Selling & Shopping Safely Online For Consumers & Merchants

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Selling And Shopping Safely Online For Consumers And Merchants

Despite stability in the number of victims and losses last year, the ways that credit card fraud occurs have changed. With the switch to chip-enabled EMV cards in 2015, identity thieves are moving from cloning counterfeits of that existing plastic and, instead, are focusing on opening new fraudulent accounts with stolen Social Security numbers and other sensitive data.

In its 2016 Identity Fraud Study, Javelin Strategy & Research reports that new-account fraud more than doubled in 2015 from the previous year — and with that 113 percent increase, it now accounts for one-fifth of all fraud losses.

Meanwhile, using stolen credit card numbers on counterfeit clones for in-store shopping dropped by 4 percent but increased by 5 percent for fraudulent online purchases.

PRO-DTECH II FREQUENCY DETECTOR

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Other trends worth noting from Javelin’s analysis, based on a survey of more than 5,000 consumers:

• More victims, fewer losses. More than 13 million Americans fell victim to identity fraud last year; that’s up 3 percent from 2014 and the second highest number in the past six years. But losses decreased by 6 percent to $15 billion, the lowest amount since 2010. Overall, identity thieves have stolen $112 billion in the past six years — roughly $35,600 per minute, or enough to pay for four years of college in just four minutes.

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• Hacked here, used abroad. About 18 percent of identity fraud involves using stolen U.S. credit cards outside our borders. That amounts to $2.4 billion, with an average of $1,585 per incident. Because of government-mandated protections and zero percent liability policies offered by most providers, credit card companies, not their customers, typically eat those costs. Issuers are estimated to proactively detect two-thirds of these cases, according to Javelin.

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• You may be your worst enemy. Consumers who say they don’t trust their financial institutions fare worse: Their stolen information is used 75 percent longer by fraudsters, with expenses averaging 185 percent higher than those of customers who use services such as transaction monitoring and alerts, credit freezes and black-market monitoring.

PRO-DTECH III FREQUENCY DETECTOR

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How To Protect Yourself

1. Get A Credit Freeze. Once enacted, a credit (also known as a security) freeze restricts access to your credit report, which creditors check before issuing new financial or service accounts in your name. Without seeing your report, creditors won’t approve accounts to ID thieves posing as you. A freeze must be placed with each of the three major credit-reporting bureaus — typically free for those 65 and older (state laws vary) — and can be unthawed when you are legitimately applying for credit.

2. Secure Mobile Devices. If your financial life is on a smartphone or tablet, apply software updates that patch known vulnerabilities as soon as they become available. Use security features built into Android and iOS devices, such as passcode or biometric (fingerprint) protection, and programs that encrypt data and remotely wipe contents if the device is lost or stolen.

PRO-DTECH III FREQUENCY DETECTOR

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3. Use Strong Passwords. They “remain the de facto first line of defense for most online accounts, which has motivated criminals to compromise them whenever possible,” Javelin notes. Using a password manager is a convenient way to maintain good password practices without resorting to writing these codes down, which could also place them at risk of physical compromise.

4. Sign Up For Account Alerts. Offered by banks, credit card issuers and brokerages, these free notifications, via email or text message, provide you with real-time alerts of suspicious activity. When fraud occurs, contact the account issuer immediately.

WIRELESS/WIRED HIDDEN
CAMERA FINDER III

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5. Take Data Breach Notifications Seriously. One in 5 data-breach victims suffered fraud in 2015, up from 1 in 7 in 2014. While data breaches at retailers remain an issue, the biggest jump in breaches was at government agencies and health care organizations, with a 64 percent rise in exposure of SSNs.

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For Merchants:

How To Report, Rate And Avoid "Bad" Customers

Maybe You Get Bad Customer Service Because You're a Bad Customer!

Customers can rate businesses on sites like the hyper-local Yelp, but when do the businesses get to share about bad customers?

We are just a resource for the service provider or business owner to report, rate And avoid 'Bad" Customers.

Finally... a way to protect yourself and others from unscrupulous customers and at the same time convey kudos to those great and wonderful customers that every business loves to have.

Why do we say this. Unfortunately although MOST customers are good and honest, there are SOME who have figured out the system, know that businesses usually want to do the right thing, and will threaten and coerce in order to get their own way .. and often "their own way" is an unjustified refund, free services or some other concession that a business may give to "make them go away and not cause trouble.

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Click Here For The Remainder of The Article

For information about other scams, sign up for the Fraud Watch Network: [e-mail]. You’ll receive free email alerts with tips and resources to help you spot and avoid identity theft and fraud, and gain access to a network of experts, law enforcement and people in your community who will keep you up to date on the latest scams in your area.

