Bedste Daveelizondo-podcasts (2024)

1
Poetic Planning: Haikus To Guide Couples Through Retirement 22:05

11M ago22:05

22:05

Spouses plan as one. Retirement paths may blur. Clear the way, find peace… Yes, that’s a haiku. In today’s episode, we’re going to help couples get on the same page in their retirement plans with the serenity of poetry. Each haiku contains helpful bits of financial wisdom that will address some of the common ways couples mess up their retirement fu…

1
Patience Pays: The Power of Delayed Gratification 31:50

11M ago31:50

31:50

Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future, but that’s a core principle in retirement planning. Many of the decisions you make during the planning process and the strategies you implement are done to put you in a better position when retirement rolls around. Today we'll talk …

1
Why Are Interest Rates Up? 23:24

11M ago23:24

23:24

In this episode, we want to provide an overview of interest rates for those who aren’t quite sure why they move the way they do. It’s a question we get a lot from people, especially with inflation up and interest rates more than doubling over the course of a year. Dave and Drue will explain the Fed’s actions and help you better understand how inves…

1
Money Mistakes You'll Regret and How to Avoid Them 29:13

11M ago29:13

29:13

“Learn from the mistakes of others. You can’t live long enough to make them all yourself.” – Eleanor Roosevelt… Ever wish you could foresee financial missteps before they happen? In today’s episode explore some real-life stories of regret and arm yourself with the essential dos and don'ts to ensure your money works for you, not against you. Stay tu…

1
Retirement Planning’s “Hidden” Questions 24:53

12M ago24:53

24:53

The retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the overlooked. These are the questions that can help define the comfort and security of your retirement future. In this episode, we unearth and tackle these hidden, but essential questions about reti…

1
Mailbag: 529 Plans, Finances after Remarriage, Advisor Fees & More 28:00

12M ago28:00

28:00

We’ve got a mailbag edition of the podcast for you today! We’ve received some excellent listener questions recently, and we’re going to dive into a few of them in this episode. We cover a wide variety of topics, ranging from 529 plans to advisor fee structures, so stick around to see what you can learn. Rosemary asks how much is too much to spend o…

1
Navigating Finances After Losing a Spouse: Strategies & Mistakes to Avoid 25:13

1y ago25:13

25:13

Losing a spouse is an unimaginably tough life event, but the financial implications can add another layer of stress to the grieving process. In this episode, we delve deep into the most common financial issues faced by widows and widowers, from dealing with income gaps to navigating tax changes as a single filer. We explore actionable strategies to…

1
Are There Universal Retirement Truths? 28:36

1y ago28:36

28:36

Retirement is a unique journey for each of us. The thought that there's a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree? Dive deep in this episode, where we juxtapose the individuality of retirement plans with the foundational principles that remain consistent across th…

1
Understanding RMDs: A Guide For Retirees & The Soon-to-Retire 24:14

1y ago24:14

24:14

Are you over 55 and pondering retirement? Join us as we delve into the realm of Required Minimum Distributions (RMDs). Unfortunately, RMDs can be a tad bit confusing, so in today’s episode, Dave and Drue are here to unravel the mystery and ensure you have a clear understanding of the process. Listen in as we break down the basics of RMDs and explai…

1
Can AI Replace Your Financial Advisor? 21:43

1y ago21:43

21:43

Artificial intelligence is a revolutionary tool that is reshaping our world. You've probably heard about ChatGPT and its widespread use for various tasks like information retrieval, content creation, and even test-taking. But can you use AI for retirement planning advice? Stay tuned as we dive into an article where artificial intelligence is pitted…

1
Power of Attorney, Long-Term Care, Retirement Travel and more! Mailbag Episode 24:01

1y ago24:01

24:01

We’re back with another mailbag edition of the podcast today! Listen in as Dave and Drue answer some recent questions they’ve received from listeners like you. From power of attorneys to long-term care and lump sum pension buyouts, we’re covering a wide variety of topics on today’s show. Catherine asks what she can do to help set up her daughter an…

1
Building an Estate Plan with No Regrets 23:44

1y ago23:44

23:44

There are some people who don’t care at all about leaving a financial legacy, but for those who do, it’s important to eliminate some of the common estate planning mistakes. In this episode, we cover topics ranging from poor expense planning to outdated beneficiary designations and family conflict triggers. We also shed light on some misconceptions …

1
The Pros and Cons of Real Estate Investing for Retirement 23:29

1y ago23:29

23:29

Real estate can be a great tool for building wealth, but how well does it fit into a retirement plan? In this episode, we construct a helpful conversation about the role of real estate in a retirement strategy, exploring everything from rental income to reverse mortgages. Whether you're a pre-retiree with a portfolio of properties or just curious a…

