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Retirement and income planning in a fast paced format. Kevin has focused on helping investors age 50+ preserve and grow their assets, increase their income, and reduce overall income and estate taxes. Many conservative investors have used his advice to invest their savings prudently and transfer more wealth to their heirs efficiently. Visit silverleaffinancial.com for more information.
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of saving, understanding economic influences, and the role of financial advisors. They explore current market trends, the impact of tariffs and economic policies, and provide insights on smart investing strategies. The conversation encourages listeners to pr…
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Kevin Brucher discusses the complexities of retirement planning, emphasizing the importance of advanced planning, the role of AI in financial education, the impact of interest rates on financial products, tax-efficient strategies for retirement, and navigating market volatility. He highlights the significance of diversification, the benefits of ann…
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Kevin Brucher discusses the current state of financial markets, the impact of political events on investments, and the importance of healthcare planning in retirement. He highlights the generational disconnect regarding retirement expectations, the tax implications of retirement accounts, and the complexities of Medicare options. The conversation a…
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Kevin Brucher discusses the importance of avoiding financial diseases in retirement. He compares long-term risks to heart disease and emphasizes the need to account for factors like longevity and inflation. He also highlights the importance of updating financial plans as circumstances change, drawing a parallel to Alzheimer's disease. Mismanaging c…
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Kevin Brucher discusses the topic of Roth conversions and its implications for retirement planning. They highlight the factors to consider when deciding whether to do a Roth conversion, such as tax brackets, time horizon, and the potential for tax-free growth. They also discuss the benefits of Roth conversions for estate planning, including the abi…
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Kevin Brucher explores the intersection of the presidential race and economic policies and how they can affect one's financial future, particularly in retirement. The discussion touches on the importance of considering Congress and not just the president when it comes to changing laws and policies. He also delves into the impact of different admini…
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Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement. They emphasize the importance of staying in the market and not panicking during market fluctuations. They also discuss the increasing risk of data breaches and provide tips on how to protect personal information. Additionally, they highlight the signifi…
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In this episode, Kevin Brucher discusses the recent market volatility and the importance of being prepared for retirement. He explains the concept of the Japanese yen carry trade and how it impacted the market. Kevin also emphasizes the need for a diversified portfolio and the role of bonds in balancing risk. He advises listeners to be cautious whe…
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In this conversation, Kevin Brucher and Steve Sedahl discuss the topic of Roth conversions and its implications for retirement planning. They highlight the factors to consider when deciding whether to do a Roth conversion, such as tax brackets, time horizon, and the potential for tax-free growth. They also discuss the benefits of Roth conversions f…
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Kevin Brucher discusses retirement planning and the five basic steps to help individuals reach their retirement goals. He emphasizes the importance of discipline and long-term commitment to building savings and creating a reliable stream of income in retirement. Kevin also provides insights on income planning, including the optimal time to claim So…
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In this episode of Cruising Through Retirement, Kevin Brucher discusses low-risk investments for boosting income and profitability in retirement. He emphasizes the importance of managing risk and making rational decisions in volatile markets. Kevin explores the benefits and risks of real estate investments, including rental properties and real esta…
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In this conversation, Kevin Brucher discusses the importance of finding the right financial advisor and shares tips on how to do so. He emphasizes the need for trust, a fiduciary standard, and proper licensing. He also highlights the benefits of getting a second opinion and the value of experience in making sound investment decisions. Kevin provide…
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In this episode, Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy. He explains how interest rates affect inflation and the overall strength of the US economy. Kevin also explores the 4% rule in retirement planning and the concept of sequence risk. He highlights proposed cuts to Social Security and Medicare, a…
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In this conversation, Kevin Brucher discusses important retirement planning questions and provides answers to them. The topics covered include retirement age, drawing down savings, claiming Social Security, investment strategies, and the importance of working with a personalized advisor. Kevin emphasizes the need for open communication, mutual resp…
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Retirement planning in the current economic climate is more challenging than ever. With the baby boomer generation retiring and fewer people contributing to Social Security, it's important to have a solid retirement plan in place. Annuities can be a valuable tool for generating guaranteed income in retirement, especially for those who don't have a …
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Retirement planning has seen significant changes over the past 20 years due to shifts in the economy, demographics, technology, and regulations. The conversation covers topics such as the transition from defined benefit plans to 401(k)s, the importance of Social Security and Medicare, the need for increased revenue and reduced debt, the benefits of…
