How Married Couples Plan for Retirement: A Conversation with Feraud Calixte, J.D., CFP®

Modern Husbands Podcast

Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts who share winning ideas to manage money and the home as a team.
Today we welcome Feraud Calixte. Mr. Calixte is an attorney and CFP, currently working as a Senior Financial Advisor at Modera Wealth Management. He is a National Association of Personal Financial Advisors (NAPFA) National Board Member, a Fee-Only Network Society of Financial Service Professionals (FSP) member, and an Investment News 40 under 40 Emerging Leader. My Calixte has been quoted by various publications, such as the U.S. News & World Report, Yahoo Finance, Investment News, and NAPFA Advisor
On today’s episode, we discuss how the common challenges couples encounter when planning for retirement together and how they can be addressed, among other essential topics to help married couples realize their retirement dreams.
Questions Addressed
0:00:00 Introduction
0:01:30 How can listeners know whether or not their financial planner is putting their interests ahead of their own?
0:07:50 We keep seeing influencers on social media tell us that 401ks are a scam and we should invest for retirement using IULs and Whole Life Cash Value Policies. What are they talking about?
0:14:10 What legal and estate planning considerations should married couples keep in mind as they prepare for retirement? For example, what are the differences between a living trust and a will, and when does a living trust make the most sense for married couples?
0:20:34 What are some common challenges couples may encounter when planning for retirement together, and how can they be addressed?
0:24:57 What resources or professional guidance are available to help married couples navigate the complexities of retirement planning?
0:29:21 Where can listeners go to learn more about you?
0:32:00 What is one simple and actionable piece of advice you want to share with listeners over today’s topic?
Resources
Feraud Calixte, CFP® https://www.linkedin.com/in/feraudcalixte/
National Association of Personal Financial Advisors https://www.napfa.org/
Feraud on Twitter https://twitter.com/Feraud_Calixte
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Kapitler

1. Introduction (00:00:00)

2. How can listeners know whether or not their financial planner is putting their interests ahead of their own? (00:01:30)

3. We keep seeing influencers on social media tell us that 401ks are a scam and we should invest for retirement using IULs and Whole Life Cash Value Policies. What are they talking about? (00:07:50)

4. What legal and estate planning considerations should married couples keep in mind as they prepare for retirement? For example, what are the differences between a living trust and a will, and when does a living trust make the most sense for married couples (00:14:10)

5. What are some common challenges couples may encounter when planning for retirement together, and how can they be addressed? (00:20:34)

6. What resources or professional guidance are available to help married couples navigate the complexities of retirement planning? (00:24:57)

7. Where can listeners go to learn more about you? (00:29:21)

8. What is one simple and actionable piece of advice you want to share with listeners over today’s topic? (00:32:00)