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Indhold leveret af René Jovel, Davis White, Bradley Wenz, and Collin Johnson. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af René Jovel, Davis White, Bradley Wenz, and Collin Johnson eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
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What Should I Do With My Money?


1 What Does it Take to Retire Before 40? 31:36
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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
Hello From The Offside
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Manage series 1090671
Indhold leveret af René Jovel, Davis White, Bradley Wenz, and Collin Johnson. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af René Jovel, Davis White, Bradley Wenz, and Collin Johnson eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Four benchwarmers throw in their best indirects on the international pitch
…
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11 episoder
Marker alle som (u)afspillede ...
Manage series 1090671
Indhold leveret af René Jovel, Davis White, Bradley Wenz, and Collin Johnson. Alt podcastindhold inklusive episoder, grafik og podcastbeskrivelser uploades og leveres direkte af René Jovel, Davis White, Bradley Wenz, and Collin Johnson eller deres podcastplatformspartner. Hvis du mener, at nogen bruger dit ophavsretligt beskyttede værk uden din tilladelse, kan du følge processen beskrevet her https://da.player.fm/legal.
Four benchwarmers throw in their best indirects on the international pitch
…
continue reading
11 episoder
Alle episoder
×After yet another long break, Brad and Collin are back to discuss the EPL, MLS, and lots of other things. Remember the World Cup 1,000 years ago? We talk about that too! https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+The+Offside+Episode+24.mp3
Join the FULL CREW for updates on the EPL, the dire state of the USMNT, #SaveTheCrew, and MLS Playoffs. There are lots of swears in this one so maybe don’t listen to it with babies. https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+The+Offside+Episode+23.mp3
Join us as we dissect the corpse of US Soccer. https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+the+Offside+Episode+22.mp3
Disclaimer: We recorded this on Sunday, when we thought that the US would cruise into the World Cup. They didn’t. The audio is also bad. Whatever. Sorry. My bad. Ugh. https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+The+Offside+Episode+21.mp3
Welcome to our 20th episode! Lucky for you, it’s our worst one yet. Check out this week’s chili and Simpson’s fancast that just happens to also talk about soccer! https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+the+Offside+Episode+20.mp3
Three weeks in a row? Three weeks in a row! Brad and Collin run this week’s episode and discuss such interesting topics as Mexican geography, retirement leagues, and and the dumpster fire raging on in Carson, California. https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+the+Offside+Episode+19.mp3…
Two weeks in a row, and 3/4 of the gang is back to talk way too much about Los Angeles, the EPL, and trying to get Cyle Larin to Everton. https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+The+Offside+Episode+18.mp3
After yet another extended break, 1/2 of HFTO (Brad and Davis) return to discuss the brand new EPL season and other things! https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+the+Offside+Episode+17.mp3
Our lost episode is now found! Interested in a bad podcast recorded a few months ago? Check out this one! https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+The+Offside+Episode+16.mp3
https://s3-us-west-2.amazonaws.com/listen.hellofromtheoffside.com/Hello+From+The+Offside+Episode+15.mp3 In today’s episode, 3/4 of the guys are back to preview the MLS season and discuss the EPL. Get involved.
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