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Cash or Miles? The 2025 Points Valuations That Could Change How You Travel 42:36

for 9 weeks siden42:36

42:36

Get fresh NerdWallet data on what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much are your points and miles actually worth? Hosts Sally French and Meghan Coyle break down the latest NerdWallet valuations to help you make smarter redemption choices. But first, they cover the week’s biggest travel headlines, including Southwest Airlines’ new partnership with EVA Air, Frontier’s companion certificate promotion and status match, and JetBlue opening up award bookings with Condor Airlines. Then, travel Nerd Craig Joseph joins Meghan to discuss NerdWallet’s latest airline, hotel, and credit card point valuations, with tips and tricks on comparing loyalty programs, maximizing transfer partners, and deciding when cash is more valuable than points. They also discuss the impact of devaluations, how close-in bookings can save you points, and why premium cabins can sometimes offer outsized redemption value. Plus: Craig’s hot take on airport lounges. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Is the Frontier Airlines World Mastercard Worth Its Annual Fee? https://www.nerdwallet.com/article/travel/is-the-frontier-airlines-world-mastercard-worth-its-annual-fee Citi Strata Credit Card Review: Solid Rewards for No Annual Fee https://www.nerdwallet.com/reviews/credit-cards/citi-strata Citi Double Cash Review: A Solid Choice for Everyday Spending https://www.nerdwallet.com/reviews/credit-cards/citi-double-cash Citi Custom Cash Card Review: Low-Maintenance 5% Cash Back https://www.nerdwallet.com/reviews/credit-cards/citi-custom-cash Citi Strata Premier: Big Rewards Across Top Spending Categories https://www.nerdwallet.com/reviews/credit-cards/citi-strata-premier Is the New Alaska Atmos Summit Card Worth a $395 Annual Fee? https://www.nerdwallet.com/article/travel/is-the-alaska-airlines-atmos-summit-card-worth-its-annual-fee Resources discussed in this episode: Airline Miles vs. Cash Calculator https://www.nerdwallet.com/article/travel/calculator-should-you-book-a-flight-with-cash-or-miles How Much Are Travel Points and Miles Worth in 2025? https://www.nerdwallet.com/article/travel/airline-miles-and-hotel-points-valuations Want even more tips and tricks to get the most out of your travel dollars? Subscribe to TravelNerd , our free newsletter designed to help you crack the code on spending less on your travel. In this episode, the Nerds discuss: points and miles valuation, airline miles value, hotel points value, credit card points value, Southwest EVA Air partnership, Frontier Companion Certificate, JetBlue Condor award booking, Citi American Airlines transfer, Amex Membership Rewards value, Capital One points value, Bilt points value, Hyatt points value, Hilton points value, Marriott points value, Wyndham points value, IHG points value, Alaska miles value, JetBlue points value, American Airlines miles value, United miles value, Southwest points value, Virgin Atlantic miles value, ANA miles value, Avianca LifeMiles value, best way to use Amex points, best way to use Citi points, best way to use Capital One points, use cash or points for flights, last minute award flight value, premium cabin redemption value, economy flight points value, airline devaluation, hotel point devaluation, cash vs points travel booking, when to transfer credit card points, how to maximize travel rewards, and NerdWallet points and miles calculator. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Present Truth For Present Times - Apostle Takim

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Indhold leveret af Richard Takim. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Richard Takim eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.

Jesus started His church the way He wanted it, now He wants His church the way He started it. Jesus Is Enough, No Additives. Listen to Apostle Takim's messages anytime, anywhere and be fed with spiritual food for the elects of God, and be prepared for the second coming of our Lord Jesus Christ.

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147 episoder

#Religion #Richard Takim #Sunday Service

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Present Truth For Present Times - Apostle Takim

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Indhold leveret af Richard Takim. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Richard Takim eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.

Jesus started His church the way He wanted it, now He wants His church the way He started it. Jesus Is Enough, No Additives. Listen to Apostle Takim's messages anytime, anywhere and be fed with spiritual food for the elects of God, and be prepared for the second coming of our Lord Jesus Christ.

