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Step one for starting a small business is often coming up with an exciting idea. But what is step two? Step three? Steps four through launch and beyond? On our second episode, and first iteration of our Small Business Starter Kit Series, Austin and Jannese visit The Candle Pour to chat with founders Misty and Dennis Akers . They’ll tell our hosts about how they got their business off the ground and about all the things that go with it: from incorporation to trademarks. Join us as they detail how they went from Grand Idea to Grand Opening. Learn more about how QuickBooks can help you grow your business: Quickbooks.com See omnystudio.com/listener for privacy information.…
Indhold leveret af Chatur. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Chatur eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
In this podcast you will get full information about credit cards rewards, cashback etc. By Chatur Sharma.
Indhold leveret af Chatur. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af Chatur eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
In this podcast you will get full information about credit cards rewards, cashback etc. By Chatur Sharma.
No single credit card is better than all others in all categories — or for all people. But by understanding your options and asking the right questions, you can find the card that's the best fit for your spending habits and credit situation. Click on the link to know about the best credit cards for you : https://writeupcafe.com/how-to-pick-the-best-credit-card-for-you-6-easy-steps/ ... 1. Check your credit Find out what credit card offers you might be eligible for by checking your credit score. The better your score, the greater your chance of being approved for cards with better perks. Among ways to check your score: NerdWallet offers free access to credit scores. Many credit card issuers give cardholders free FICO scores. The three major credit bureaus (Experian, Equifax and TransUnion) sell credit scores. 2. Identify which type of credit card you need There are three general types of credit cards: Cards that help you improve your credit when it's limited or damaged. Cards that save you money on interest. Cards that earn rewards. 3. Narrow your choices by asking the right questions Visit NerdWallet’s credit card comparison tool and search for the type of credit card you're looking for, filtering results according to your credit score and monthly spending. 4. Apply for the card that offers you the highest overall value Narrowing your choices is the easy part, but deciding between two or three similar cards can be quite difficult. If you've already found a clear winner after Step 3, go with that one. If not, it’s time for a tiebreaker round.…
A credit card with an annual fee is worth it because it offers higher rewards and if you can make the best usage to get those benefits. But sometimes, credit cards with zero joining or annual fees would be better in terms of long-term value. Even if these cards do not offer much in terms of rewards or cashback, you can keep them open without any cost and improve your credit score. Here we have listed the best lifetime free credit cards in India. Click on the link to know more about the best lifetime free credit cards in india: https://bit.ly/3AOVEop 1. IDFC First Bank Credit Cards IDFC First Bank credit cards are one of the best lifetime free credit cards today in the market. All four variants (Millennia, Select, Classic and Wealth) are LTF and offer the same rewards. The cards also offer complimentary railway/airport lounge access, and roadside assistance among other benefits. 2. Amazon Pay ICICI Bank Credit Card Amazon Pay ICICI Bank credit card is one of the best for Amazon purchases. If offers between 2% to 5% unlimited rewards on Amazon spends and 1% on all other spends. The unlimited rewards can add up to a significant amount for Amazon purchases alone. If you don’t have Infinia/DCB, this is the card to have for Amazon India shopping. 3. HDFC Bank Millennia/Regalia Credit Card This one is not LTF as per product info but is issued LTF in most cases. HDFC Bank Millennia and Regalia credit cards carry an annual fee but can be LTF with two conditions. It can be a Smartpay registration or a one-time spend amount for the first 90 days. 4. RBL Zomato Edition Classic Credit Card Most of the RBL Bank credit cards are not that great in rewards and can be avoided. But, the co-branded RBL Zomato Edition Classic credit card is a good one to have. It offers 5% unlimited rewards on Zomato spends and a whopping 10% rewards on all birthday spends. 5. HSBC Visa Platinum Credit Card An entry-level lifetime free card that has Airmiles as a redemption option? Good to be true but we have the HSBC Platinum credit card with just that. The USP of this card is reward redemption for Airmiles and Hotel Loyalty memberships.…
