The Hidden Dangers of Signing Insurance Releases Without Legal Advice
Manage episode 426815077 series 3560823
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John Fuller John Fuller is a renowned personal injury attorney based in Denver, Colorado. With extensive experience in dealing with a wide range of personal injury cases, John has built a reputation for his meticulous approach and steadfast dedication to his clients. As the principal attorney at Fuller Law, he has successfully litigated numerous cases, ensuring that his clients receive the compensation they deserve. John Fuller is not just an expert in his field but also a trusted advisor who provides personalized attention and strategic legal counsel.
Episode Summary:In this enlightening episode, Mark engages in a powerful conversation with John Fuller, a highly respected personal injury attorney from Denver. The discourse revolves around the critical aspects of signing release forms after an accident and the potential pitfalls that individuals might encounter if they proceed without legal guidance. Through real-life examples and professional insights, John highlights the importance of understanding what one signs and the irreversible consequences of not doing so.
Throughout the episode, John Fuller underscores the intricacies involved in litigating property damage and personal injury claims. He explains how insurance companies often push for settlements that may inadvertently waive your rights to future claims. With terms like "single action rule" and "one bite at the apple," John shares crucial knowledge on how to navigate these challenging legal waters. This episode is a must-listen for anyone dealing with accident-related claims, emphasizing the significance of seeking expert legal advice before signing any documents.
Key Takeaways:Understand Release Forms: Signing a release without legal consultation can result in losing the right to future claims, including medical bills.
Single Action Rule in Colorado: The law requires all claims from an accident to be litigated in one action; litigating property damage separately can jeopardize personal injury claims.
Importance of Legal Counsel: Consulting with an attorney before signing any documents ensures that you fully understand the implications and protect your rights.
Insurance Companies' Tactics: Insurance companies may try to settle quickly and cheaply; always scrutinize the fine print in any settlement offer.
Real-Life Consequences: John Fuller shares witnessed scenarios where individuals lost substantial compensation due to premature settlements without legal oversight.
"You have to be very, very careful to make sure that the release is being proposed is not a take it, one shot deal, and then you're done." - John Fuller
"In Colorado, we have a rule called the single action rule. And what it basically says is that you get one shot to litigate all of your claims and damages that flowed from that accident." - John Fuller
"Those releases are binding and they do enforce them. So I have seen it." - John Fuller
"It's very, very risky to run off to court on your property damage or when you're signing releases without having an attorney look those over." - John Fuller
"Give me a call. I'm happy to talk you through it and look at all those documents and help get you on the right path." - John Fuller
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