… continue reading

147 episoder

#Religion #Richard Takim #Sunday Service

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1
Revelation Of The Eternal Past - Apostle Takim 1:17:04

for 5 dage siden1:17:04

1:17:04

What is eternity? What is time? Time is just a piece of eternity, that is soon coming to an end. Something that God unfolded for His redemptive purposes and soon will be folded back into eternity. Discover what happened before the beginning of time, and learn how to position yourself in the time and seasons of God…

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You Cannot Go To A Heaven Whose Presence You Don't Carry - Apostle Takim 1:13:03

for 12 dage siden1:13:03

1:13:03

Light and darkness can never unite, it's either Light be desecrated to become darkness or darkness be transformed to become Light.

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This Is The Barrier Standing Between You And Your Unanswered Prayers - Apostle Takim 1:47:51

for 19 dage siden1:47:51

1:47:51

What was your reason for coming to Jesus? Was it born out of earthly desires or a divine conviction to live a Holy life and make heaven? And if indeed you are in Christ, are you in the right church? The bible says false apostles, prophets and teachers will come in the end time. And will deceive many into false doctrine. Take a listen and find out if you are really in the right path. And if not you will find your way out of the false church. Do not justify yourself, let the word of God do a forensic scan on your life and you will know the truth…

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3 Ways We Keep Evil spirits In Our Lives & How To Get Rid Of Them - Apostle Takim 21:51

for 23 dage siden21:51

21:51

If we are genuinely born again, then we ought not to have evil spirits attacking us. It is when we have what belongs to the devil that he comes after us. So find out what we do or accommodate that gives darkness a leeway into our lives.

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The Good And Evil You Do Will Find You - Apostle Takim 32:58

for 5 weeks siden32:58

32:58

A lot of us in this terminal generation do bad in expectation of good. We treat others badly and expect to be treated well in return. Well the bible tells us what you sow is what you reap. So do unto others what you would want them to do for you. Take a listen to find out how, and also discover the consequences of returning evil for good…

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How To Kill Unbelief In Your Heart - Apostle Takim 50:03

for 7 weeks siden50:03

50:03

Your life cannot be better than your faith. Unbelief looks subtle until you know it's adverse effects on your relationship with God. This is one thing that can reverse the progress you have made, all by yourself. So take a listen and let this word of truth and righteousness work on your life.

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Seed, Time & Harvest - How To Shape Your Future - Apostle Takim 50:03

for 7 weeks siden50:03

50:03

The seed time harvest principle is one of the most misunderstood in the body of Christ. It is not a money making tool as many misled pastors have put it, but it is something that God uses to lift men. Want to know more? Take a listen.

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Do Not Allow Worry To Destroy You - Apostle Takim 45:32

for 7 weeks siden45:32

45:32

Sometimes things happen to us in life that are beyond our control. Things that make us worry so much that we loose our focus in God. Well, Jesus said Do Not Worry. Why did He say that? Because of the adverse impact of worry in our walk and talk with Him. Take a listen and find out what not to worry about https://cotsmonline.org/…

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The Blessing Of The Great Commission - Apostle Takim 51:00

for 8 weeks siden51:00

51:00

What happens to your life when you receive the blessing of the Great Commission?

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Exchanges In Our Intimate Places - Apostle Takim 51:37

for 9 weeks siden51:37

51:37

The One we are to be most intimate with is the Holy Spirit. Fellowship and communion with Him is key to making heaven. Are you really intimate with God? Or do you prefer being with people than your creator. God seeks intimacy with us all the time, but most of us are not willing to yield. Take a listen to know what happens during this intimacy moments with God and the fire to seek God like never before will come upon you if you be a doer of this words.…

