Fintech Chatter podcast

49:19

Vincent Gramoli - RedBelly Network Dexter Cousins invites Vincent Grimoli, Founder and CTO of RedBelly Network to this week's Fintech Chatter Podcast. Vincent charts his journey in the blockchain environment from academia to entrepreneurship. He outlines the innovative approach RedBelly Network takes towards the tokenisation of real-world assets and the need for collaboration between Tradfi and Defi. Vincent shares insights on blockchain technology safety measures, the importance of compliance, and how he sees the future of fintech in Australia. About RedBelly Network Redbelly Network is a team of innovators, engineers, and visionaries committed to building a secure and inclusive blockchain ecosystem. RedBelly Network believes in the power of collaboration — within both their team and the global community, working towards reshaping the future of finance and technology. About Vincent Gramoli Vincent Gramoli is the Founder and CTO of Redbelly Network and the Head of the Concurrent Systems Research Group at the University of Sydney. Vincent has chaired the Cybersecurity Committee for the Computing Research and Education Association of Australasia (CORE) and the Blockchain Technical Committee for the Australian Computer Society. His accolades include the Digital National Facilities & Collections Award from CSIRO, the Best Paper Awards at ICDCS’21, IPDPS’22, ICDCS’22 and DSN’24 for his research on blockchains. He received the Education Leader of the Year Award from Blockchain Australia and the Future Fellowship from the Australian Research Council. Vincent has been affiliated with INRIA, Cornell, Data61 and EPF. Key Takeaways RedBelly Network aims to provide a compliant blockchain solution for traditional finance. The company focuses on tokenising real-world assets to lower barriers for retail investors. Safety measures include linking accounts to real-world identities to ensure accountability. The collaborative approach to scalability is a key feature of RedBelly Network's technology. Commercialising innovation in Australia can be a lengthy process due to regulatory hurdles. Emphasising the importance of learning business skills for tech founders. Building stong networks is crucial for finding talent in niche markets. Investor interest in compliant asset tokenisation is growing. RedBelly Network aims to reduce transaction fees by maintaining a fixed fee structure. Sound Bites "We're entering a new era with tokenisation." "I had to learn the business side of things." Chapters 00:00 Introduction to Vincent and Red Belly Network 05:27 Navigating Regulation in Blockchain 08:58 Tokenisation of Real-World Assets 12:08 Safety Measures using Layered Technology 19:33 Transitioning from Tech to Business 24:36 Hiring the right Talent 27:19 The Challenge of Funding 30:51 Reducing Fees for Consumers 34:30 The Pro-Crypto Movement 39:23 Learning from TradFi for Future Innovations 41:33 Future Plans for RedBelly Network Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Using AI Agents to Launch a Fintech in 2025 - Simon Lee, Teamified 52:26

for 12 dage siden52:26

52:26

Dexter Cousins speaks with Simon Lee, founder of Teamified, about the transformative role of AI in startups and recruitment. We discuss tactics on how to build and rapidly scale a startup by harnessing an offshore workforce augmented by AI agents. We also chat about the impact of AI on jobs and hiring, venture capital and the evolving landscape of entrepreneurship in Australia. And we also unravel why Fractional Executives may not be the right solution for Fintech startups. Simon shares his insights on building businesses with limited resources and the importance of health and passion in the startup journey. Takeaways AI is significantly reducing hiring times and costs. Offshoring talent can provide access to specialised skills not available locally. The traditional path to entrepreneurship is changing with technology. AI is not just a tool; it's a game changer for startups. Health and well-being are crucial for sustained entrepreneurial success. The rise of AI will democratize business opportunities. Every SaaS application needs to be rethought in the age of AI. Chapters 00:00 The Power of AI in Startups 02:59 Teamified's Unique Approach to Recruitment 06:03 Offshoring and Remote Work Dynamics 09:04 The Impact of AI on Hiring and Recruitment 11:23 The Evolution of the Job Market 14:06 Democratizing Entrepreneurship with Technology 17:12 AI Agents: The Future of Business? 20:15 Optimizing Outsourcing Functions 23:14 The Future of Recruitment and AI Tools 29:52 The Future of Executive Roles in a Changing Landscape 37:16 The Reality of Work: Expectations vs. Performance 40:15 Prioritizing Health: A Shift in Perspective 43:02 Passion vs. Burnout: The Balancing Act 44:38 The Impact of AI on Business and Employment 46:07 Democratisation of Business: Opportunities for All 48:45 Starting a Business with Limited Resources Find out more - https://teamified.com.au Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Spriggy, a Masterclass in Scaling Consumer Fintech: Alex Badran 52:08