1
Retirement: Ready Or Not, Here It Comes 23:30

1y ago23:30

23:30

Are you nearing “retirement age”? If so, let’s explore that pivotal question you’ll soon face: Should you retire or continue working? We’ll unravel the intricacies of this decision, addressing both financial and emotional aspects, and help you find out if you’re truly ready to retire. This is always one of the first questions we receive so we talk …

1
Financial Sources of Tension Between Couples 36:02

1y ago36:02

36:02

In this episode, we're digging into the financial face-offs that make Monopoly fights look like child's play and exploring some money minefields that can test even the most solid relationships. From risk to retirement age to charitable contributions, listen in as we explore how to resolve some of the most common financial sources of tension between…

1
Celebrating the Role Grandparents Play in our Financial Lives 25:48

1y ago25:48

25:48

In honor of Grandparents' Day, which is just around the corner on September 10th, we're here to delve into the profound and irreplaceable role that grandparents hold in our lives. They pass down their wisdom, share their life experiences, and instill strong work ethics, leaving an impact on us all. This episode serves as a tribute to grandparents w…

1
Mailbag: Funding a Wedding, Social Security Taxes & Investment Options 24:29

1y ago24:29

24:29

Today we’re opening up the mailbag once again to find out what financial questions you have for Dave and Drue. This episode could be very helpful if you’re looking to improve your financial situation and prepare for retirement. Some of the things we’ll discuss include investment strategies, what to do with a large amount of cash, taxes, and inherit…

1
Is It Okay to Be ‘Selfish’ in Retirement? 21:35

1y ago21:35

21:35

The word selfish carries a negative connotation but in the case of retirement, is it okay to be ‘selfish.’ We came across an article recently that put a different angle on the typical retirement planning conversation and we thought it was worth discussing on the podcast. So we’re going to talk about the idea of selfishness when it comes to protecti…

1
Protecting Yourself from Financial Scams 24:38

1y ago24:38

24:38

Scams have never been more prevalent as we’ve all become more connected through technology, and many predators are targeting your financial accounts. It happens all the time and we all have our own first-hand accounts. In this episode, we’re going to share some of our experiences with scams, from email to phone calls to texts. Plus, we’ll talk abou…

1
Mastering Retirement Cash Flow (Part 2): Understanding Income 21:55

1+ y ago21:55

21:55

Welcome to part 2 of our series on mastering retirement cash flow. Last episode, we talked about expenses in your life that might drastically change in retirement. From housing and healthcare to insurance and taxes, we shared some of the expenses you need to keep an eye on. On today’s show, we’ll talk about income and how to maximize your money. We…

1
Mastering Retirement Cash Flow (Part 1): Understanding Changing Expenses 29:53

1+ y ago29:53

29:53

In this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement. From housing and healthcare to insurance and taxes, we’re …

1
Bad Money Habits Could Spoil Your Retirement Party 21:39

1+ y ago21:39

21:39

Picture this: You're at your retirement party, finally ready to enjoy your golden years, but worries caused by some bad money habits have robbed you of fully enjoying the sweetness of the day. It happens to more people than you think, which is unfortunate because with just a little bit of modification, you can rid some of the worst money habits fro…

1
Mailbag: Mortgage Payoff, Supporting Adult Children and Early Retirement 21:02

1+ y ago21:02

21:02

It’s time for another mailbag episode! We have an exciting lineup of topics to discuss today. Listen in as we tackle some current questions from our listeners, and you’ll likely gain some invaluable insights to help you make informed financial decisions. This episode could be very helpful if you’re looking to improve your financial situation and pr…

1
Key Finance Decisions During Major Life Events (Part 2) 27:36

1+ y ago27:36

27:36

Welcome to part 2 of our series about taking control of your finances during life's most pivotal moments. Last episode, we talked about the complex world of financial decision-making during key life events. From the excitement of marriage to the challenges of losing a loved one, we’re sharing practical tips to help you make informed decisions and m…

1
Key Finance Decisions During Major Life Events (Part 1) 25:50

1+ y ago25:50

25:50

Are you ready to take control of your finances during life's most pivotal moments? In this episode, we’ll dive into the complex world of financial decision-making during key life events. From the excitement of marriage and the joy of welcoming a new child to the challenges of divorce and the loss of a loved one, we'll provide practical tips and gui…

1
Retiring With Honors: Financial Planning Lessons From The Classroom 24:59

1+ y ago24:59

24:59

From time to time, we like to look at issues faced by people in other professions outside of the financial world and see what kind of retirement planning lessons we can learn from these other professions. Today, we’re seeing what we can learn from teachers and the issues they face. For example, some teachers might enjoy giving homework assignments,…

