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Navigating Mortgage Buy-Downs: Regana and Kirsi Mbacke Talk Real Estate Strategies for Lowering Costs and Maximizing Value
Manage episode 446048647 series 3368347
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Regana Kooman-Henry, a real estate agent, discusses mortgage buy-downs with Kirsi Mbacke, a loan officer from The Loan Depot. They explain the difference between temporary and permanent buy-downs, highlighting that temporary buy-downs offer reduced rates for a few years, while permanent buy-downs offer a lower rate for the life of the loan. They also discuss strategies for keeping costs low, such as buying early in new construction phases, using renovation loans, and considering lender credits. Regana emphasizes transparency in real estate transactions and shares local real estate stats for September, including median home prices and sales figures.
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