mission to allow individuals to invest in franchises and to solve for the generational wealth gap through local business ownership. Kenny has an amazing mindset and energy. So we go deep both on him as an entrepreneur and his business. We cover his definition of great product - not your traditional answer!, why wealth creation is a problem with a big surface area, why franchises is a good asset class, what makes FranShares innovative, how he pays earnings, how he chooses franchises in the platform and his mindset as an entrepreneur. It’s a fascinating conversation! We cover, (01:54) Franchises as an investment opportunity (02:52) Empowering entrepreneurs (11:42) Building a successful team (24:06) Why invest in Franchises? (28:21) Equity growth vs. income in Franchising (29:05) The appeal of franchises (31:15) Why FranShares is an Innovative Fintech (35:58) Selecting the Right Franchises (42:43) Challenges in Franchising investments (48:19) FranShares future plans (49:58) Advice for aspiring entrepreneurs (52:37) The one thing to change in FinTech Follow for more discussions on how to build great FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 You can find Kenny here LinkedIn: https://www.linkedin.com/in/kennyrose/ LinkedIn: https://www.linkedin.com/company/franshares/ Website: https://franshares.com/investments/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Wio Bank has become one of the fastest Neo-Banks globally to achieve profitability. In its first full year of operations, Wio reported a revenue of AED 266.4 million and a net profit of AED 2 million. Wio has over 50,000 Wio Business and 40,000 Wio Personal customers… and in today’s episode we go through the How they achieved such amazing success! I speak with Prakash Sunkara, Chief Financial Officer at Wio Bank - and I have to say he’s a CFO that sounds like a CPO! He is absolutely super customer centric! We discuss Wio’s story, their mindset and how that sets them apart, what’s the definition of innovation - in the eyes of Jayesh Patel, Wio’s CEO; and ways of working to bring it to life, the how they reached profitability, what happens once they hit month one of profitability, and finally we put Prakash in the hot seat with some fire side questions! It’s a fascinating conversation! Prakash has a long career in Financial Services and as a CFO - across both traditional financial services and FinTechs. Wio Bank is disrupting banking for consumers and small businesses in the UAE and has created an all-in-one digital financial platform to reboot banking for everyone! We cover, (00:00) The framework behind hitting profitability in year one (03:55) Wio's Mission and Customer Focus (05:52) Achieving Rapid Profitability (06:37) Mindset and Ecosystem in Dubai (08:23) Innovative Approaches in SME Banking (13:05) Continuous Innovation and Customer Needs (20:50) Strategic Thinking Behind Profitability (25:53) Introduction to Platform Banking (26:15) Innovative Features for SME Banking (27:27) Customer-Centric Approach (30:14) Scaling and Growth Strategy (33:32) Teamwork and Company Culture (39:36) Profitability and Sustainable Growth (47:22) Challenges and Future Focus Follow for more discussions on how to build great FinTech products with Customer and Commercial Impact and stay updated on the latest episodes. 👉 You can find Prakash here LinkedIn: https://www.linkedin.com/in/prakashsunkara/ LinkedIn: https://www.linkedin.com/company/wiobank/ Website: https://www.wio.io/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
The Statistics are brutal! 56% of young investors avoid professional advice due to high fees and outdated approaches. 51% of respondents feel they lack control over their finances, indicating a significant financial literacy and engagement gap. 63% of women are uncomfortable with basic investment principles, with 72% not actively monitoring their investments. 47% of participants save little to no income, reflecting poor financial habits and future preparation. Theo Paraskevopoulos, CEO & Founder of Invessed, is taking the challenge straight on and transforming wealth management to better serve younger generations. I sit with Theo to discuss the evolving landscape of financial advice in the UK and the enormous challenge we have ahead. Theo shares with us how Invessed aims to empower financial professionals by leveraging technology to reduce admin tasks and enhance client interactions, and therefore provide a solution to this problem. We cover, (00:00) Understanding the Hesitation in Seeking Financial Advice (01:13) The Importance of Purpose in Business (02:24) Building Purpose-Driven FinTechs (06:30) Simplifying Financial Services for Greater Impact (09:42) Engaging More People in Financial Management (13:48) Challenges Faced by Young Investors (19:03) The Role of Technology in Modern Financial Services (22:42) The Responsibility of Wealth (23:29) Innovative Fintech Solutions (24:07) Empowering Investment Professionals (25:40) Behavioral Data and Predictive Technology (28:43) Customer Pain Points and Scalability (37:42) Building Successful Products (41:10) Fireside Questions and Closing Remarks Follow for more discussions on how to build great FinTech products with Customer and Commerical Impact and stay updated on the latest episodes. 