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BORN FOR SUCH A TIME AS THIS! A Destiny Message - Apostle Takim 1:00:46

for 9 weeks siden1:00:46

1:00:46

What was the purpose of you being born? Is it to get married and settle down? Is it to become rich? Is it to become famous and travel around the world? There is more to that. Jesus had a purpose when He came to earth. He was born to die, that we may be saved. Take a listen and find out the reason you are on earth…

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Entanglement, Subtle But A Catastrophic Destiny Wrecker! - Apostle Takim 59:27

for 10 weeks siden59:27

59:27

Apostle Takim explains on how some relationships end up wrecking your destiny. Listen to find out how

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How To Hear From God - Apostle Takim 20:28

for 12 weeks siden20:28

20:28

Our God it the God who speaks. He is always speaking to man but we are not listening. There are various ways He speaks; the word, dreams visions and others. But find out how to position yourself to hear from God

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The Fall Of Lucifer And The Rise Of Darkness - Apostle Takim 1:03:37

for 13 weeks siden1:03:37

1:03:37

Do you know what happened in the eternal past? Do you know how Satan really became Satan? He was an angel, the most beautiful of all angels, covering the throne of God with worship as a cherub angel... until iniquity was found in him. Then war began. A war between light and darkness that still continues till now. Find out in detail what really happened as Apostle Takim expounds…

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The Origin Of Altars In The Bible - Apostle Takim 1:04:50

for 14 weeks siden1:04:50

1:04:50

Raising, breaking, silencing of altars have become the order of the day in church today. But is it really what God asked us to do? Is it really according to GOD'S word. Swallow your pride and let the bible explain where and how this practice came to be and why it has become a money spinning machine in church today…

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Present Truth For Present Times - Apostle Takim

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God's Marital Standards - Apostle Takim 8:28

for 16 weeks siden8:28

8:28

God has standards when it comes to marriage in His kingdom. We don't just marry anyhow, the way the world do it. God is the institutor of marriage and He has principles outlined in His word concerning it. Take a listen to find out.

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Maintaining Constant Fire As A Christian - Apostle Takim 1:02:41

for 17 weeks siden1:02:41

1:02:41

The Bible says we should be ready in and out of season, looking forward to the coming of the LORD Jesus. But this requires that we should watch and pray at all times. Find out how to maintain a constant fire and zeal for God in this podcast.

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Winning The War Of The Spirit And The Flesh - Apostle Takim 30:28

for 18 weeks siden30:28

30:28

The most crucial battle in human existence is not with battleships and nuclear weapons. There is one stealth enemy that we most times do not recognise that contribute to most of our dismay in life. It is called the flesh. Brought about by the fall of Man, it is one thing that even the glory of God cannot eliminate. No matter the realms of glory we come into, those that satan and his demons cannot follow us to,(because of the victory at Calvary) the flesh follows. So how do we deal with this enemy that is so close to us? Take a listen as Apostle Takim teaches.…

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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A Call To Repentance, Holding On To The Horns Of The Altar - Apostle Takim 1:11:43

for 19 weeks siden1:11:43

1:11:43

1 John 3:8 He who sins is of the devil, for the devil has sinned from the beginning. For this purpose the Son of God was manifested, that He might destroy the works of the devil. Calvary was the place Jesus destroyed the power of satan over us, and gave us dominion over sin. How do we unlock the power of the cross upon our lives? Find out more in the podcast…

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Are You A Wounded Woman? God Has A Word For You - Apostle Takim 1:40:16

for 20 weeks siden1:40:16

1:40:16

Women go through a lot in life. And you find in some certain life circumstances, hurts, disappointments, heart breaks and other troubles set in. But the Lord knows all this. Receive a word in season for your wounded soul and be restored.

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Finding Your Life Partner - Apostle Takim 29:39

for 20 weeks siden29:39

29:39

There are Kingdom ways of getting and staying married. So finding the wife or husband that is the will of God for your life is not something you do just to satisfy your carnal passions. It's for fulfilment of destiny. Here are secret codes to find your life partner.