1
6 Big Money Mistakes in Retirement Planning 22:16

1+ y ago22:16

22:16

In the complex world of retirement planning, there are countless pitfalls one could face. Today we're sharing six of the top mistakes to watch out for. Avoiding these crucial missteps can have a significant impact on the success of your retirement plan. As you listen, take note if you are making any of these mistakes. Are you taking investing advic…

1
Dismantling 2023's Top 10 Social Security Myths (Part 2) 19:16

1+ y ago19:16

19:16

Welcome to part two of our two-part series on Social Security myths. Last week, we debunked the first five common Social Security myths. For example, are stay-at-home moms eligible for Social Security? Tune into last week’s episode for that answer and more! This week, we’ll answer five additional questions about this topic. Can you work and get Soc…

1
Dismantling 2023's Top 10 Social Security Myths (Part 1) 22:36

1+ y ago22:36

22:36

Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this two-part series, we're debunking common myths about Social Security and answering the questions you've been curious about. No matter what questions y…

1
Ep 142: Mailbag: Beach Plans, Market Crashes and Delayed Retirement 25:15

1+ y ago25:15

25:15

It’s time for another mailbag episode! We have an exciting lineup of topics to discuss today. Listen in as we tackle some current questions from our listeners, and you’ll likely gain some invaluable insights to help you make informed financial decisions. This episode could be very helpful if you’re looking to improve your financial situation and pr…

1
Ep 141: Retirement Savings Basics: What’s The Purpose Of All My Accounts? 30:37

1+ y ago30:37

30:37

Are you aware that not all retirement accounts are created equal? It's crucial to understand the purpose and advantages of each type of account to make the best choice for your future. In this episode, we'll delve into the different types of retirement accounts, including 401(k)s, IRAs, Roths, and several other examples. We’ll help you weigh the pr…

1
Ep 140: Should An Advisor Tailor A Plan To Fit Your Personality? 23:34

1+ y ago23:34

23:34

Are you tired of one-size-fits-all financial advice that doesn't quite fit your unique needs and goals? There are many types of personalities out there when it comes to financial matters, and we’ve found that most of our clients fall into one of the categories we’ll discuss today. In this episode, we'll tackle the question of whether an advisor sho…

1
Ep 139: Retirement Expenses For Which You Forgot To Plan 28:06

1+ y ago28:06

28:06

Are you ready for retirement? We’re willing to bet there are some future expenses that you may have forgotten to plan for. Join us as we discuss the most overlooked retirement expenses and how to prepare for them. If you’re preparing for retirement, we want to make sure you feel confident that you have every expense taken care of. From medical expe…

1
Ep 138: Moving Your Retirement Goalposts: Is It Worth The Risk? 18:45

1+ y ago18:45

18:45

Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detriment. In this episode, we're diving deep into the psychology of retirement planning and the dangers of moving the goalposts. Whether you find yourself adding…

1
Ep 137: Mailbag: Roth Conversions, Advisors and Rentals 28:19

1+ y ago28:19

28:19

It’s time for another mailbag episode! We have an exciting lineup of topics to discuss today. Listen in as we tackle some current questions from our listeners, and you’ll likely gain some invaluable insights to help you make informed financial decisions. This episode could be very helpful if you’re looking to improve your financial situation and pr…

1
Ep 136: Our Favorite Quotes 21:50

1+ y ago21:50

21:50

Let’s have some fun today. We’re sharing some of our favorite quotes and how we use them regularly to help our clients with their finances. We find that these quotes are relevant for many people and most financial situations we work with. We are excited to share this and other nuggets of wisdom on today’s show. Stay tuned to see how you can apply t…

1
Ep 135: What’s Your Biggest Financial Fear? 26:01

1+ y ago26:01

26:01

We took an informal poll of listeners to find out what their biggest financial fears are. In this episode, we’ll explore the most common fears and talk about how they should be addressed in a retirement plan. Whether it’s running out of money, paying more taxes, or not having money to pass on to your kids, we all have fears about our finances. So, …

1
Ep 134: Four Ways The SECURE Act 2.0 Might Impact You 23:06

1+ y ago23:06

23:06

On today’s show, we’ll explain what you need to know and learn four ways the new changes might impact you. From Required Minimum Distributions (RMDs) to catch-up contributions, we’ll cover some of the key items in SECURE Act 2.0. This won’t cover everything, but this will give you a few items to consider when you meet with your advisor next. On tod…