for 16 dage siden52:08

52:08

The Spriggy story returns to Fintech Chatter Podcast! Five years after his debut, our most-requested guest ever is back with insights you can't afford to miss. Dexter Cousins chats to Alex Badran, the founder of Spriggy, a fintech app designed to help parents teach their children about money management. This isn't just another success story - it's a masterclass in scaling consumer fintech in a challenging market. Alex shares his decade-long journey with Spriggy, its growth to over one million users, and the importance of real-world financial education for kids. Join us as we take a deep dive into building a category and product that has captured the hearts and minds of millions of Australian families. Favourite quotes "We created a category that didn't exist before." "You can't outsource growth to a partner." "Your ability to learn is what matters." Chapters 00:00 Introduction and Background of Spriggy 03:58 The Problem Spriggy Solves 07:13 Understanding User Needs and Early Development 10:10 Adapting to Growing Users and Changing Needs 13:07 The Impact of Technology on Kids' Financial Education 15:57 Growth Strategies and Market Positioning 19:12 Partnerships and Their Role in Growth 22:12 Lessons Learned and Personal Growth as a Founder 29:10 The Importance of Learning and Enjoying Work 30:59 Authenticity in Leadership 33:33 Navigating Team Dynamics and Cohesion 37:00 Adapting to Economic Changes in Hiring 41:49 Future Vision for Spriggy 47:28 Behavioral Education and Parenting 51:56 Podcast intro vid no audio.mp4 About Spriggy Spriggy is Australia’s #1 Pocket Money app that helps kids learn about money. Spriggy was founded in 2016 with a clear mission to help parents teach their kids about money. We believe that financial literacy is a crucial life skill, one that lays the groundwork for a secure and confident future. By learning how to manage money from a young age, kids are empowered to make informed financial decisions as they grow, mastering everything from saving and spending to setting goals and budgeting. Download Spriggy Explore Careers at Spriggy Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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How to get to one million customers - Alex Badran chats Spriggy 1:47

for 17 dage siden1:47

1:47

🎯 1M+ paying users 🇦🇺 Australian market 💡 One remarkable journey The Spriggy story returns to Fintech Chatter, five years after their debut. Our most-requested guest ever is back with insights you can't afford to miss. Follow now - premiering Friday, Feb 21st. Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Sean O'Malley, AMP Bank - Evolving Small Business and Personal Banking 48:56

for 23 dage siden48:56

48:56

Dexter Cousins welcomes Sean O'Malley CEO of AMP Bank for his Fintech Chatter debut. It's been a BIG week for AMP Bank as they launched their new digital mobile-first bank aimed at helping small business owners manage their business and personal finances. Dexter and Sean discuss the role of technology in modern banking and how an established financial institution tackles innovation. Sean and Dexter uncover AMP’s extensive research on the needs of small businesses and the need for more human support in banking. Sean also shares the thesis on the problem they’re solving and the rapidly evolving nature of how, when and where people work. And Sean shares his secrets to successful partnerships showcasing their relationship with UK Fintech Starling Bank and their ‘Engine’ platform. About Sean O’Malley Sean O’Malley was appointed the Group Executive of AMP Bank in September 2021, after 11 years at AMP. He is responsible for the management and growth of AMP Bank, delivering its future growth strategy, uplifting its digital capability and ensuring the ongoing delivery of high-quality products and services to customers. He has over 25 years of experience in delivering enhanced business results, predominately in the financial services industries. About AMP Bank AMP Bank is aiming to disrupt the small business banking market in Australia. They have launched a fully digital, 24x7 human-supported, full-service Bank to help serve the needs of the Australian small business community. Their aim is to help Small businesses get started, survive and thrive, embracing the challenge of bringing new thinking, new ways of working and new bold ideas to a 26 year old Bank, inside a 175 year old Super & Wealth business. Key Takeaways AMP Bank has launched a fully digital offering for small business owners. The future of work is evolving, with more emphasis on gig and flexible employment. Sean sees continued growth in small and micro businesses as a result. The banking industry faces challenges in balancing innovation and risk management. Brand reputation is crucial for banks, especially in the digital age. Curiosity and a willingness to learn are key traits for success. AMP Bank is focused on building a customer-centric culture. Partnerships are vital for delivering innovative banking solutions. Chapters 00:00 The Launch of AMP Bank's New Platform 03:39 Targeting Small Businesses & Personal Banking Customers 06:03 Insights on the Future of Work 11:13 Viewing Business Failures as Learning Opportunities 14:18 Embracing the Challenges of Modern Workforces 17:31 Lessons from Fintech Startups and Neobanks 23:00 Navigating Change and Innovation at AMP 27:28 The Importance of Strategic Business Relationships 31:53 Risk Management in Fintech Partnerships 35:58 Talent Acquisition and Staff Retention 38:59 Managing Stress and Building Resilience 43:50 Future Outlook for AMP Bank Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Revolut's Path to 50 Million Customers 44:07

