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Do You Know the Role of an Appraiser in a Home Purchase?

 
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Manage episode 154619243 series 1128646
Indhold leveret af Brad Saarela. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Brad Saarela eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Want to sell your Rochester Area Home? Get a FREE home value report.
Want to buy a Rochester Area Home? Search all homes for sale.

When a loan is involved, the appraiser is chosen randomly from a pool. When an appraisal is turned in, it goes through an audit process with a management company. In theory, appraisers are supposed to be unbiased.
There are two kinds of appraisals: refinance and purchase. A refinance appraisal doesn’t account for the value you want, but a purchase appraisal requires a look at the purchase agreement.


These days, in either case, an appraiser is not afraid to appraise your home short. That’s why it’s important to understand the steps an appraiser takes. Here is what an appraiser actually does:
1. Inspects the property. Take measurements and photographs of your property.

2. Compares similar homes. An appraiser looks at similar properties to determine the value of yours.

3. Makes adjustments to:
  • Date of sale time
  • Location
  • Site
  • View
  • Design
  • Construction quality
  • Condition age
  • Square footage
  • And more

When you work with my team, we have banking experience and knowledge of how the appraisal process works. Don’t find yourself in a contract that won’t appraise! We can help you save time and money.
  continue reading

22 episoder

Artwork
iconDel
 
Manage episode 154619243 series 1128646
Indhold leveret af Brad Saarela. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Brad Saarela eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Want to sell your Rochester Area Home? Get a FREE home value report.
Want to buy a Rochester Area Home? Search all homes for sale.

When a loan is involved, the appraiser is chosen randomly from a pool. When an appraisal is turned in, it goes through an audit process with a management company. In theory, appraisers are supposed to be unbiased.
There are two kinds of appraisals: refinance and purchase. A refinance appraisal doesn’t account for the value you want, but a purchase appraisal requires a look at the purchase agreement.


These days, in either case, an appraiser is not afraid to appraise your home short. That’s why it’s important to understand the steps an appraiser takes. Here is what an appraiser actually does:
1. Inspects the property. Take measurements and photographs of your property.

2. Compares similar homes. An appraiser looks at similar properties to determine the value of yours.

3. Makes adjustments to:
  • Date of sale time
  • Location
  • Site
  • View
  • Design
  • Construction quality
  • Condition age
  • Square footage
  • And more

When you work with my team, we have banking experience and knowledge of how the appraisal process works. Don’t find yourself in a contract that won’t appraise! We can help you save time and money.
  continue reading

22 episoder

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