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Independently Interpret Your Dreams - Apostle Takim 1:01:22

for 21 weeks siden1:01:22

1:01:22

Apostle Takim teaches us how to independently interpret our dreams, without depending on prophets who bank on it to deceive the church There is a reason God gave us the Bible and the Holy Spirit. It is to help us understand our personal mails from God. But dreams can come from God, Satan and the natural realm. So learn how to discern…

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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How to Clean Up Your Life - Apostle Takim 26:29

for 22 weeks siden26:29

26:29

The real life begins after death. Do not ever call that part of your life that is still attached to darkness your weakness. That is actually your ticket to hell. In this episode, you will discover how to clean up your life and keep it clean

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Exposing The Works Of The Antichrist Using His Operatives Disguised As Pastors - Apostle Takim 47:26

for 23 weeks siden47:26

47:26

As God is doing a quick work and finishing it in righteousness, satan manifesting as the antichrist is on rampage in some churches, sadly using so called pastors, who are busy wrecking men's lives through deception and ministering to them according to their carnal nature. Find out how he does it and God's solution to this…

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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The Bread You Need To Eat To Make Heaven - Apostle Takim 28:22

for 23 weeks siden28:22

28:22

Holy communion does not stop at bread and wine. There is more to it. What is that bread that you eat that make hell loose grip on you? What is that bread that you eat that puts the passion for souls in your heart? What is that bread that when you eat, you share in the fellowship of the suffering of Jesus on His way to calvary? You need this bread, or else Heaven will not be your home.…

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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The Mystery Of Waking Up The Christ In You - Apostle Takim 6:53

for 24 weeks siden6:53

6:53

WAKING THE CHRIST IN YOU. °°The first manifestation of Christ in us is to deliver us from sin °°You wake the Christ in you by returning His Word to Him. °°You wake the Christ in you by connecting charged atmospheres of the Holy Spirit. °°You wake the Christ in you through intense fasting. Speaking in tongues doesn't mean the flesh is dead(under subjection) Survival from storms and protection this end time is from within, go Wake Him up! #ApostleTakim #FridayWeekendService #apostolic #truth #highlight…

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Present Truth For Present Times - Apostle Takim

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Why A Born Again Woman Should Not Marry A Non Believer Man - Apostle Takim | God's Choicest Rubies Series 10:40

for 25 weeks siden10:40

10:40

Let's take a look at what the bible says about born again women who desire to marry unbeliever men, believing God to change them. We will discover that it is lawlessness in God's kingdom. Take a listen

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Present Truth For Present Times - Apostle Takim

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The Power of Ploughing your Mind in Wealth Creation - Apostle Takim 25:05

for 27 weeks siden25:05

25:05

What does it take to become wealthy? Is it just by prayer, declarations and wishes? There is more to that. Plough your mind. Listen to find out how...

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Present Truth For Present Times - Apostle Takim

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How to Obtain your Deliverance - Apostle Takim 25:23

for 27 weeks siden25:23

25:23

What really is deliverance? Is it by sowing seed, giving money or marathon prayer and fasting? Find out the Jesus' way of obtaining deliverance, the deliverance that comes once, and all for free Jesus Is Enough

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Present Truth For Present Times - Apostle Takim

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Marriage in God's Design - Apostle Takim 24:31

for 27 weeks siden24:31

24:31

How did God orchestrate marriage for us Christians? Well, it is not as many who call themselves Christians do so. So how did God really create marriage and for what purpose?

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Why you Should Never Walk away from God's Presence - Apostle Takim 25:05

for 27 weeks siden25:05

25:05

As the East is far from the West, so is the extent of God's mercy, and even far more than that. Come to Him in repentance and sincerity of heart, and He will never cast you away Listen to find out how...