for 30 dage siden44:07

44:07

Matt Baxby - Revolut Dexter welcomes back friend of the show, Matt Baxby , CEO of Revolut Australia , to talk about their remarkable growth to 50 million customers globally. It’s been five years since Tier One People placed Matt into the Country CEO role at Revolut. Matt shares his journey over the last five years, discusses the challenges and strategies involved in building a digital bank in Australia, the importance of reaching profitability, and the unique approach Revolut has taken to integrate technology with consumer needs. Matt shares his insights on leadership, team building, and the future of consumer banking with Dexter. About Revolut Revolut's global mission is for every person and business to handle their money in just a few taps, removing the friction that gets in the way of your money goals. Revolut delivers faster, better, smarter products to over 50 million customers across the globe giving you access to investments and your money effortlessly and across borders. About Matt Baxby Matt is a strategic and people-oriented leader with diverse experience across consumer-facing businesses facing disruption or significant regulatory change. He has broad finance services sector experience - particularly consumer banking - from start-ups to an ASX-listed company. Matt embodies the entrepreneurial spirit from a decade with the Virgin Group combined with the discipline and scaled leadership as the Group Executive - Retail Banking and then Group CFO of the Bank of Queensland. Key Takeaways Revolut aims to be a single place for managing financial life. The company has grown to over 800,000 customers in Australia. Revolut has achieved profitability at both group and local levels. Building a strong local team is crucial for success in new markets. The fintech landscape is maturing, with significant challenges for startups. Australia's remittance market presents a unique opportunity for Revolut. A strong focus on technology and innovation is essential for differentiation. Leadership qualities include action orientation and adaptability. The importance of a clear strategy in a fast-paced environment. Talent acquisition is critical for long-term success. Chapters 00:00 Introduction 01:18 Revolut's Global Reach and Market Strategy 02:32 Profitability and Financial Milestones 03:27 Long-Term Commitment to the Australian Market 05:26 Building a Digital Bank: Lessons Learned 07:33 Consumer-Centric Approach and Product Development 10:33 Opportunities in the Australian Market 13:01 Future Product Offerings with a Banking License 18:33 Matt's Unique Journey in Fintech 27:03 The Power of Being a Founder-Led Organisation 30:39 Building a Cohesive and Effective Team 35:59 What is Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Matt Baxby - Revolut Trailer 1:45

for 4 weeks siden1:45

1:45

A little taste of what is to come in this weeks Fintech Leader episode of Fintech Chatter. Matt Baxby, CEO of Revolut Australia joins Dexter Cousins to take about his five years with Revolut, their remarkable growth to 50 million customers, the path to profitability and what it takes to succeed at a Fintech unicorn. Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Meritocracy: The Key to Diversity - Dexter's Rant 6:52

for 5 weeks siden6:52

6:52

In this rant, Dexter Cousins discusses the ongoing debate between Diversity, Equity, and Inclusion (DEI) and Merit, Excellence, and Intelligence (MEI) in hiring practices. He argues that while diversity is essential, it should not come at the expense of merit. Dexter highlights the importance of hiring based on meritocracy to improve business performance and shares insights from the McKinsey Report on diversity's impact on financial returns. He highlights the need for companies to focus on the overall talent of their executive teams rather than just superficial diversity metrics. The McKinsey Report - https://www.mckinsey.com/capabilities/people-and-organizational-performance/our-insights/why-diversity-matters ---------------------------------------------------------------------------------------------------------------------------------------- Follow us LinkedIn - https://www.linkedin.com/showcase/fintech-chatter-podcast Contact us - https://tieronepeople.com/contact/ Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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The Future of Cross-Border Payments with Tristan Dakin - Wise 39:37