Flipkart Axis Bank Credit Card 5% cashback on Flipkart, Myntra 2GUD, 4% Cashback on Preferred Merchants, 1.5% Cashback on all other categories Up to Rs. 1000 off on Mantra as Welcome Delights Complimentary Lounge visits to select Airport Lounges within India per Calendar quarter On any transaction over Rs. 2,500, convert these purchases to EMI Indulge in delectable cuisines up to 20% off at partnered restaurants in India Click on the link to know more about the flipkart axis credit card vs freecharge axis credit card: https://cardinsider.bcz.com/2022/07/11/flipkart-axis-credit-card-vs-freecharge-axis-credit-card/ Pros Unlimited Cashback Complimentary Airport Lounge Access Card replacement fee (lost or stolen or re-issue): Waived Cons Cashback will be in the form of Flipkart cash and only redeem on the Flipkart 3.5% foreign currency conversion fees No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards Axis Bank Freecharge Plus Credit Card Vouchers worth Rs.700 on Activation 5% on Freecharge Spends 1% on all other spends Annual Fee waiver on spends of Rs.50,000 in an anniversary year Pros 2% on Ola/Uber/Shuttle and other local transport Get Vouchers from Uber and Bookmyshow on activation Benefits on entertainment and dining Cons No Golf/coaching sessions No Complimentary Airport Lounge Access…
Travel credit cards offer accelerated rewards on travel along with perks like complimentary lounge access, air mile earning and co-branded benefits with Airlines and Travel Partners. These cards are best suited for those who travel frequently for business or leisure. Here’s our list of the best credit cards in India with maximum benefits on travel-related spending. Click on the link to know more about the best travel credit cards for beginners in india: https://karannegi.wixsite.com/creditguide/post/best-travel-credit-cards-for-beginners Best Travel Credit Cards in India for 2022 Not all travel cards are created equally. Here are our picks for the best travel credit cards for beginners and why they made our list. 60,000 Points Bonus: Chase Sapphire Preferred® Card TSA PreCheck or Global Entry Fee Credit: Capital One Venture Rewards Credit Card 3x Points at Restaurants: Citi Premier® Card Southwest Companion Pass®: Southwest Rapid Rewards® Priority Credit Card Each one has its perks and benefits. Some come with the ability to transfer points, while others have specific hotel or airline benefits. The best way to narrow your options down is to determine what will be most beneficial for you. Benefits Points are worth 25% more when redeemed for statement credits against existing purchases in select, rotating categories with the Chase Pay Yourself Back feature. Additional Features on The Best Travel Credit Card for Beginners Each Ultimate reward point usually is worth one cent per point. When you redeem them for travel through Chase, they’re worth 1.25 cents per point, which represents a better than average redemption value. On top of that, you’re getting access to the long roster of Chase Ultimate Rewards Transfer partners with the Chase Sapphire Preferred Card. This means you can transfer one Ultimate Reward point to any number of airline or hotel partners at a 1:1 ratio. This opens up a plethora of redemption opportunities where you could use a reduced number of Ultimate Reward points for a show-stopping vacation.…
IndusInd Bank is one of the most popular credit card issuers in India. It offers credit cards under multiple categories, including travel, lifestyle, entertainment, shopping and more. You can choose your credit card from a variety of options as per your spending pattern and repayment capacity. Click on the link to get full information about Best Indusland Bank Credit cards in india: https://issuu.com/kartik745/docs/indusland_credit_cards-converted.pptx Types of Credit Cards Offered by IndusInd Bank IndusInd Bank offers multiple types of credit cards like Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. IndusInd Bank Credit Card Benefits Features Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you 1. Sign on bonuses: Some of the credit cards from IndusInd Bank provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more. 2. Rewards: Reward points are offered for any transaction that is made using your IndusInd Bank credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner. 3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get miles as reward for using your IndusInd Bank credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights. 4. Cashback: Some IndusInd Bank credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on spends. 5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.…