👉 You can find Theo here LinkedIn: https://www.linkedin.com/in/theoparaskevopoulos/ LinkedIn: https://www.linkedin.com/company/invessed-tech/ Website: https://invessed.com/ Invessed report: https://invessed.com/invessed-client-engagement-survey-2024/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Over a TRILLION dollars per year is spent on SAAS and so much of that is wasted! Customers know they are overpaying for subscriptions, don’t have good visibility on them, and are aware they could save so much Money if they could bring them all into a single place easily and unlock savings from the software providers This is exactly what Matt Bird, Co-Founder and CEO of Lemon is on a mission to do! To help Businesses save Money so that they can focus on growing their business - and the impact is huge! Not only we go deep on understanding Lemon’s customers and solutions, but we go behind the scenes with Matt and understand his thinking process behind driving innovative products. We explore how to build an empowering company culture, customer driven products and feedback loops, pricing, the secret to building great product, the underdog mentality and much more! If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow in Spotify, and leave a 5 star rating apple podcast. Remember to connect in LinkedIn to keep the conversation going. Let’s get into it! 👉 You can find Matt here LinkedIn: https://www.linkedin.com/in/mattbird1/ LinkedIn: https://www.linkedin.com/company/spendlemon/posts/?feedView=all Website: https://spendlemon.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ We cover: (00:00) Intro (03:10) The Importance of Customer Feedback (03:56) Lemon's Approach to Subscription Management (08:20) Impact of Financial Solutions on Businesses (15:00) Building a Strong Company Culture (19:28) Creating Customer-Driven Products (22:13) Practical Implementation of Feedback Loops (27:33) Targeting the Right Customer Segments (29:00) Subscription Management Challenges (30:18) Pricing Strategies and Customer Insights (32:14) Lemon's Features (35:17) Financing and Lending Solutions (38:30) Building a Successful Product (42:09) The Underdog Mentality — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
“I love filing my return!” Said no one ever… did you know in the US people spend over 5 billion hours per year to get their taxes done. And Column Tax is in a mission to do something about it! Gavin Nachbar, Co-Founder of Column Tax, shares how Column Tax is disrupting the process of filing taxes - and it all starts by leveraging customer’s existing apps! Column Tax is a B2B2C solution that enables Neobanks, Banks, and Institutions to solve a taxing problem for their users. We discuss the complexity of the US Tax System and how it affects Americans, who Are Column Tax's Customers, how Column Tax saves people time and money, User Experience with Column Tax, what sets Column Tax apart? Building trust with customers and much more! If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow in Spotify, and leave a 5 star rating apple podcast. Remember to connect in LinkedIn to keep the conversation going. Let’s get into it! 👉 You can find Gavin here LinkedIn: https://www.linkedin.com/in/gavinnachbar/ LinkedIn: https://www.linkedin.com/company/column-tax/ Website: https://www.columntax.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ We cover: (00:00) Intro (01:10) Building Purpose Driven Fintechs (03:34) About Column Tax (07:14) Impact of Fintech on Financial Inclusion (08:29) Strategies for Greater Impact: Starting Small (16:01) Sustainability in Fintech (17:39) Leadership and Empowering Culture (20:52) The Complexity of the US Tax System (25:14) Who Are Column Tax's Customers? (26:29) The Problem Statement: Time and Money (27:50) User Experience with Column Tax (29:41) Future of Banking and Tax Integration (32:26) What Sets Column Tax Apart? (35:17) Challenges in Integrating Tax Products (41:47) Building Trust with Customers (43:49) The one thing to change in FinTech to have most impact — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Jas shares with us the importance of data metrics in building purpose-driven fintech. We go deep and practical! We start by defining what makes great product and the role of metrics in product development. We give examples across fintech verticals to bring it to life. It’s a super practical conversation, so defining metrics is not enough, we also deep dive into the challenges like confirmation bias and tools necessary for efficient product growth, including A/B testing, and the potential of AI. If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow in Spotify, and leave a 5 star rating apple podcast. Remember to connect in LinkedIn to keep the conversation going. Let’s get into it! 