MAGNETIC, ELECTRIC, RADIO AND

MICROWAVE DETECTOR

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A Few Things To Keep In Mind:

1. Shopping From Secure 3g or 4G or Your Own Wi-Fi Connections When Using Mobile Phones.

2. Check Retailers Info With The BBB, Yelp, Google, etc.

3. Use Pre-loaded Debit Cards or Credit Cards For Liability Protection

COUNTERSURVEILLANCE PROBE / MONITOR

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4. Use Bitcoin (or Something Similar) If Possible.

5. What's The Shipping Costs? Is It Excessive?

6. Use Only One cc For Online.

7. What's The Return Policy?

8. Make Sure Your Billing/Shipping Info is Up-To-Date With Your cc Issuer.

9. Update Browsers/Operating Systems, etc.

PRO-DTECH FREQUENCY DETECTOR

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10. Update Your Anti-Virus Programs, Firewalls,etc.

11. Check Your Information With All Three Credit Reporting Agencies

12. Try To Work Out Problems With Merchants

13. Look For Contact Information On Retailer Websites

14. Set-up Alerts On Your Accounts And cc's.

15. Set-up Account where shopping to track shipment.

16. Fake delivery failure emails!

RF SIGNAL DETECTOR ( FREQUENCY COUNTER)

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Your questions and comments are greatly appreciated.

Monty Henry, Owner

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Additional Resources:

* Prevention and Detection of Electronic Harassment and Surveillance
* Electrical Hyper-Sensitivity: The-Truth!!

* How Do I Know If I’ve Been Bugged?

* Targeted Individuals

* Operating The Brain By Remote Control

* What is BitCoin and How Does It Work?

* The Creature From Jekyll Island: This Blog And Video Playlist Explains Why The U.S. Financial System is Corrupt and How It Came To Be That Way

* Number of Americans Renouncing Citizenship Surges To Escape Oppressive Tax Rules

* Dropping Off The Grid: A Growing Movement In America: Part I

* Online Privacy Tools and Tips

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Nanny IP (Internet) Cameras, GPS Trackers, Bug Detectors and Listening Devices, etc, (Buy / Rent / Layaway): tinyurl.com/396jlw6...
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NOW, look in on your home, second home, lake house or office anytime, anywhere from any internet connected PC/Lap-top or Internet active cell phone, including iphone or PDA.

Watch your child's caregiver while sitting at a traffic light or lunch meeting, or check on your business security from the other side of the world. Our built-in hidden video features all digital transmissions providing a crystal clear image with zero interference. With the IP receiver stream your video over the internet through your router, and view on either a PC or smart phone. Designed exclusively for DPL-Surveillance-Equipment, these IP hidden wireless cameras come with multiple features to make the user's experience hassle-free.

NOW, look in on your home, second home, lake house or office anytime, anywhere from any internet connected PC/Lap-top or Internet active cell phone, including iphone or PDA: http://www.dpl-surveillance-equipment.com/wireless_hidden_cameras.html

Watch your child's caregiver while sitting at a traffic light or lunch meeting, or check on your business security from the other side of the world. Our built-in hidden video features all digital transmissions providing a crystal clear image with zero interference. With the IP receiver stream your video over the internet through your router, and view on either a PC or smart phone. Designed exclusively for DPL-Surveillance-Equipment, these IP hidden wireless cameras come with multiple features to make the user's experience hassle-free.

• Remote Video Access
• Video is Recorded Locally To An Installed SD Card (2GB SD Card included)
• Email Notifications (Motion Alerts, Camera Failure, IP Address Change, SD Card Full)
• Live Monitoring, Recording And Event Playback Via Internet
• Back-up SD Storage Up To 32GB (SD Not Included)
• Digital Wireless Transmission (No Camera Interference)
• View LIVE On Your SmartPhone!
Includes:
* Nanny Cameras w/ Remote View
* Wireless IP Receiver
* Remote Control
* A/C Adaptor
* 2GB SD Card
* USB Receiver
FACT SHEET: HIDDEN NANNY-SPY (VIEW VIA THE INTERNET) CAMERAS
Specifications:
Receiver Specs:
* Transmission Range of 500 ft Line Of Sight
* Uses 53 Channels Resulting In No Interference
* 12V Power Consumption
* RCA Output
* Supports up to 32gig SD
Camera Specs:
* 640x480 / 320x240 up to 30fps
* Image Sensor: 1/4" Micron Sensor
* Resolution: 720x480 Pixels
* S/N Ratio: 45 db
* Sensitivity: 11.5V/lux-s @ 550nm
* Video System: NTSC
* White Balance: Auto Tracking

Make Your Own Nanny Cameras: Make Tons Of Money In A Booming, Nearly Recession-Proof Industry!