Are you looking for a credit card that offers higher reward points? You can choose from from various different Standard Chartered credit cards that give you reward points or cashback each time you spend. The joining fees for these cards range from Rs.250 to Rs.5,000. Top Credit Cards Offered by Standard Chartered Bank Standard Chartered Bank Credit Cards offer a lot of benefits and features including accelerated rewards, cashback offers, discounts, reward point redemption for air miles, good life programme, easy EMI, and a lot more to benefit the customers from all walks of life. Standard Chartered Smart Credit Card Standard Chartered DigiSmart Credit Card Standard Chartered Manhattan Platinum Credit Card Standard Chartered Platinum Rewards Credit Card Click on the link to know more about 5 benefits of standard chartered credit cards: https://www.financetalk.net/5-benefits-of-having-a-standard-chartered-credit-card/ Enjoy a range of benefits with Standard Chartered Bank (SCB) credit cards. From cash back to reward points, each card is designed to help you make the most of your expenses. You must choose a card that rewards you according to your spending habits. Take a look at the different cards compare, and find the ideal one for you. Benefits of Credit Cards 1. Easy access to credit The biggest advantage of a credit card is its easy access to credit. Credit cards function on a deferred payment basis, which means you get to use your card now and pay for your purchases later. The money used does not go out of your account, thus not denting your bank balance every time you swipe. 2. Building a line of credit Credit cards offer you the chance to build up a line of credit. This is very important as it allows banks to view an active credit history, based on your card repayments and card usage. Banks and financial institutions often look to credit card usage as a way to gauge a potential loan applicant's creditworthiness, making your credit card important for a future loans or rental applications. 3. EMI facility If you plan on making a large purchase and don't want to sink your savings into it, you can choose to put it on your credit card as a way to defer payment. In addition to this, you can also choose to pay off your purchase in equated monthly installments, ensuring you aren't paying a lump sum for it and denting your bank balance. Paying through EMI is cheaper than taking out a personal loan to pay for a purchase, such as a television or an expensive refrigerator.…
One of the top private sector banks in India - Axis Bank, offers a host of different credit cards that are designed to meet the varying needs and requirements of individuals. That’s not all. Axis Bank credit cards also come with exciting features and benefits such as reward points, discounts on purchases, special offers, the ability to convert big ticket purchases into affordable EMIs, and more. Click on the link to know more about axis bank credit cards: https://cardinsider.wixsite.com/cardinsider/post/why-should-one-own-axis-bank-credit-cards Key Axis Bank Credit Card Benefits and Features Depending on the card that you opt for, the features and benefits of Axis Bank credit cards may vary. Here’s a quick look at some of the key Axis Bank credit card features and benefits. Security Measures Axis Bank credit card are equipped with an EMV smart chip and a slew of other security measures to ensure maximum transaction safety. Contactless Payments Thanks to the presence of an NFC chip in Axis Bank credit cards, you can simply tap-to-pay up to Rs. 5,000 without having to enter any PIN at any NFC-enabled POS machine. Cashbacks on Fuel Spends One of the many Axis Bank credit card benefits that you get to enjoy is the ability to get cashback of up to Rs. 250 on fuel transactions. Cash Advance Facility You can use your Axis Bank credit card to withdraw cash up to a maximum of 30% of your total credit limit from almost any ATM across the world. Discounts on Dining With Axis Bank credit cards, you can get up to 20% off on your bill for dining in any of the 4000+ partner restaurants throughout India.…
Planning on taking a loan? Want to make sure it is approved and processed quickly? Looking for a loan at a lower interest rate? Then make sure your CIBIL score is good. At this stage you may have more questions like what is CIBIL? The CIBIL score explained The Credit Information Bureau (India) Limited (CIBIL) is the most popular of the four credit information companies licensed by Reserve Bank of India. There are three other companies also licensed by the RBI to function as credit information companies. They are Experian, Equifax and Highmark. However, the most popular credit score in India is the CIBIL score. Let's find out what is CIBIL score. CIBIL Limited maintains credit files on 600 million individuals and 32 million businesses. CIBIL India is part of TransUnion, an American multinational group. Hence credit scores are known in India as the CIBIL Transunion score. CIBIL Score is a 3-digit numeric summary of your credit history, rating and report, and ranges from 300 to 900. The closer your score is to 900, the better your credit rating is. Click on the link to know more about the cibil credit score: https://cardinsiderin.wordpress.com/2021/12/22/what-is-the-cibil-credit-score-and-why-should-it-matter/ What does credit history and credit report mean in CIBIL? When you want a loan you must ask yourself what is my CIBIL score? And will I be credit-worthy? Your bank will check your credit-worthiness through your credit history and make a credit report. A credit history is a record of a borrower's repayment of debts. