Money Noticias podcast

49:50

Send us a text #111: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Alfredo Matos. Alfredo started pursuing big goals early in his youth. He attended CROEM, a public boarding school for talented students from which he graduated high school at 16. He started engineering school immediately in Mayagüez but he paused college to join the Army as a Guardsman. He attended boot camp at 17 and the Army deployed him during the Global War on Terrorism, becoming a veteran at 18 years old. In his mid 20s, after graduating engineering school, Alfredo moved from Puerto Rico to Georgia and started his professional career in the nuclear industry, with about $45,000 in debt. After a while leading a typical suburban life in the Atlanta metropolitan area, Alfredo realized something was missing. He had a great income, but there was no freedom. Alfredo found that he and his wife had fell in a trap called “the rat race”. The more money they earned, the more they would spend, and most people around them were deeply in debt. But they had both come from low income families and knew that they wanted to change their family tree. Alfredo started budgeting, eliminating debt aggressively, investing in real estate and investing in the stock market. This resulted in achieving "Coast Financial Independence" in their mid-thirties. When Alfredo started sharing with others what had worked for them, more and more people asked him for one-on-one help. He fell in love with the opportunity to change people’s lives through financial empowerment and eventually left engineering to become a full time financial coach. In 2024, they moved back to Puerto Rico where Alfredo now supports small business owners helping them develop and retain talent through his workplace financial wellness program called “Invierte En Tu Gente”. Connect with Alfredo Instagram Website Connect with us Instagram Website Other Episodes You Will Enjoy How Purple Achieved Financial Independence and Retired at 30 | APurpleLife How to Become a First-Gen Millionaire: Essential Strategies for Financial Success If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Build Multiple Streams of Income as a First-Gen Professional 37:55

for 12 dage siden37:55

37:55

Send us a text #110: In this [solo] episode, hosts Israel and Sunem discuss the significance of side hustles and multiple income streams. Episode Takeaways Having multiple income streams provides financial security. Side hustles can help build wealth and pay off debt. Self-awareness is crucial for managing mental health and finances. Side hustles can lead to valuable skill development. Intentionality is key when choosing side hustles. Rest is essential to avoid burnout from side hustles. Other Episodes You Will Enjoy How to Reach $140,000 Net Worth Through Smart Investing and Side Hustles with Davy Yap Why We Are Our Own Financial Security Connect with us! Instagram If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Reach $140,000 Net Worth Through Smart Investing and Side Hustles with Davy Yap 32:32

for 19 dage siden32:32

32:32

Send us a text #109: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Davy Yap. Davy is a middle school teacher and finance content creator. She is a first-generation Cambodian-American from Long Beach, California. She have a Bachelor's in Psychology and teaching credential from San Diego State University, as well as a Master's in Curriculum and instruction. Her family immigrated from Cambodia in the 80s to escape a genocide, the Khmer Rouge, and settled in Long Beach. She grew up in a 3-bedroom house with 11 family members. Her accomplishments are going to undergrad, teaching credential program, and Master for free. She also ran a half-marathon, and started to invest at 23. She is self-taught, and has more than a $140,000 net worth at 29, and is building a social media brand. Connect with Davy Instagram Youtube Website Connect with us Instagram Website Other Episodes You Will Enjoy How to Maximize Your Investments: Essential Accounts for 2025 How to Become a Lazy Investor: Simplifying Wealth Building with Chloe Daniels | Clo Bare Money Coach How Purple Achieved Financial Independence and Retired at 30 | APurpleLife I f you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Financially Prepare for Climate Change 36:31

for 26 dage siden36:31

36:31

Send us a text #108: In this [solo] episode, hosts Israel and Sunem discuss the urgent need for financial preparation in the face of climate change. They share personal updates and delve into strategies for assessing climate risks, building emergency funds, and investing sustainably. Episode Takeaways Assess your local climate risks to prepare effectively. Building a larger emergency fund is crucial for unexpected expenses. Invest in sustainable companies to align your finances with your values. Reducing consumption can mitigate environmental impact. Stay informed about government policies related to climate change. Community involvement can amplify individual efforts in climate action. Other Episodes You Will Enjoy How to Master Your Debt in 2025: Essential Strategies for Financial Freedom in the New Year Why We Are Our Own Financial Security Connect with us! Instagram If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Navigate the Tax Season Successfully with Diana Serrano-Salazar | taxeswithdiana 28:09