Your Primary Customers Include But Are Not Limited To Anyone In The Private Investigator, Government, Law Enforcement And/Or Intelligence Agencies Fields!
* You Buy Our DVR Boards And We'll Build Your Products! (Optional)

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Our New Layaway Plan Adds Convenience For Online Shoppers

DPL-Surveillance-Equipment's layaway plan makes it easy for you to buy the products and services that you want by paying for them through manageable monthly payments that you set. Our intuitive calculator allows you to break down your order's purchase price into smaller payment amounts. Payments can be automatically deducted from your bank account or made in cash using MoneyGram® ExpressPayment® Services and you will receive your order once it's paid in full. Use it to plan and budget for holiday purchases, anniversaries, birthdays, vacations and more!

DPL-Surveillance-Equipment's Customers can now use the convenience of layaway online to help them get through these tough economic times.

We all shop now and then just to face a hard reality -- big credit card bills. However, our latest financing innovation can help you avoid that. Find out why more and more shoppers are checking out DPL-Surveillance-Equipment's e-layaway plan.

If you're drooling over a new nanny camera, longing for a GPS tracker, or wishing for that spy watch, but you're strapped for cash and can't afford to do credit, do what Jennie Kheen did. She bought her iPod docking station (hidden camera w/motion-activated DVR) online using our convenient lay-away plan.

Our online layaway plan works like the old-fashioned service stores used to offer. But, in Kheen's case, she went to DPL-Surveillance-Equipment.com, found the iPod docking station (hidden camera w/motion-activated DVR), then set up a payment plan.

"It's automatically drawn from my account," she said. "I have a budget, $208.00 a month.

In three months, Kheen had paid off the $650.00 iPod docking station. She paid another 3.9 percent service fee, which amounted to about $25.35 (plus $12.00 for shipping) for a total of $687.35.

"You pay a little bit each month," Kheen said. "It's paid off when you get it and you don't have it lingering over your head. It's great."

Flexible payment terms and automated payments make our layaway plan an affordable and fiscally responsible alternative to credit cards.

1. Register:

It's quick, easy and FREE! No credit check required!

2. Shop:

Select the items or service you want and choose "e-layaway" as your payment option. Our payment calculator makes it easy for you to set up your payment terms.

3. Make Payments:

Payments are made on the schedule YOU set. Check your order status or adjust your payments online in a secure environment.

4. Receive Products:

Receive the product shortly after your last payment. The best part, it's paid in full... NO DEBT.

More Buying Power:

* Our lay-away plan offers a safe and affordable payment alternative without tying up your credit or subjecting the purchase to high-interest credit card fees.

No Credit Checks or Special Qualifications:

* Anyone 18 years old or older can join. All you need is an active bank account.

Freedom From Credit Cards:

* If you are near or beyond your credit limit or simply want to avoid high interest credit card fees, our e-layaway is the smart choice for you.

Flexible Payment Schedules:

* Similar to traditional layaway, e-layaway lets you make regular payments towards merchandise, with delivery upon payment in full. Payments are automatically deducted from your bank account or made in cash using MoneyGram® ExpressPayment®

A Tool for Planning Ahead:

* Our e-layaway makes it easy for smart shoppers like you to plan ahead and buy items such as bug detectors, nanny cameras, audio bugs, gps trackers, and more!

No Hidden Charges or Mounting Interest:

Our e-layaway makes shopping painless by eliminating hidden charges and monthly interest fees. Our customers pay a flat transaction fee on the initial purchase price.

NO RISK:

* You have the right to cancel any purchase and will receive a refund less a cancellation fee. See website for details.

Security and Identity Protection:

DPL-Surveillance-Equipment has partnered with trusted experts like McAfee and IDology to ensure the security and integrity of every transaction. Identity verification measures are integrated into our e-layaway system to prevent fraudulent purchases.

Note: Simply Choose e-Lay-Away as a "Payment Option" in The Shopping Cart

DPL-Surveillance-Equipment.com is a world leader in providing surveillance and security products and services to Government, Law Enforcement, Private Investigators, small and large companies worldwide. We have one of the largest varieties of state-of-the-art surveillance and counter-surveillance equipment including Personal Protection and Bug Detection Products.

Buy, rent or lease the same state-of-the-art surveillance and security equipment Detectives, PI's, the CIA and FBI use. Take back control!

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