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#243 - New Things Coming to the World of Credit with Mike Olden of ARC
Manage episode 352646100 series 3437798
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Too many people assume a few late payments may have sabotaged their credit score, making home ownership an impossibility.
It’s just not so.
On this episode of Open House, Reba and Eric have Mike Olden back with American Reporting Company to go through some important changes that are increasing the odds of qualifying for a home loan, such as Fannie Mae now averaging the scores of two borrowers, instead of just going with the lower score.
You'll come away from this broadcast with a better understanding of post forbearance fallout, how FICO is scored and why that matters, how changes in credit calculation may help qualify more people for a mortgage - and how best to take advantage of them, along with some simple steps to improve your debt to credit ratio.
And ladies, if you have the credit, it’s time to take advantage of your less-than-50-year-old right to qualify for a mortgage. Reba certainly has!
Get the credit you deserve just by tuning in to this episode of Open House with Team Reba.
And get more information from Fannie Mae at: https://singlefamily.fanniemae.com/media/28331/display
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