Episode 221: Variable Mortgages, Housing Taxes, and Canada's Construction Outlook

Ontario Mortgage & Real Estate Insights Podcast

In this episode, we kick off with a sponsor message from Real Approved Inc. and dive into the resurgence of variable-rate mortgages, balancing savings and risks. We discuss policy rate reductions, mortgage penalties, and options for risk-averse borrowers. We also explore Canada's construction sector growth, building permit forecasts, and the impact of tariffs on home prices. Aument Capital's Middle East expansion is highlighted, along with housing market taxes and proposed reforms. Finally, we address strategies to build 1.5 million homes by 2031 and a local Hespeler land severance story with broader implications. (0:00) Introduction and sponsor Real Approved Inc. (0:40) Variable-rate mortgages: comeback, savings vs. risks, and market projections (2:14) Expert insights on policy rate reductions and mortgage penalties (3:25) Trade war impact and alternatives for risk-averse borrowers (4:19) Canada's construction sector growth and building permits forecast (6:09) Tariffs' impact on home prices and the economy (9:01) Aument Capital's Middle East expansion and strategic advantages (10:44) Housing market taxes: impacts and suggested reforms (13:35) Efforts to reform Land Transfer Tax and development charges (14:53) Building 1.5 million homes by 2031: Strategies and challenges (15:23) Local Hespeler land severance story and its broader implications