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. A borrower's credit score is the result of a mathematical algorithm applied to credit information to predict how credit worthy you are. A CIBIL credit score takes time to build up and usually it takes between 18 and 36 months or more of credit usage to obtain a satisfactory credit score. Why does the CIBIL credit score matter? The CIBIL score plays a critical role in the loan application process. When someone approaches a bank or a financial institution for a loan, the lender first checks the applicant's CIBIL score and report. If the CIBIL score is low, the bank may not even consider the application further. If the CIBIL score is high, the lender will look into the application and consider other details to determine if the applicant is credit-worthy. The CIBIL score works as a first impression for the lender, the higher the score, the better are your chances of the loan being reviewed and approved. The decision to lend is solely dependent on the bank and CIBIL does not in any manner decide if the loan/credit card should be sanctioned or not. Typically, a score of 700 is considered good. How to improve your CIBIL score? You can improve your score by practising financial prudence – repay your Credit Card bills on time, don't miss your loan EMIs, never default on debts, use credit wisely. You can read more on how to improve your cibil score.…
ou can avail a world of premium and unmatched benefits with the credit cards offered by LIC. The list of cards includes travel cards, rewards cards, and premium lifestyle cards and they offer some of the best features on their respective categories. Check out the list to choose to the best one for you. Click on the link to know about the best lic credit cards in india: https://www.slideserve.com/kartik7/5-best-lic-credit-cards-in-india Top Credit Cards offered by LIC The following table lists the top LIC credit cards that you should explore. For your convenience, you can also check out their annual fee and their respective categories. LIC Titanium Credit Card LIC Platinum Credit Card LIC Signature Credit Card LIC Gold EMV Cards LIC Platinum EMV Cards An LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases. An LIC credit card offers a plethora of privileges ranging from lifestyle, travel, dining, shopping, entertainment and health. Additionally, card holders can also get complimentary insurance cover for their credit cards and get An LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases. An LIC credit card offers a plethora of privileges ranging from lifestyle, travel, dining, shopping, entertainment and health. Additionally, card holders can also get complimentary insurance cover for their credit cards and get rewarded with an exceptional loyalty program. Features of LIC Credit Cards Fuel surcharge waiver: Get 1% fuel surcharge waiver at fuel pumps in the country (transactions between Rs.400 and Rs.4000. Easy EMI conversion: Any purchase transaction above a value of Rs.2500 can be converted into a monthly installment and repaid at low interest rates. Customers have to place this request within 20 days of making the purchase. Balance transfer: LIC customers can easily transfer the outstanding balance from another bank's credit card to an LIC credit card. LIC offers attractive interest rates for a balance transfer and customers can choose from two plans that are available. Add-on cards: Up to three add-on cards can be taken by primary credit card holders for their family inclusive of spouse, parents, parents-in-laws, siblings and children below the age of 15. Insurance: Signature credit card users can enjoy complimentary lost card liability insurance for an amount up to their credit limit, up to a maximum of Rs.5, 00, 000. This lost card liability cover protects card users against any fraudulent transactions when their credit cards have been lost or stolen.…
If you have a stable monthly income, an ideal debt-to-income ratio, decent credit history and the associated credit score, then you have a fair chance of getting a credit card without any hassle. In fact, the card issuers will be behind you to provide you with a credit card. What if you’re in a contrasting scenario – you don’t have stable income, no/poor credit history or credit score or high on debit, etc. No issuer would come forward to offer you any credit card or a loan. In both the cases, if we say that you can get a credit card, would you believe it? Of course, you should, and we will tell you how. If you’re in the first scenario, with a clean financial record, you would be offered an unsecured credit card. Unfortunately, if you’re in the second situation, you will still be offered a credit card, a secured one though that comes with some strings attached. Let’s dig a little further to know the difference between secured and unsecured credit cards, how they work, and other things to consider while applying for one. Click on the link to know about secured credit card vs unsecured credit cards: https://cardinsider.quora.com/Secured-Credit-Card-Vs-Unsecured-Credit-Card