for 5 weeks siden39:37

39:37

About this Episode Dexter Cousins talks with Tristan Dakin , Country Manager at Wise on the Fintech Chatter Podcast. They chat about the innovative solutions Wise provides in the payments technology space and the complexities of instant payments. Tristan speaks about the company's growth and the challenges of operating in a highly regulated environment. He shares insights into Wise's culture, the importance of transparency in financial services, and the future of fintech in Australia. About Wise Wise launched in 2011 making international money transfers cheap, fair, and simple their vision. Today, their multi-currency account helps millions of customers and businesses manage their money globally. Their story started in London with Taavet (paid in Euro's) & Kristo (paid in Pounds) solving the issue of making money in one country but needing to meet payment commitments in their home country. Expensive fees and bad exchange rates led them to make a simple workaround. Taavet would pay Kristo's mortgage in Estonia and Kristo would pay him back in pounds. No waiting, no stress, and no extra cost, they quickly realised that they had hit upon a great idea and TransferWise was born. They have since added a multi-currency account, a debit card, and a business account, and changed their name to Wise. About Tristan Tristan joined Wise in 2020, and since 2022, has been leading Wise in ANZ as Country Manager. Before joining Wise, Tristan worked in the financial services industry, including Lombard Securities in the UK. He is skilled in FX, Banking, Management, Financial Markets, Trading, Structured Products and Derivatives, and Financial Risk. Key Takeways Wise aims to build the best way for people to move money globally. The company focuses on transparency in fees and payment processes. Instant payments are achieved through advanced technology and infrastructure. Wise's growth has been significant, with millions of active customers. The complexity of regulatory compliance is a major challenge for fintechs. Tristan's background in financial services shaped his approach at Wise. The culture at Wise emphasises autonomy and problem-solving. Australia's fintech landscape is evolving, with increasing competition. Regulatory changes could enhance transparency in the financial sector. Wise is committed to empowering customers and improving financial services. Chapters 00:00 Introduction to Fintech Chatter and Wise 01:15 Wise's Mission and Products 03:27 Challenges of Cross-Border Payments 07:09 The Complexity of Instant Payments 09:10 Wise's Growth and Market Presence 10:54 Wise's Centralised Infrastructure and Competitive Advantage 12:32 Australia's Unique Remittance Landscape 13:18 Tristan's Background and Attraction to Wise 16:25 The Role of Country Manager at Wise 17:55 Inspiration and Motivation in Fintech 19:43 Cohesion and Culture at WISE 26:51 Navigating the FinTech Landscape in Australia 30:18 The Future of FinTech: Trends and Innovations 38:36 Download the Wise App Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Fintech Predictions 2025 with Danny Levy - Money 20/20 49:00

for 5 weeks siden49:00

49:00

About this Episode Dexter Cousins calls in the expert for the annual Fintech Predictions 2025! We welcome Danny Levy Managing Director, Asia & ANZ for Money 20/20. Dexter and Danny discuss the evolution & significance of Money 2020 and they chat about the unique experience and the rigorous selection process undertaken for speakers. Danny shares insights on trends for 2025 , highlighting the rapid changes in the banking scene, the rise of digital payments, and the opportunities in embedded finance. They also explore the role of AI in FinTech and the importance of maintaining energy and focus while travelling for business. About Money 20/20 Money20/20 is the world’s leading, premium content, sales and networking platform for the global money ecosystem. Their events feature in-depth analytics & inspirational speakers, our world-class insight and networking opportunities help our customers stay ahead. Key Takeaways Money 2020 is designed to create a unique festival-like experience. The event focuses on quality networking and content over quantity. Health and wellness initiatives are now integral to event planning. Speaker selection is based on editorial integrity and industry relevance. The banking landscape in Asia is rapidly evolving with digital innovations. Digital payments are leading the way in cross-border transactions. Embedded finance presents significant growth opportunities in FinTech. AI is transforming customer service and operational efficiency in financial services. FinTech innovations can significantly improve financial inclusion. Maintaining personal health and wellness is crucial for high performance in business. About Danny With 15 years of senior leadership experience in Singapore, Danny is an accomplished business leader with a proven track record of scaling businesses and driving record-breaking profits. As the founder and host of "Digital Transformation & Leadership," a top 100 Business podcast, Danny regularly engages with industry leaders from global companies. He is a guest host on the South China Morning Post podcast, focusing on digital transformation. Danny serves as an Ambassador for the Emerging Payments Association Asia (EPAA). Danny spent a decade as Managing Director at Worldwide Business Research, where he delivered consecutive record-breaking profit results and led market expansion across Asia and ANZ. Danny’s leadership philosophy centres on creating empowering environments where teams can excel. He is passionate about strategic business growth and innovation, recruiting and developing high-potential talent, building inclusive, high-performing teams, and driving innovation and digital transformation. Chapters 00:00 Introduction to Money2020 and Its Impact 03:36 The Evolution of Money2020 06:28 Wellness and Networking at Events 09:22 Speaker Selection and Content Integrity 12:18 Trends and Insights from the 2025 Report 15:05 Digital Payments and Cross-Border Innovations 17:56 The Role of Regulators and Collaboration in FinTech 20:47 Opportunities in Emerging Markets 23:49 Innovations and Challenges in FinTech 26:50 The Evolution of AI in FinTech 29:39 Identifying Opportunities in FinTech 33:20 Game-Changing Innovations in Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