1
Ep 133: Mailbag: How to Handle Mortgages, College and 401ks 21:39

1+ y ago21:39

21:39

It’s time for another mailbag episode, and we have some great topics to discuss. This episode could really help if you’re looking to improve your financial situation and prepare for retirement. On today’s show, here’s some of what you’ll learn: Should I pay off my house or invest money and use investments to pay mortgage? (2:53) Should I do anythin…

1
Ep 132: 5 Beneficiary Mistakes - Are You Accidentally Spoiling Your Retirement Plan? 22:48

1+ y ago22:48

22:48

Today we’re addressing five common beneficiary mistakes that, unfortunately, a lot of people make. From making errors to naming minors as beneficiaries, we’ll break down some common blunders. Are you making one of these beneficiary mistakes? If so, it could cost you and your loved ones dearly. Some of the simplest mistakes can completely spoil an o…

1
Ep 131: Financial, Business and Personal Goals For 2023 26:41

1+ y ago26:41

26:41

With every new year, many of us spend some time setting new goals, benchmarks, and desired milestones to achieve in the months ahead. On today’s show, we’ll explore some of our business, personal and relationship goals for 2023 and explore what might be some worthwhile goals for you to add to your list. We talk so much about what we want our client…

1
Ep 130: Back To Basics - Understanding Income Planning 24:38

1+ y ago24:38

24:38

Do you understand the basics of income planning? If not, you might not be as far along in your retirement plan as you think. Understanding how much income you need and what sources will provide it for you efficiently is critical to success over a long period of time. We see a lot of clients, and when people first come to see us, very few have an in…

1
Ep 129: Avoid These Rookie Investing Mistakes 22:28

1+ y ago22:28

22:28

Even if you’ve been saving your money and investing for a long time it’s easy to make rookie mistakes. On this episode, we’ll cover some of the top rookie mistakes we see people make and illustrate how to avoid them or how to fix them if you’re already made some mistakes in your financial life. We’ll explain why you need to make sure every dollar y…

1
Ep 128: 10-Point Financial Checklist for 2023 23:37

2y ago23:37

23:37

With the new year upon us, let’s run through the checklist of things you should be thinking about as it relates to your financial plans for retirement. Let’s see how prepared you are for retirement by answering these 10 questions. The key is you need to have concrete answers for them. If you don’t know the answers, you need to think about having so…

1
Ep 127: Mailbag - Annuities, Life Insurance and Social Security 19:27

2y ago19:27

19:27

It’s time for another mailbag episode, and we have some great topics to discuss. This episode could really help if you’re looking to improve your financial situation and prepare for retirement. On today’s show, we’ll share: What should I do with my annuity? (3:26) Should you get a life insurance policy on your spouse? (6:00) When should you start t…

1
Ep 126: Listen To This If You Need Help Understanding Your Financial Statements 20:24

2y ago20:24

20:24

The end of the year (or start of a new year) probably means you’re getting a lot of financial statements in your mailbox, or inbox if you’re paperless. Ever wonder what some of those terms mean as you look at your 401(k), IRA and other account balances? Let’s spend a little time looking over a financial statement and breaking down some of the terms…

1
Ep 125: Learning From Grandma’s Financial Wisdom 16:45

2y ago16:45

16:45

Even if she wasn’t directly talking about money, Grandma said a lot of smart things that we can apply to our financial planning. We might not have known it then, but looking back on wisdom that was imparted to us can teach us lessons years later. In this episode, we’ll look at some of the sayings that we all heard our grandma say growing up and see…

1
Ep 124: The Top 5 401(k) Mistakes You Need To Avoid 22:38

2y ago22:38

22:38

Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it’s so easy and painless, it can also be easy to ignore for long periods of time, which often leads to mistakes. In this episode, we’ll cover at least the top five mistakes people make in their 401(k)s so hopefully you avoid doing the same thing whe…

1
Ep 123: Preparing For Market Volatility In 2023 23:58

2y ago23:58

23:58

Market volatility became the norm in 2022. Are we in for more of the same in 2023? We’ll talk about the market outlook for the next 12 months, plus share tips on how you can best prepare for potential future volatility. On today’s show, we’ll share: Mergers & Acquisitions says “signs point to more market volatility in 2023.” (2:47) Should you chang…

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Ep 122: The Financial Therapist - When It’s OK If A Visit To Your Advisor Feels Like Counseling 22:12

2y ago22:12

22:12

Sometimes it might seem like talking to your financial advisor feels like talking to a therapist, and that’s OK. Today we’re discussing some scenarios where it’s almost inevitable that a talk with your advisor seems like a counseling session. Whether you’re getting a divorce or having career difficulties, your financial advisor should be there to h…

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