What is Secured Credit Card? As mentioned earlier, a secured credit card is designed to cater the group of people who frequently faces a rejection whenever they apply for a credit card. The reason could be lack of income or income proof, poor or no credit history/score, or any other. A secured credit card, as the name implies, is a credit card issued on some collateral. Just like a secured loan, you need to produce some security to the card issuer to issue the card. Banks and credit card issuers typically offer secured credit cards against a fixed deposit with them. How Does Secured Credit Cards Work? Secured credit cards work similar to any other credit cards. However, there are a few limitations in terms of credit card limit and other things. The credit limit on secured credit cards is typically 75% to 85% of the FD amount. This means if you have a fixed deposit of Rs.1 lakh, you might receive a credit card with the total credit limit of Rs.75,000 to Rs.85,000. Thus, the higher your FD amount is, the higher would be the credit limit on your secured credit card. Advantages and Disadvantages of Secured Credit Cards Easy and quick approval: You walk-in to the branch to open a fixed deposit and you walk out with a credit card. No income proofs, no back ground checks, nothing. The same identity and residential proofs you have submitted to open the FD would be used for your credit card account as well. Re-establish your credit: Don’t worry if you had a bad credit score or no score at all. With a secured credit card, you can build or re-build your credit. Make sure to use the card within the limit and clear the dues on time. Maintain consistency in card usage as well as making bill payments to build your credit score quickly. Once you have a decent score, you may be able to apply for a secured credit card. Earn interest on your FD: While serving as a security deposit, the FD also accrues interest if it is placed in an interest-bearing account. Depending on the deposit duration, you can earn decent interest on your FD. Low or no annual fee: Many banks in India issue secured credit cards that come with a low or no annual fee. Even the minimum fixed deposit required is as less as Rs.10,000 making the cards a feasible option.…
Bank of Baroda, also known as BOB, is an Indian Multinational Banking and Finance Company. It is one of the leading banking companies in India that offer different types of credit cards.. For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customer's spending habits, Bank of Baroda offers varied credit cards in the following categories. Click on the link to get full information about top bank of baroda credit cards 2022: https://www.edocr.com/v/kryeo44p/Cardinsider/best-bank-of-baroda-credit-cards 1. Shopping Card 2. Cashback Card 3. Rewards Card 4. Travel Card 5. Life Time Free Card 6. Business Card 7. Lifestyle Card 8. Entertainment Card From the above listed credit cards, you can choose the one that suits your priorities and spending behaviour. You can save a huge amount through offers and rewards provided in each category. Bank of Baroda Credit Card Eligibility Factors Individuals who want to apply for a Bank of Baroda credit card must meet the following eligibility criteria. Age Criteria To apply for a Bank of Baroda credit card, you must fall into the age limit set by the bank. The applicant should be minimum of 18 years old and maximum of 65 years. Anyone falling under this age limit can apply for a credit card with Bank of Baroda. Add-on credit cardholder should be 18 years old and above. Income Criteria You must have a regular income to avail a Bank of Baroda credit card. The income criteria differ according to the features and specifications of the card. You can get a Bank of Baroda credit card with the minimum monthly income of INR 3,00,000. However, income may vary for other cards based on specifications and features. The customer should show a proof of steady source of income to avail a credit card from Bank of Baroda. You can either be a salaried employee working in an established company or a self-employed professional managing your own business. Nationality: The applicant should be a resident of India or Non-Resident Indian. Factors Affecting Bank of Baroda Credit Card Eligibility Criteria The applicant must check the following things while applying for a Bank of Baroda credit card. Income of the Applicant: Your income plays an important role while applying for a credit card. This is a proof to the bank that you will be able to pay your credit card bill. You can also get a Bank of Baroda credit card against a fixed deposit. Age of the Applicant: Using a credit card becomes a huge responsibility. An individual gets a steady source of income only after a certain period of years. Hence, the banks are certain about age criteria in giving a credit card as they expect a proper payment every month. Credit History of the Applicant: Credit history is a clear proof of how an individual manages his/her credit related activities. A good credit history is highly preferred by the lender for offering a credit card. Nationality Criteria of the Applicant: The applicant should be a resident of India or Non-Resident Indian.…