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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How To Recognize False Apostles - Apostle Takim 26:07

for 28 weeks siden26:07

26:07

The bible speaks of the emergence of false apostles in the church. this teaching will equip you on how to recognize them and avoid them at all cost

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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The Danger of Endless Dry Fasting Done in Synagogues of satan - Apostle Takim 25:35

for 28 weeks siden25:35

25:35

fasting is not a monopoly of the church. find out the kind of fasting that will lead you to interaction with darkness and avoid it

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Deadly Sins that Attract Curses In life - Apostle Takim 10:31

for 31 weeks siden10:31

10:31

Find out what your sin does to you when you commit it...

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Present Truth For Present Times - Apostle Takim

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How Do You Know that the Gates of Hell, Death, & Grave Have Swallowed You? - Apostle Takim 25:50

for 31 weeks siden25:50

25:50

https://cotsmonline.org to learn more

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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How the Holy Spirit Rests on the Lost - Apostle Takim 25:09

for 31 weeks siden25:09

25:09

Yes, the Holy Spirit also rest on the lost. “And it shall come to pass afterward That I will pour out My Spirit on all flesh; Your sons and your daughters shall prophesy, Your old men shall dream dreams, Your young men shall see visions. Joel 2:28

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Present Truth For Present Times - Apostle Takim

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The Return of the gods Through Mountain Worship - Apostle Takim 25:27

for 31 weeks siden25:27

25:27

“Woman,” Jesus replied, “believe me, a time is coming when you will worship the Father neither on this mountain nor in Jerusalem. 22 You Samaritans worship what you do not know; we worship what we do know, for salvation is from the Jews. 23 Yet a time is coming and has now come when the true worshipers will worship the Father in the Spirit and in truth, for they are the kind of worshipers the Father seeks. 24 God is spirit, and his worshipers must worship in the Spirit and in truth.” Why are we still going to the mountains to pray? there is more to that than just going there... Take a listen…

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Present Truth For Present Times - Apostle Takim

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The Exploits of the Blood of Jesus - Apostle Takim 25:51

for 32 weeks siden25:51

25:51

The blood of Jesus today is not a liquid as some preachers present it. The blood of Jesus is Power

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Present Truth For Present Times - Apostle Takim

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The Photograph Of A Glorious Church - Apostle Takim 25:20

for 32 weeks siden25:20

25:20

Jesus is coming for a church without spots or wrinkles, purified by His blood. Does the church you attend carry this photograph?

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Present Truth For Present Times - Apostle Takim

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5 Major Signs that Show Your Name is in the Book of Life - Apostle Takim 25:25

for 32 weeks siden25:25

25:25

Is your name in the book of life? Don't answer it yet. Let the light of the word show you.

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Present Truth For Present Times - Apostle Takim

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The Simplicity of Jesus - Apostle Takim 25:40

for 33 weeks siden25:40

25:40

You don't need to go to the mountains or caves or special places to meet Jesus. He is so simple that He can meet you right in your bedroom.

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Present Truth For Present Times - Apostle Takim

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Redemption of Firstborns in God's Kingdom - Apostle Takim 25:52

for 33 weeks siden25:52

25:52

Discover the true bible sense on redemption of firstborn

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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Why the Demon of Deliverance is Ruling Most Churches - Apostle Takim 25:41

for 33 weeks siden25:41

25:41

Unfortunately today, the demon of deliverance sits enthroned in many so called churches. Many have turned from worshiping God to worshiping mammon, giving priority to their needs rather than the prosperity of their spiritual lives. Find out why it is so.

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Present Truth For Present Times - Apostle Takim

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How A Synagogue of Satan Operates - Apostle Takim 25:49

for 33 weeks siden25:49

25:49

Equip yourself with the knowledge on how to identify a true church that will lead you to Heaven and a synagogue of satan that will end you in hell

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Present Truth For Present Times - Apostle Takim

Present Truth For Present Times - Apostle Takim podcast artwork

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The 5 Meanings of Repentance - Apostle Takim 25:39

for 33 weeks siden25:39

25:39

Repentance is more than just reciting the sinner's prayer. It is you renouncing the sinner's life and embracing the life of Jesus, the crucified life

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