Episode 46: Your Financial Future Through the Eyes of a Newer Generation of Advisor.

Bite Sized Finance

Join your host, Kelly Brothers, as he introduces two young, dynamic certified financial planners (CFPs) from CAPTRUST's Sacramento office, Lauren Ralston and Kathryn McCall. Together, they dive into a variety of financial topics relevant to the local community, ranging from the importance of financial literacy, effective budgeting strategies, and insurance needs, to preparing for retirement and managing inherited assets. The conversation covers practical advice on financial planning, estate planning, and the implications of tax laws, making complex financial concepts accessible and engaging for a diverse audience. The experts also stress the significance of starting financial planning early, involve the family in financial discussions, and the unique challenges of aging parents. You can reach Lauren or Kathryn through the CAPTRUST website by visiting: https://www.captrust.com/locations/california/sacramento-ca/ For more information on what we provide at CAPTRUST visit www.captrust.com. You can contact me, Kelly Brothers, through the show at: [e-mail] To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/ Episode Highlights: 00:00 Welcome to Bite-Sized Finance 00:47 Meet the Young CFPs: Lauren Ralston and Kathryn McCall 01:28 Lauren Ralston's Financial Journey 03:13 Kathryn McCall's Path to Financial Planning 05:03 Diving into Listener Questions 06:21 Retirement Planning: Consolidation and Simplification 08:06 The Role of Financial Advisors 18:45 Life Insurance Essentials for Young Families 22:56 Helping Your Child with a Down Payment 26:00 Introduction and Q&A Format 26:27 Preparing for Aging Parents' Care 33:07 Financial Planning for Inherited IRAs 39:12 Budgeting and Emergency Funds 42:41 Financial Literacy for High School Students 47:06 Final Advice and Closing Remarks