The American Express® Gold Card doesn’t offer as many travel benefits as The Platinum Card® from American Express. However, some would argue that the long-term rewards rate is significantly more generous on the Amex Gold Card and the lower annual fee makes it a better deal. Click on the link to know about the amex gold worth it: https://creditcardmentor.blogspot.com/2022/02/is-the-amex-gold-worth-it%20.html Details of the Amex Gold Card The Amex Gold Card gives cardholders the chance to earn generous rewards in popular categories like groceries, dining and airfare. A welcome bonus is also available for those who can meet a minimum spending requirement within six months of account opening. Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of card membership. Earn 4X points on restaurants, 4X points on up to $25,000 spent at U.S. supermarkets each year (then 1X points), 3X points on flights booked directly with airlines or viaAmexTravel and 1X points on all other purchases $250 annual fee Is the American Express Gold Card worth it? As you’re trying to decide if the Amex Gold Card is worth it, it can help to take a closer look at the cardholder benefits and how they work. This American Express credit card really stands out due to the following features and its rewards potential, which can help you net thousands of dollars in travel (or other rewards) each year. Should I get the Amex Gold? While the Amex Gold Card could be a winner for almost anyone, there are specific consumers it would benefit more. There are also certain cardholders who might be better off with a different credit card altogether. Here are some points you should consider before signing up for the Amex Gold Card, as well as signs that you should look elsewhere: Who should get the Amex Gold Card? Foodies who spend a lot on dining and at U.S. supermarkets each year Anyone who frequently uses Uber Eats and is able to use the dining credits this card offers People who want a good-looking credit card Frequent travelers who want to earn American Express Membership Rewards points can transfer them to airline and hotel partners Who should consider a different rewards credit card? Travel enthusiasts who want a card with more travel benefits Anyone who is averse to paying an annual fee for a credit card People who spend very little on groceries, dining or food delivery Someone who prefers to earn cash back or statement credits instead of flexible rewards points…
With more people opting for cashless modes of payment, the number of Credit Card users has reached new levels recently. Around 46.1 million Credit Cards have been issued by banks in India as of February 2019, according to the Reserve Bank of India (RBI). HSBC Bank, one of the most trusted banking organizations globally, provides a wide range of financial solutions to meet the customer’s needs. The solutions also include Credit Cards, backed with many benefits like reward points, cashback, discounts, gift vouchers to ensure the best user experience. The icing on the cake is that most of these HSBC Credit Cards in India do not have a joining and annual fee. With Multiple Credit Cards on offer from HSBC Bank, you must choose one which meets your requirements in the best way and rewards you for your lifestyle. Click on the link to know more about the 5 best HSBC Credit cards: https://www.tumblr.com/blog/view/cardinsider/686665013004517376?source=login_wall&redirect_to=%2Fblog%2Fview%2Fcardinsider%2F686665013004517376 1. HSBC Visa Platinum Card This Credit Card from HSBC provides you with a chance to earn great rewards and avail exciting offers. From lifestyle shopping to everyday expenses, this HSBC Visa Platinum Card has got you covered. 2. HSBC Premier Mastercard Credit Card Coming with many benefits and rewards, HSBC Premier Mastercard Credit Card provides you with a privileged lifestyle. 3. HSBC Advance Visa Platinum Card Designed to complement your lifestyle, HSBC Advance Visa Platinum Card offers some of the best rewards and discounts. You are privileged to enjoy a host of offers ranging from travel privileges to dining, shopping, and more. 4. HSBC Cashback Credit Card HSBC Cashback Card is enabled with the VISA Paywave Technology, that allows you to make contactless transactions. This globally accepted HSBC Credit Card offers unlimited cashback on all transactions. 5. HSBC Smart Value Credit Card Keeping your money and time in mind, HSBC has designed this Smart Value Credit Card, which offers great rewards and discounts on your every transaction.…