1
Dexter's Rant - The War For Talent is Over! 6:45

for 6 weeks siden6:45

6:45

After receiving great feedback on our LinkedIn posts this year, Dexter has decided to record a weekly rant sharing his thoughts and insights on leadership, careers and Fintech. In this very first episode, Dexter discusses the impact of AI on the job market, AI is indeed replacing jobs rather than just augmenting them. He highlights the shift in focus from hiring based on technical skills to leadership capabilities, reflecting a broader trend in Fintech. Dexter also provides insights on how professionals should adapt their experience to remain relevant in a rapidly changing industry. Takeaways AI is replacing jobs, not just augmenting them. Fintech companies are thriving with fewer employees. The focus is shifting from skills to leadership capabilities. Leadership can come from any background or demographic. Every hire should embody leadership qualities. Experience should be framed around problem-solving. The next 20-30 years will differ significantly from the past. Diversity in leadership is essential for success. Adapting resumes to highlight relevant experience is crucial. If you enjoyed this format send us a message. You can check out the episode with Paul Roos on Leadership - https://tieronepeople.com/2025/01/21/paul-roos-building-high-performance-cultures/ Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

1
Fintech For Social Good: Craig Carroll of JustFund 40:13

for 6 weeks siden40:13

40:13

About this Episode Dexter Cousins interviews Craig Carroll , co-founder of JustFund , one of Australia's fastest-growing startups. Craig shares their innovative approach to solving a problem that creates untold stress on those seeking divorce - lending for family law fees. With a background as a serial entrepreneur, Craig shares insights on navigating uncertainty, his lessons learned from the US market, the importance of company culture, and the role of AI in enhancing client service. Dexter gets to discuss his favourite topic - hiring the right talent and building a strong company culture as JustFund prepares for international expansion. About Craig Craig is passionate about financial services, education and technologies that either promote economic well-being and/or address societal challenges. Craig's career has been focused on creating, building and managing teams, raising capital, consumer social lending, product development, software development, corporate strategy and general management across various sectors. Craig has extensive experience developing services that help individuals deal with financial matters. He has also advised educational institutions on admission strategies and accessibility. Throughout his career, Craig has been an investor and advisor to various early-stage and growth companies. Key Takeaways JustFund has approved about $115 million in lines of credit since its inception. Lessons from the US market -the importance of controlling customer acquisition costs. JustFund focuses on client-centric solutions for individuals facing family law issues. The cultural differences between the US and Australia have a major impact on business strategies and operations. How AI can enhance productivity and client service in the lending process. Hiring for adaptability and resilience is crucial in a startup environment. Building a strong company culture from day one is essential for long-term success. JustFund's plans to expand into international markets, starting with New Zealand. Chapters 00:00 Introduction to JustFund and Its Mission 03:24 Innovating Financial Products Using Data 06:36 The Role of AI in Product Development 12:17 Rapid Growth and Scaling Strategies 19:26 Craig's Experience in the USA 23:32 Australian vs US Talent 27:40 The Challenges of Hiring in 2025 31:36 Setting the Foundations of Culture 36:35 The Benefits of Being Obsessed with NPS Links & Resources: Visit JustFund website Connect with Craig Carroll Connect with Dexter Cousins Learn more about Tier One People Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Special Episode! Building High-Performance Cultures in Fintech - Paul Roos 45:51