👉 You can find Jas here LinkedIn: https://www.linkedin.com/in/jas-shah/ LinkedIn: https://www.linkedin.com/company/bitsul/ Website: https://bitsul.co.uk/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ We cover: (00:00) Intro (00:25) Building Purpose-Driven Fintechs (02:56) Defining Great Product (05:34) The Importance of Metrics (08:43) Getting Started with Metrics (16:45) Moving the Metrics (23:50) A/B Testing in Fintech (27:11) Challenges in Building Metrics (29:09) The Role of AI in Metrics (32:24) Frequency of Reviewing Metrics (36:04) Fireside Questions and Insights (43:05) The one thing to change that would have most impact — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Today DATA is a differentiated proposition! And that's why it matters who you select as your payments processor and partner in crime! I had the honour and pleasure to speak with Robert Kraal, Co-Founder at Silverflow , and hear all about how Silverflow has designed with data in mind! Silverflow is a cloud-based payment processing platform that provides a state-of-the-art upgrade for payment-providers, shielding them from the current antiquated legacy technology still in use today. With Silverflow, PSPs can now directly access card networks, instantly add new functionality, have real-time insight into transaction fees and get smart data direct from the networks – all to better serve their merchants. We may think payments and acquiring are purely infra, but actually acquirers are having a ton of impact on businesses who need it the most. We go behind the scenes on Silverflow’s culture and go deep on what’s so special about the leadership style in Nordic countries that many of us of the world can learn from. Robert’s mindset around entrepreneurship, Silverflow’s proposition, and how it actually makes them a DATA platform - unlike platforms built in the eighties who saved minimum data. We explore what are the challenges of his clients, and of course what’s the one thing he would change in FinTech to make the industry better for everyone! We cover: (00:00) Intro to Silverflow's Unique Value Proposition (01:35) Purpose-Driven Fintech and Financial Inclusion (02:47) Challenges in Digital Payments and Infrastructure (06:53) The Need for Real-Time Settlement in Cash Economies (11:36) Sustainability in Fintech Companies (14:17) Building a Global Company with Diverse Teams (23:46) Diving into Acquiring Processing Solutions (25:13) The Evolving Payment Landscape (25:57) Merchant Perspectives on Payment Methods (29:30) Silverflow's Role in the Payment Ecosystem (31:11) Innovations and Challenges in Payment Systems (36:58) Addressing Fraud in the Payment Industry (41:54) The Future of Global Regulation in FinTech If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going. 👉 You can find Robert here LinkedIn: https://www.linkedin.com/in/robertkraal/ LinkedIn: https://www.linkedin.com/company/silverflow/ Website: https://www.silverflow.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ Let’s dive into it! — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
In Today’s episode we speak with Tiffany, CEO and Co-Founder of Aloi, a multi-award winning FinTech in Nepal. Aloi is enabling climate financing for grassroots entrepreneurs through real-time loan journey insights. They have a cashless-financing platform offering 3 features to track a full loan cycle for informal sector business loans: monitor loan usage, loan repayments, and payments. If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going. Let’s dive into it! 👉 You can find Tiffany here LinkedIn: https://www.linkedin.com/in/tong-tiffany/ LinkedIn: https://www.linkedin.com/company/aloiglobal/ Website: https://www.linkedin.com/company/aloiglobal/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ If you enjoy this pod, please follow and leave a 5 star rating on Spotify and a review on Apple podcasts — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
In Today’s episode we speak with Oli Cook, CEO and Co-Founder of ekko, the multi-award winning sustainability platform for banks and payments. Ekko’s solution allows you to make any transaction or customer interaction an opportunity to do good for the planet and your business. We discuss how we should understand sustainability first and then think of how FinTech can be part of the solution, not the other way around; how ekko is a positivity driven FinTech .. I love the idea and this makes them unique among all FinTechs across the world. What is sustainability, sustainability and impact, sustainability lessons from Europe to be aware of in Asia, the Planet Saver account and much much more! If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going. Let’s dive into it! 👉 You can find Oli here LinkedIn Oli: https://www.linkedin.com/in/oli-cook-2ba72460/ LinkedIn ekko: https://www.linkedin.com/company/joinekko-earth/ Website: https://ekko.earth/join/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ If you enjoy this pod, please follow and leave a 5 star rating on Spotify and a review on Apple podcasts — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
