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Is It Really Better to Own More Stocks in Retirement?
Manage episode 445303860 series 3428540
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If stocks are inherently risky, and if you're retired and you're risk-averse, doesn't it make sense to lessen your exposure to the stock market as you get older? That's the logic behind certain "rules of thumb" that say the older you are, the less money you should have in stocks.
But that logic is faulty. It assumes that everyone's situation is the same, and, even worse, that people should be selling stocks in order to fund their short-term income needs. It's time to revisit this idea.
Could it actually be better to own more stocks in retirement? Get the details from podcast host Johnny Dean and "Professor" Rick Plum, CFP® on this week's episode of Managing Your Financial Future!
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