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The conversation covers a range of topics related to retirement planning, financial regrets, investment strategies, market insights, and economic trends. It delves into the impact of inflation, interest rates, and the role of the Federal Reserve. The discussion also explores the volatility of the stock market, the importance of managing risk, and t…
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In this conversation, Kevin Brucher discusses the certainty and uncertainty in retirement. They talk about the success of Nvidia and the potential risks of investing in AI stocks. They also discuss the importance of investing in the stock market to stay ahead of inflation and the benefits of having a Health Savings Account (HSA). The conversation t…
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In this episode of Cruising Through Retirement, Kevin Brucher discusses the recent report from the Social Security and Medicare trustees, which shows that the depletion dates for these programs have been pushed back. He emphasizes that these numbers can change every year based on the economy and the funding from payroll taxes. Kevin also addresses …
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In this conversation, Kevin Brucher discusses common financial planning misconceptions in retirement. He covers topics such as the current state of the economy, the recommended withdrawal rate for retirement, the misconception of spending less in retirement, and the importance of planning for inflation. They also touch on the dangers of following f…
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The conversation covers various topics related to the current economic and financial landscape. It starts with a discussion on the recent news, including the Federal Reserve's stance on interest rates and inflation. The conversation then moves on to the performance of companies during the earnings season and the overall state of the economy. It tou…
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In this episode of Cruising Through Retirement, Kevin Brucher discusses low-risk investments for boosting income and profitability in retirement. He emphasizes the importance of managing risk and making rational decisions in volatile markets. Kevin explores the benefits and risks of real estate investments, including rental properties and real esta…
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On this episode of Cruising Through Retirement, Kevin Burcher and Steve Sedahl discuss the evolution of Social Security and the importance of understanding its history and future changes. They highlight the creation of Social Security in 1935 as a response to the Great Depression and the first check being issued in 1940. They also discuss the chang…
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In this conversation, Kevin Brucher and Steve Sedahl discuss common retirement blunders and provide suggestions on how to avoid them. They cover topics such as trying to beat the market, keeping money in cash, lack of diversification, feeling trapped by real estate, and not spending savings. They also touch on the importance of timing when claiming…
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In this episode of Cruising Through Retirement, Kevin Brucher discusses financial planning strategies for retirement using golf analogies. He emphasizes the importance of avoiding hazards such as inflation and taxes, and the need to manage emotions and learn from past mistakes. Kevin also touches on topics like early retirement, retirement age, and…
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In this episode, Kevin Brucher exposes the dangers of financial advice on social media and highlights the importance of financial literacy. He discusses the performance of the S&P 500 and emphasizes the need for individuals to plan for retirement. Kevin challenges misleading information about 401(k)s and encourages listeners to seek advice from rep…
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In this episode, Kevin Brucher discusses the recent Federal Reserve meeting and its impact on the economy. He explains how interest rates affect inflation and the overall strength of the US economy. Kevin also explores the 4% rule in retirement planning and the concept of sequence risk. He highlights proposed cuts to Social Security and Medicare, a…
  continue reading
 
Kevin Brucher discusses important considerations before retiring early. He emphasizes the importance of achieving debt-free status and finding honest mechanics to avoid unnecessary expenses. Kevin also highlights the need to understand risk tolerance and diversify investment portfolios. He cautions against early withdrawals from retirement accounts…
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On this episode, Kevin Brucher discusses various signs that indicate a person may not be able to retire successfully. He starts by talking about the risks associated with investing in certain stocks, such as New York Community Bank. He emphasizes the importance of FDIC insurance and advises against keeping large amounts of money in one bank. Kevin …
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In this episode, Kevin Brucher discusses the best way to clarify your retirement saving strategy. He explains the differences between Roth IRAs and Roth 401(k)s, emphasizing the benefits of tax-free income in retirement. Kevin also highlights the importance of long-term growth and tax planning when choosing between Roth and traditional accounts. He…
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Kevin Brooker discusses various topics related to retirement planning and taxation. He starts by talking about the stock market and investing, particularly in high-flying stocks and the potential of artificial intelligence. He emphasizes the importance of long-term investing and the need to be comfortable with market volatility. Kevin also highligh…
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In this episode, Kevin Brucher discusses the importance of estate planning and highlights the You Earned It, You Keep It bill, which aims to repeal the federal tax on Social Security benefits. He emphasizes the need to update beneficiary designations and provides insights into managing online accounts. Kevin also stresses the significance of tax pl…
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In this episode, Kevin Brucher discusses important topics related to retirement planning. He starts by highlighting a bill called the 'You Earned, You Keep It Act' that aims to repeal the federal tax on Social Security benefits and eliminate the cap on the payroll tax. Kevin emphasizes the need for individuals to support this bill and reach out to …