This is the start of season number two!We had a small break a few weeks and we are ready to go with more exciting guests and FinTechs One of the reasons why we had a short break in between season one and season two is because I've been attending conferences. I've been to Money 20/20 Bangkok, and then I went to Dubai FinTech summit, of course in Dubai. In this episode I cover the key insights that I got, and what are the things that we need to be aware of? If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow on Spotify, and leave a 5 star rating in Apple Play. Remember to connect in LinkedIn to keep the conversation going. Let’s dive into it! 👉 You can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
In Today’s episode we speak with Regina Lau, CFO at Weavr.io . Regina is a proponent of merging purpose and profit by not thinking of business as a zero sum game, but as an endeavor to growing the pie together. We discuss how measuring customer sentiment help us understand the actual impact we are having in customer’s lives. I love this approach because the amount of money we have in the bank is not indicative of our financial wellbeing. We go personal and discuss how as a minority woman she’s reached C-level as a CFO and we get her thoughts about how to break the ceiling, allies and co conspirators. Weavr is an embedded finance solution that supercharges revenue and customer experience for digital businesses. There is a debate that today every company can be a FinTech, but FinTech requires specialist knowledge, so Weavr focuses on making it simple, safe, and regulatory compliant for businesses to integrate financial services offerings. We discuss their customer segment and their pain points, including a non talked about much segment of HR Tech. If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going. Let’s dive into it! 👉 You can find Regina here LinkedIn Regina: https://www.linkedin.com/in/regina-lau-7772681/ LinkedIn weavr.io : https://www.linkedin.com/company/weavrpayments/ Website: https://www.weavr.io/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ If you enjoy this pod, please follow and leave a 5 star rating on Spotify and a review on Apple podcasts — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
For the first time ever in history, consumer borrowing in the UK has racked up to 2 trillion pounds. We've never seen that before. Pandemic ripple effects, high interest rates, and the raising cost of living have led people to rely on credit more. Even the richest 20 percent of the population are using credit to get by. This problem statement must to talked about. Today we speak with Yaseen Rostom, Founder and CEO at Incredible. I absolutely love their product, it’s solving a genuine customer pain point and it’s well thought through. He is not building just a debt management solution, he is providing a solution for peace of mind. For us to have 10x impact as an industry, he advocates we collectively must put customer outcomes at the centre of what we do; key word collectively. Incredible is a debt management solution that allows customers to make credit repayments on autopilot, while ensuring customers pay off their most expensive debt first. We expand on his user experience, financial resilience, how to measure his impact including how can we increase the overpayments people make towards their loans? How we can nudge people to round up to pay off debt vs round up for savings, findings from user testing and much more. If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going. Let’s dive into it! 👉 You can find Yaseen here LinkedIn: https://www.linkedin.com/in/yrstm/ LinkedIn Incredible: https://www.linkedin.com/company/incredibletechnologies/ Website: https://www.getincredible.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ If you enjoy this pod, please follow and leave a 5 star rating on Spotify and a review on Apple podcasts — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
Today we have the honour to speak with Jeff Parker, CEO at Paymentology. He takes us back to the core. We explore what is Purpose, how Paymentology is having direct impact in customers’ lives - even though they are a B2B FinTech. He emphasizes how we need to collaborate more and share ideas as a FinTech community for us to be able to have 10x the impact in 5 years time. Jeff is known as a great leader, so I dig deeper on his leadership style and what we can do as an Industry to make it better for FinTechers. Paymentology is a card processor, so we explore the controversial question… is it the end of card payments? Or actually are they key for financial inclusion? We discuss how cards will evolve. And Jeff shares with us the key Paymentology capabilities he wishes every FinTech product team knew about, and how Paymentology is reducing complexity and empowering FinTechs and Brands to better serve their customers. If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going. Let’s dive into it! 👉 You can find Jeff here LinkedIn: https://www.linkedin.com/in/jeff-parker-504a10/ LinkedIn Paymentology: https://www.linkedin.com/company/paymentology/ Website: https://www.paymentology.com/ 👉 And you can find Monica here: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://moni-millares.mystrikingly.com/ If you enjoy this pod, please follow and leave a 5 star rating on Spotify and a review on Apple podcasts — Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.…
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