Roadcast - Ouça O Mundo Sobre Rodas! podcast

Roadcast - Ouça o mundo sobre rodas!

26:12

As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…

Roadcast - Ouça o mundo sobre rodas!

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Podcast by Roadcast

9 episoder

#Negócios #Roadcast

updated for 8 år siden

Del

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Podcast by Roadcast

9 episoder

#Negócios #Roadcast

Alle episoder

Roadcast - Ouça o mundo sobre rodas!

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Nº16 21/12/2017 - VIPAL Borrachas / Retrospecto 2017 / Volkswagen / Copa Truck 17:05

for 8 years siden17:05

17:05

A Vipal borrachas prestes a completar 45 anos em 2018. Daniel Jacques faz a retrospectiva do Autos Giros em 2017. As novidades da Volkswagen do Brasil para 2018. O vencedor da Copa Truck 2017. Podcast sobre o mercado automotivo do Brasil. Disponível no iTunes e no Tune In (Android) Apresentado pelos jornalistas Militão Ricardo e Letícia Senna. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br…

Roadcast - Ouça o mundo sobre rodas!

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Nº15 15/12/2017 - Ciclo Toyota / Lifan X80 / JAC V260 / Stock Car 16:55

for 8 years siden16:55

16:55

Primeiro vamos saber sobre o Ciclo Toyota. É uma alternativa para comprar e pagar um carro da marca Japonesa. Logo depois o nosso editor-chefe, Daniel Jacques traz sua opinião sobre o novo Lifan X80. Na sequência vamos conhecer o JAC V 290, o veículo utilitário urbano - VUC - que a montadora chinesa lança no Brasil. E no automobilismo nosso assunto do comentário da jornalista Letícia Senna é a Stock Car, onde Daniel Serra sagrou-se campeão brasileiro de 2017. Apresentado pelos jornalistas Militão Ricardo e Letícia Senna. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br Disponível também no iTunes e no Tune In (Android)…

Roadcast - Ouça o mundo sobre rodas!

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Nº14 7/12/2017 - 99POP / Zé Pneus Goodyear no Park Shopping Canoas / Beto Monteiro - Copa Truck 18:02

for 8 years siden18:02

18:02

Nesta edição: entrevista com Pedro Gomes, gerente da 99 Pop em Porto Alegre. O comentário de Daniel Jacques sobre as vendas de automóveis no Brasil em 2017. A Zé Pneus Goodyear inaugura o primeiro autocenter num shopping center no Brasil, no ParkShopping Canoas. E uma entrevista com o piloto Beto Monteiro, campeão da região Centro Oeste da Copa Truck 2017. Apresentado pelos jornalistas Militão Ricardo e Leticia Senna. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br Disponível também no iTunes e no Tune In (Android)…

Roadcast - Ouça o mundo sobre rodas!

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Nº13 30/11/2017 Hyundai Creta / Carros e a Copa / Jaguar / Fórmula 1 19:37

for 8 years siden19:37

19:37

Nesta edição: o Creta, SUV da Hyundai; Daniel Jacques nos conta o que Copa do Mundo tem a ver com o mundo automotivo; o evento "The Art of Performance", realizado pela Jaguar no velopark em Nova Santa Rita, no RS com a presença de Cacá Bueno, test drive e mais. Letícia Senna comenta a etapa final de 2017 da Fórmula 1, em Abu Dabi. Apresentado pelo jornalista Militão Ricardo. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br Disponível também no iTunes e no Tune In (Android)…

Roadcast - Ouça o mundo sobre rodas!

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Nº12 21/11/17 - Nova Panambra VW / Salão 2 Rodas / Toyota Corolla 2018 / Stock Car/ 16:05

for 8 years siden16:05

16:05

Nesta edição a nova sede da Panambra, tradicional revendedor da VW em Porto Alegre. O Toyota Corolla 2018. Daniel Jacques comenta o Salão Duas Rodas e Letícia Senna comenta a disputada final da Stock Car Brasil 2017. Apresentado pelos jornalistas Militão Ricardo e Letícia Senna. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br Disponível também no iTunes e no Tune In (Android)…

Roadcast - Ouça o mundo sobre rodas!

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Especial nº1 SUVESA SCANIA na Fenatran 2017 - 14/11/2017 19:20

for 8 years siden19:20

19:20

A SUVESA Scania é a concessionária Scania na metade sul do Rio Grande do Sul. A empresa esteve presente no 21º Salão Internacional de Transporte Rodoviário - Fenatran, em São Paulo (SP), em outubro de 2017. A Scania apresentou novas motorizações de 450 e 510 cavalos. Lançou o Heavy Tipper, focado no mercado de mineração. A surpresa da marca foi o novo Super Rodotrem R620. Na área de serviços, as novidades foram o programa de Manutenção com Preços Flexíveis e o "Driver Services". Este último com telemetria remota e treinamento de condutores. Segundo um dos diretores, a Scania "vende para fabricar em vez de fabricar para vender. A explicação está no programa. O programa também traz depoimentos de clientes antigos da SUVESA, que explicam as razões da preferência pela revenda. Apresentado pelos jornalistas Militão Ricardo e Letícia Senna. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. O programa é um oferecimento da Suvesa Scania. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br Disponível também no iTunes e no Tune In (Android)…

Roadcast - Ouça o mundo sobre rodas!

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Nº11 10/11/17 - Especial Fenatran 2017 (3/3) - Peugeot / Volvo / Scania 23:11

for 8 years siden23:11

23:11

Terceiro e último programa dedicado à cobertura do 21ª Salão Internacional de Transporte Pesado - Fenatran 2017. Primeiro o comentário do jornalista Daniel Jacques. Na sequência os lançamentos de Peugeot, Volvo e Scania. Apresentado pelos jornalistas Militão Ricardo e Letícia Senna. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br Disponível também no iTunes e no Tune In (Android)…

Roadcast - Ouça o mundo sobre rodas!

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Nº10 3/11/17 - Especial Fenatran 2017 (2/3) - Randon / Iveco / MAN 20:18

for 8 years siden20:18

20:18

A edição número 10 é a segunda dedicada inteiramente ao 21ª Salão Internacional de Transporte Rodoviário - Fenatran 2017. De início o comentário do jornalista Daniel Jacques, do site Autos Giros, que fez a cobertura do salão. Na sequência as novidades apresentadas pela Randon, Iveco e MAN Apresentado pelos jornalistas Militão Ricardo e Letícia Senna. Produzido pelos jornalistas Daniel Jacques e Militão Ricardo. Podcast do site Autos Giros. www.autosgiros.com.br. Especializado em automóveis, carros, mercado automotivo, lançamentos, automobilismo e tudo mais que as pessoas que vivem e respiram sobre rodas precisam saber. www.roadcast.com.br…

Roadcast - Ouça o mundo sobre rodas!

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Nº9 28/10/17 - Especial Fenatran 2017 (1/3) Ford / DAF / Mercedes-Benz 23:40

for 8 years siden23:40