for 7 weeks siden45:51

45:51

In this special episode of Fintech Chatter, host Dexter Cousins speaks with Paul Roos , AFL legend and founder of Performance by Design . They explore the parallels between elite sports and startup culture, discussing how founders and leaders can build high-performance teams on a budget! About Paul Paul shares insights from his trophy-winning coaching career, steering the Sydney Swans to their first title in 72 years! The culture Roosy built at the club is still legendary 20 years later. He's spent the past decade advising startups and executives at some of Australia's largest companies on building high-performing cultures and unique challenges faced by Fintech founders. In the interview Dexter and Paul discuss the importance of self-awareness, the role of leadership in shaping culture, and the challenges startups face as they grow. The conversation also touches on the significance of health and wellbeing in leadership, and how small companies can create a positive culture that drives success. Key Takeaways The culture built at the Sydney Swans is a model for startup success. Leadership behaviours directly influence organisational culture. Self-awareness is crucial for effective leadership. Startups must define their culture early to avoid fragmentation. Investing in culture can prevent costly turnover. High-performance teams require clear role definitions. Remote work challenges can be overcome with a team-first mindset. Health and well-being are essential for leadership effectiveness. Leaders should model the behaviours they want to see in their teams. Incremental changes can lead to significant improvements in culture. Chapters 00:00 Introduction and Guest Background 04:38 Transition from Sports to Corporate Culture 09:30 Building a High-Performance Culture 14:11 Leadership and Self-Awareness in Startups 18:44 The Importance of Foundational Culture 23:25 Role of Leaders in Shaping Culture 27:16 Navigating Growth and Leadership Challenges 30:13 The Shift to Remote Work and Team Dynamics 33:11 Hiring for Culture and Team Cohesion 36:32 The Importance of Defining Company Culture 39:07 Mental Health and Personal Wellbeing in Leadership 42:02 Looking Ahead: Commitment to Growth in 2025 Links Visit Performance by Design website Connect with Paul Roos Connect with Dexter Cousins Learn more about Tier One People Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Rob Lincolne - Paydock Ep. 201 41:35

for 12 weeks siden41:35

41:35

About this Episode Dexter Cousins welcomes Rob Lincolne , Founder & CEO of PayDock to the latest episode of the Fintech Chatter Podcast . Rob shares Paydock's unique position in the payments ecosystem with a deep-dive into payments orchestration and the importance no-code solutions. He discusses the challenges of attracting top talent, and the complexities of building a global team. He highlights the resilience his team in Ukraine who have operated under tough conditions since 2022. Rob shares with Dexter his daily routines and the importance of maintaining a healthy work-life balance as a founder of a global Fintech venture. About Rob Lincolne Rob Lincolne is an accomplished entrepreneur with extensive experience in the payments industry. Founder and Co-CEO of Paydock, he is dedicated to transforming how we transact by creating the world’s most trusted payment orchestration platform. His journey began in Sydney 2007 when he founded a digital marketing agency specialising in the not-for-profit sector. The Paydock vision arose from the need for better integration between financial institutions and their merchant clients. Their innovative approach aims to unlock the fintech market's true benefits. Rob has also founded a successful "near-shore" talent placement agency in Ukraine, connecting software engineers with fintechs around the globe. About Paydock Paydock is a payments orchestration platform, leading the way in resolving costly merchant issues with its innovative API-first technology that harmonises payment, fraud, identity and other vendors (such as Stripe, PayPal, etc.) through a single interface. Key Takeaways PayDock addresses the technology gaps between large banks and fintech. Adopting a no-code solution within the payments industry is essential for merchant adoption of fintech. Orchestration should be about enabling merchants, not commoditising services. Building a global team has been crucial for scaling the business. Customer relationships are vital in the fintech space. The future of payments is modular and interoperable. Attracting talent requires offering challenging problems to solve Character and resilience are more important than skills. The hype in fintech is over; it's time for real business. Chapters 00:00 Introduction to Fintech Chatter 01:59 Understanding PayDoc and Its Unique Position 06:06 Innovation and the No-Code Approach 10:58 Defining Payments Orchestration 14:58 The Journey of PayDoc: From Australia to the UK 19:09 Building a Global Team and Talent Acquisition 21:54 Supporting Teams During Crisis: The Ukraine Experience 25:32 Attracting Top Talent in Fintech 29:26 The Importance of Character in Hiring 33:56 Resilience and Overcoming Adversity 38:33 Current Trends in Fintech 42:14 Daily Routines and Habits of Founders 45:06 Looking Ahead: PayDoc's Future Links Visit Paydock Connect - Rob Lincolne Connect - Dexter Cousins Send us a text Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ Connect on Linkedin: https://bit.ly/3DsCJBp…

Fintech Chatter Podcast

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Australia's Insurtech Boom with Simon Schwarz - FreightInsure 41:39

for 13 weeks siden41:39