for 5 weeks siden28:09

28:09

Send us a text #107: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar are joined by Diana Serrano-Salazar to talk about taxes. Diana is an accountant based in Los Angeles who is dedicated to helping first-generation service entrepreneurs manage their bookkeeping and taxes. She’s passionate about empowering the Latine community through tax education and financial literacy. As the eldest daughter of Mexican immigrants, Diana takes pride in her roots and loves being able to use her knowledge and experience to serve her community. Episode Takeaways Fear around taxes often stems from a lack of education and understanding. Cultural representation in accounting is crucial for building trust. Understanding the tax code can significantly impact wealth building. Long-term investing is more tax-efficient than short-term investing. Home sale exclusions can save significant amounts on taxes. Gathering documents early can ease the tax filing process. Connect with Diana Instagram Website Connect with us Instagram Website Other Episodes You Will Enjoy How to Maximize Your Investments: Essential Accounts for 2025 If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Maximize Your Investments: Essential Accounts for 2025 34:03

for 6 weeks siden34:03

34:03

Send us a text #106: In this [solo] episode of Money Noticias podcast, hosts Israel and Sunem discuss the importance of investing and the various investment accounts available for individuals to take advantage of in 2025. Episode Takeaways Investing is essential for financial security and retirement planning. Health Savings Accounts (HSA) provide a triple tax advantage. Employer-based accounts like 401k offer tax benefits and potential employer matches. Individual Retirement Accounts (IRAs) are crucial for those without employer plans. Diversifying investment accounts can provide more flexibility in retirement planning. Other Episodes You Will Enjoy How to Unlock Your Freedom by Pursuing Financial Independence Making Your Money Work Hard for You How to Diversify Your Investments with Index Funds Connect with us! Instagram Website If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Set Money Boundaries Using "The Quiero and Puedo Approach" with Gigi Gonzalez | Cultura and Cash 47:18

for 7 weeks siden47:18

47:18

Send us a text #105: In this episode of Money Noticias podcast, hosts Sunem and Israel Tovar welcome Gigi Gonzalez. Giovanna "Gigi" Gonzalez is a finfluencer, financial educator, public speaker, and author of the bestselling book, Cultura and Cash. Gigi teaches personal finance and career navigation to First Gen at various organizations and on her social media accounts for The First Gen Mentor. Her book was named 5 Books to Help Kickstart a Financial Wellness Journey by The Seattle Times and a Best Personal Finance Book to Read in 2024 by Business Insider. She is originally from California but now calls Chicago home. In her free time, she enjoys catching up with her favorite reality TV shows and trying new restaurants in the city. Episode Takeaways Setting money boundaries with family is challenging but necessary for financial health. Geo-arbitrage can be a strategy for improving financial situations. It's okay to say no to family financial requests when necessary. Health is a crucial aspect of wealth building. Community support is vital for financial education. Connect with Gigi Instagram LinkedIn Buy her book Connect with us Instagram Website Other Episodes You Will Enjoy How to Overcome Generational Poverty and Build Wealth with Viv | OverGenPoverty How to Navigate Financial Challenges When Moving Abroad With Jenny & Kevin | EatBailaTravel Are You Paying the First-Gen Tax? How to Set and Uphold Financial Boundaries If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Set Achievable Money Goals for 2025: A Guide for Financial Success 40:04

for 8 weeks siden40:04

40:04

Send us a text #104: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem reflect on their personal and financial experiences from the past year, discussing their challenges and setting ambitious goals for 2025. They emphasize balancing financial aspirations with personal well-being and the need to live in the present while planning for the future. Episode Takeaways Setting financial goals can be challenging but rewarding. Physical health impacts financial planning. Financial independence requires careful budgeting and spending. Living in the present is crucial for mental health. Goals should excite and motivate you. Other Episodes You Will Enjoy How to Clarify Your Financial Why and Reach Your Money Goals in 2024 How to Financially Prepare for Moving Abroad: Lessons from Mexico City Connect with us! Instagram Website If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Master the Three Essential Skills of Money Management: Making, Saving, and Investing with Michael Kim 39:08

for 9 weeks siden39:08

39:08

Send us a text #103: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Michael Kim. Michael is a Personal Finance Coach, CPA, Digital Nomad, and TEDxSpeaker. Using a combination of money mindset and strategy, he helps working young professionals learn to use money to achieve their financial goals, become financially stress-free and design a life they "actually" love... because when you have control over your money, you have control over your life. Episode Takeaways Mastering money involves making, saving, and investing. Financial goals should align with personal aspirations. Intentionality in money management leads to fulfillment. Surrounding yourself with inspiring people is important. Traveling can be a means to prioritize health. Other Episodes You Will Enjoy How to Navigate Divorce: Essential Financial Tips for Women with Adalia Aborisade | PickyGirlTravels From Debt to Living in London: Balancing Quality of Life and Financial Goals with Pablo | AbundanciaMindset How to Navigate Financial Challenges When Moving Abroad With Jenny & Kevin | EatBailaTravel Connect with Michael Youtube Website Instagram Connect with us Instagram Website If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Master Your Debt in 2025: Essential Strategies for Financial Freedom in the New Year 29:52

