Term Insurance: Why and when do you need it?

Capitalmind Podcast

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2+ y ago 55:35

MP3•Episode hjem

Episode 41 - Deepak sits down with returning guest Ruchir Kanakia, the founder of the insurance distribution company OneAssure to discuss our favorite insurance product - term insurance.

Summary:

How term insurance works for you and the company that sells it to you
Debt or Dependents – the two reasons to buy term insurance
How Covid and the fact that a handful of reinsurers control everything has made your office insurance a bit less reliable – consider buying a personal one too
How much coverage is enough and how much the insurance company will give you
Why you should opt for the in person medical test
You’re tech or finance savvy but consider getting an agent or distributor if your dependents might not be
Common riders and why you should ignore them
How the claims process works and benefits of selecting a monthly or yearly premium payment

Click here for the full transcript.

78 episoder

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