In this digitised world, plastic money has become super popular. Credit cards are something that is of great help in today's time. Of all credit card companies, Yes Bank cards are preferred by many. This is because the bank offers a range of credit cards and a bunch of rewards on the transactions made on them. Yes bank credit card benefits include cashback, rewards, low-interest rates, and fair processing fees. Having a yes bank credit card can benefit you in a lot of ways as it will help you save money while you pay your shopping or dining bills for you and your family. Click on the link to know more: https://cardinsider.wixsite.com/cardinsider/post/what-are-the-benefits-of-a-yes-bank-credit-card Today Yes Bank Credit cards are preferred the most because of the excellent features it offers and the numerous benefits they come with. Yes Bank credit card features include rewards programs, lifestyle benefits, and rewards on credit card bill payment. Under the Yes Bank Credit Card rewards program you can earn points or cashback on your shopping bills or dining bills that can be redeemed later. Apart from this a lot of other privileges are there that you can avail yourself of if you are a Yes Bank credit cardholder. Some of them are free airport lounge accesses, golf course access, insurance coverages, discounts on fuel stations and much more. Yes Bank Credit Card Types their Benefits 1. YES Prosperity Rewards Plus Credit Card Accelerated rewards points are offered on selected transactions on YESCART. In case of accidental death of the primary Cardmember, a Credit shield Cover is offered. 2. YES Premia Credit Card Special websites for movie/flights/hotel bookings where you can redeem rewards points. 3. YES Prosperity Edge Credit Card You receive 15000 bonus credit card reward points upon achieving spending of Rs. 5 lakhs or above. 4. FinBooster: YES BANK - BankBazaar Co-branded Credit Card A monthly credit fitness report is given along with a dashboard to track your credit score. This feature opens up once you make a transaction with your FinBooster card. 5. YES FIRST Preferred Credit Card You get priority pass membership along with 4 complimentary access with a YES FIRST Preferred Credit card. You get a 25% discount on movie bookings done on BookMyShow.…
HDFC Bank is one of the most reputed and trustworthy financial institutions of India. It offers a wide range of financial products for its customers, including and not limited to bank accounts, Personal Loans, Car Loans, Business Loans, Investment Schemes, and Insurance Plans. Out of the diverse product portfolio of HDFC Bank, one of the most popular products is the wide range of Credit Cards offered by the bank. You can choose from the various Credit Cards offered by HDFC, depending on your spending patterns and lifestyle requirements. Moreover, the application process is extremely easy as you can submit your application through the bank website or mobile app with a few taps. There are more than 20 different types of HDFC Credit Cards in India. Based on your requirements and spending habits, you can choose the Best HDFC Credit Card match for yourself. Click here to know more about the 7 ways to benefits of hdfc credit cards: https://dewarticles.com/how-to-enhance-the-benefits-of-hdfc-credit-card/ How to make most of your HDFC Credit Card? The benefits of owning an HDFC Credit Card are truly incredible. Excellent Reward Points Program, waiver of Annual Fees, Airport Lounge access, Concierge Services, Low-Interest Rates, etc. are just some of the benefits offered by HDFC Credit Cards. This is the reason that they are often termed as the best Credit Cards in India by the customers. Let's walk through some of the time-tested ways to further enhance the benefits available on your HDFC Credit Card. The deals are bound to get even sweeter with tips shared below. 1. Pay entire dues on time: You enjoy an interest-free period up to 50 days on your card. However, to avail of this benefit, you must pay the entire billing amount for a particular billing cycle by the due date. 2. Redeem the reward points before they expire: The reward points accumulated against your HDFC Credit Card come with an expiry period. This period can vary from a few months to two years, depending on the Credit Card you own. 3. Maintain a good repayment record: What makes HDFC Credit Cards the best Credit Cards in India is the fact that they come with high credit limits. Moreover, if you have been paying your Credit Card dues on time and have a good Credit Score, HDFC will enhance your credit limit periodically. 4. Use at select outlets: HDFC Bank enters into agreements with specific e-commerce platforms as well as retail chains periodically. Herein, customers using an HDFC Bank Credit Card to make the payment enjoy discounts, cash backs, bonus reward points, zero transaction charges, and various other offers. 5. Identify transactions that offer more reward points: The best aspect of more than 20 different Credit Cards offered by HDFC Bank is that you can choose one which suits your lifestyle. If your HDFC Credit Card offers you additional reward points on specific transactions such as Air Ticket booking, restaurant bill payment, movie ticket purchase, etc., you must use the card for the same and save maximum. By using these tips, you can easily enhance the benefits available against your HDFC Credit Card and make your user experience even more enjoyable.…
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