for 10 weeks siden29:52

29:52

Send us a text #102: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the important topic of debt, especially as many people set financial goals for the new year. Episode Takeaways Debt impacts mental health, especially in the BIPOC community. Having debt can limit life options, such as housing and job choices. Debt is normalized in society, but it doesn't have to be accepted as a permanent state. Creating a plan to tackle debt can lead to financial freedom. Celebrating small wins can help maintain motivation during the debt repayment journey. Having a support system can provide accountability and encouragement. Other Episodes You Will Enjoy How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It How to Take Control Of Your Debt How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange Why We Are Our Own Financial Security Connect with us! Instagram Website If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Navigate Divorce: Essential Financial Tips for Women with Adalia Aborisade | PickyGirlTravels 42:25

for 11 weeks siden42:25

42:25

Send us a text #101: In this episode of Money Noticias Podcast, host Israel and Sunem are joined by Adalia Aborisade, popularly known as Picky Girl Travels. Adalia is not only a world traveler but also a money coach whose work centers around empowerment through financial education. Adalia believes that everyone should be able to make confident financial decisions and has dedicated herself to teaching those who lack the knowledge and skills to do so. With a unique blend of personal experiences and professional insights, she offers practical tips and resources to help women transform their lives. Episode Takeaways Choosing oneself is a crucial step towards personal happiness. Investing is essential for building wealth, not just saving. Women need to protect their financial interests in marriage. Financial abuse is a common issue in relationships, often unrecognized. Living abroad can provide financial flexibility. Pay yourself first to prioritize your financial goals. Connect with Adalia Youtube Website Connect with us! Instagram Website If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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The Importance of Celebrating Wins: Reflections from 100 Podcast Episodes 29:13

for 12 weeks siden29:13

29:13

Send us a text #100: In this celebratory episode, hosts Israel and Sunem reflect on reaching 100 podcast episodes and over 10,000 downloads. They share personal updates, including Sunem's experience training for a 10K and Israel's upskilling journey. The conversation transitions into reflecting on the lessons learned throughout their podcasting journey, emphasizing the importance of celebrating wins, the challenges of audience growth, and the joy of connecting with like-minded individuals. Connect with us! Instagram Website If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Navigate the Financial Changes of Becoming a Parent with Ana | Brewing Dinero 50:53

for 13 weeks siden50:53

50:53

Send us a text #99: In this episode of Money Noticias, host Sunem welcomes Dr. Ana Romero back to discuss the financial implications of becoming a parent. Dr. Ana shares her personal experiences and insights on navigating the complexities of parenthood while managing finances, emphasizing the need for open communication with partners and the impact of family dynamics on financial decisions. If you have been enjoying our podcast and would like to support our work, you can buy us a coffee. We appreciate you =) Buy us a coffee Connect with Ana Instagram @brewingdinero C onnect with us! Instagram Website Other Episodes You Will Enjoy Becoming a Doctor and Building Wealth as a First-Gen Latina with Ana Romero Morales | Brewing Dinero How to Become Debt-Free and Build Wealth as a First-Generation Couple with Yazmin and Tijani | How We Are Doing It Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Financially Prepare for a Trump Administration 24:28

for 14 weeks siden24:28

24:28

Send us a text #98: In this [solo] episode of the Money Noticias Podcast, hosts Israel and Sunem discuss the implications of the recent election results, particularly Trump's inauguration, and how listeners can financially prepare for the upcoming administration. Connect with us! Instagram Website Other Episodes You Will Enjoy How to Take Control Of Your Debt Making Your Money Work Hard for You Why Budgets are Financial Boundaries How to Get Out of Credit Card Debt: Strategies for Beginners with Lauren Rosalanko | PointsforChange Want to begin getting your money right? Download our free money guide and training today! 6 Strategies to Take Control of Your Debt Guide Interested in receiving 1:1 or gifting someone tailored support to help you/them start investing? 90-minute Investing Clarity Session…

Money Noticias

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How to Prepare to Be Laid off and Overcome Job Rejections with Dannielle | FirstGenMoney 43:40

for 15 weeks siden43:40