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In this episode, Kevin Brucher discusses the correlation between football and retirement planning. He emphasizes the importance of the red zone in retirement planning, which refers to the five to ten years before retirement. Kevin advises diversification as a defensive strategy and highlights the significance of sequence risk in retirement. He also…
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The conversation explores the evolution of retirement planning and the need to adapt to the changing landscape. Kevin Brucher emphasizes the importance of recognizing the shift from traditional pensions to personal savings and the need to replace the income previously provided by pensions. The discussion also highlights the risks of relying solely …
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In this episode, Kevin Brucher discusses the un-bucket list for retirement, which includes avoiding financial planning mistakes, dealing with loneliness, working part-time, and planning for different stages of retirement. He emphasizes the importance of creating a detailed financial plan, considering individual circumstances and lifestyle preferenc…
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A big week in crypto currency. The SEC approved rule changes that will allow the creation of bitcoin exchange traded funds. Eleven of them in all. Kevin Brucher weighs in and offers some thoughts on what it could mean for the average investor heading into retirement. He also talks a bit about New Year's resolutions. Call 800-975-6717. Visit Silver …
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What lies ahead in the financial world in 2024? No one knows for sure but Kevin Brucher is happy to talk about the year ahead and how things could play out. From retiring early to annuities Kevin digs into all and how it could impact retirement planning. To learn more call 800-975-6717. Visit Silver Leaf Financial to learn more. See omnystudio.com/…
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A successful retirement plan has multiple income streams. There are plenty of strategies to achieve the cash flow you need in retirement. One way is an annuity. Love them or despise them they are a solid tool in the retirement tool box. We’ll unpack annuities pros and cons this week on Cruising Through Retirement. Download Kevin’s book,The Milliona…
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You know about what it costs to run your household on a monthly basis and you know you should be padding that emergency fund. But are you? It’s the little things that can cause the biggest problems in retirement. Kevin Brucher outlines how to avoid costly mistakes and get your financial health in order for 2024. To learn more call 800-975-6717. Vis…
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As we enter 2024, it's crucial to assess your budget, debt, and investments in alignment with your financial objectives. To help kickstart the process Kevin Brucher has put together steps to help you get started. To learn more call 800-975-6717. Visit Silver Leaf Financial to learn more. See omnystudio.com/listener for privacy information.…
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The holiday season is upon us,and with that in mind, we thought we would visit a few moments from beloved holiday movies and sitcoms and explore the financial planning missteps made by some of our favorite fictional characters. Kevin Brucher uses Cousin Eddy from “National Lampoon’s Christmas Vacation” and George Bailey from “It’s a Wonderful Life”…
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There are a few “harsh truths” about retirement planning, and financial planning in general, that a simple google search won’t answer for you—with that in mind, we have decided to tackle five major harsh truths about planning for the financial future you want, so you can enjoy the kind of financial future you both want and deserve. To learn more ca…
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The new year is around the corner and that means now is a great time to make sure your retirement and income plan are where they need to be. Kevin Brucher has some great suggestions including remembering to take RMD’s to tax mitigating strategies to help wrap up 2023 and get ready for 2024. To learn more call 800-975-6717. Visit Silver Leaf Financi…
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Kevin Brucher outlines some of the changes the SECURE Act 2.0 will affect retirement planning in 2024. Then he goes through some of the most asked questions people ask about retirement, including how much do I need to retire and when is the best time to take Social Security. To learn more call 800-975-6717. Visit Silver Leaf Financial to learn more…
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The state of the economic union has folks across the country worried about what the future holds. For those in the financial red zone approaching retirement, these economic conditions could change the trajectory of their retirement. Then Kevin Brucher tackles Social Security and offers some suggestions to help fix the problem. To learn more call 80…
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A new report graded the retirement systems of countries across the world and America earned a C+. Today, how you can build an A+ retirement plan. Kevin Brucher outlines ten keys that can help you achieve an A+ through out your retirement. Download Kevin’s book,The Millionaires Guide for Long Term Care at Silver Leaf Financial. It’s free just visit …
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There are many reasons why folks forgo working with a financial professional. Kevin Brucher breaks down 10 of the most common reasons folks resist professional help while building their financial plans and explains exactly how a financial advisor would be able to help. Plus, we've got some tips to help you stash away more savings. To learn more cal…
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Getting to retirement involves many decisions, some big and others not so much. It doesn’t take long for the ‘peanut gallery’ to weigh in either. Kevin Brucher breaks down some do’s, some maybe not and one you should never forget. The show winds up with questions from listeners. Plus, we've got some tips to help you stash away more savings. To lear…
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