Two experts. One topic. No Confusion. Show hosts, Jeff Kinley and Todd Hampson, are on a mission to reach the next generation with the inspiring, hopeful message found in Bible prophecy. Learn more about Jeff, Todd, and their books at https://prophecyprospodcast.com Produced by Unmutable™
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Um professor e um brother conversam sobre várias paradas históricas inacreditáveis que realmente aconteceram.
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All of your favorite Baseball Prospectus podcasts in one easy feed.
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Peak Prosperity provides answers to those who question the mainstream narrative on the critical issues of our day by providing context, clarity, and understanding around seemingly complex systems. Topics include economy, energy, environment, and geopolitics.
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Nazywam się Karolina Koziara, jestem doktorem psychologii, specjalistą seksuologii. Pracuję jako adiunkt w Collegium Medicum Uniwersytetu Jagiellońskiego oraz doradca okołotestowy HIV/AIDS. W tym podcaście staram się tłumaczyć zjawiska psychologiczne w przystępny i prosty sposób. Moją misją jest wyprowadzenie nauki poza mury uniwersytetu, a przy okazji rozbrojenie mitów jakie narosły wokół eksperymentów i zjawisk psychologicznych. Become a supporter of this podcast: https://www.spreaker.com/ ...
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#1 Coverage of High School Baseball
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Where publishing, ecommerce, and marketing collide. Brought to you by Lulu.com.
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Kris Baker brings you everything you need to know on the Buffalo Sabres prospects and the latest and greatest on the NHL Draft.
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All-American football stars & 1st Round NFL Draft picks LaVar Arrington and Brady Quinn along with Jonas Knox start the day with informed, outspoken, fearless and often funny commentary covering the biggest sports headlines.
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The brightest minds discussing the ideas that matter most in politics, society and culture. Hosted on Acast. See acast.com/privacy for more information.
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Rich Wilson of Prospect361.com brings you the best live Fantasy Baseball show on the Internet. Join Rich and legendary industry expert Tim McLeod every Sunday night at 9:00 p.m. ET as they bring you the best Fantasy Baseball discussion in the industry.
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Weekly prospect and dynasty talk from Lead Prospect Analyst James Anderson.
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Prospect est le podcast qui t'aidera à faire passer ta prospection au niveau supérieur. Laetitia Fall reçoit des experts de la prospection (SDR, BDR, Head of Sales) qui partagent leurs réussites, leurs processus et des conseils actionnables. Tout ce qu’il te faut pour affronter les nouveaux challenges de la vente et décrocher des rendez-vous.
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Audycja emitowana co sobotę o 15.00 w radiowej Trójce poświęcona państwom byłego ZSRR i wszystkim tym miejscom, gdzie Moskwa próbuje realizować swoje interesy. Playlista Radio Wschód, czyli najlepsza muzyka ze Wschodu https://cutt.ly/BRLGvhP Realizacja audycji jest finansowana przez Polskie Radio, ale autora można wesprzeć na Zrzutce i Patronite https://patronite.pl/PoProstuWschod https://zrzutka.pl/6m35sn. buycoffee.to/ppw Media społecznościowe: https://www.facebook.com/poprostuwschod https ...
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Latest podcasts from The Credit Pros.
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Una mirada a la realidad, partiendo de la ciencia ficción. En cada episodio analizaremos una o más novelas o antologías de este género -tanto clásicas como contemporáneas- para descubrir qué nos enseñan sobre el mundo que habitamos.
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In this series of conversations, Maaria Ginai talks to people across professions about their personal and professional journeys, and gleans their insight into what it takes to resonate with an audience.
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Pascal Praud et ses invités débattent des grands thèmes de l'actualité dans #HDPros de 9h à 10h30 du lundi au vendredi Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
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Fantasy Hockey Scouting of NHL prospects to help you dominate your dynasty league. Peter Harling and Victor Nuno with expert guests cover the hockey prospects you need to know about from Junior to pro and NHL Draft eligible prospects.
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Welcome to the Prosper Brief, hosted by the Prosper Company. On this podcast, we explore the forefront of innovation and transformation within the hospitality industry. Each episode delves into key issues facing the hospitality industry, including economic development, the future of work, innovation and technology, business of inclusion, and personal growth. The Prosper Brief seeks insights and inspiration tailored to the unique challenges and opportunities in hospitality.
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Grow Thrive Prosper Collective empowers businesswomen to excel in their professional and personal lives. Through strategic growth, financial autonomy, and leadership development, our services, including the transformative ’Freedom Formula,’ help visionary entrepreneurs master their finances and time, building sustainable and impactful legacies. Elevate your business to new heights with guidance and redefine success on your terms.
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Les invités de #HDPros2 débattent des grands thèmes de l'actualité. Présenté par Pascal Praud du lundi au jeudi et Julien Pasquet le vendredi. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
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Pick'em Pros is a father and son dynamic duo who love talking sports. Their show "Who Ya Got" features their weekly sports game picks along with commentary of fantasy sports. 13 Year old Diego Thompson is a hit as he passionately makes his points and never backs down when going head to head with his father!
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Podcasts de Philippe Silberzahn sur l‘entrepreneuriat, l‘innovation et la transformation dans un monde incertain. Décryptage de l‘actualité, analyse de cas réels, opinions. 1 nouvel épisode (au moins) par semaine tiré de son blog.
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Prospect research professionals share their stories, tips, and commentary on topics that affect our fundraising work and our lives. We also sneak in guests from outside our field to shake up our perspective on fundraising and prospect research.
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Learn how to get the most out of your iPad Pro by listening to the pros using the iPad. Hosted on Acast. See acast.com/privacy for more information.
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Houston Organic Garden Tips & Advice
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The Call Up is an MLB prospect podcast discussing everything from the biggest names in the Minor Leagues to the sleepers who should be on your radar. Prospect analyst and Justbaseball.com Co-Founder Aram Leighton and Triple-A Broadcaster Jack McMullen interview some of the game's most notable prospects from all 30 teams, break down Just Baseball's latest prospect rankings and highlight biggest stories in the MiLB world.
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A podcast by Ginny Bolling, SR/WA
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Social Pros shines the spotlight on social media practitioners, people doing the real work for real companies. Each episode includes insights from a leading social media professionals plus current trends and ideas in the social media industry, discussed and ratified or debunked by Daniel Lemin of Convince & Convert and Hannah Tooker of Lane Terralever. Finally, each episode ends with The Big Two where our guest gives us their rapid-fire answers to two important questions.
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On The Verge is focused on the Baltimore Orioles organization and the Orioles Minor League system. The show is hosted by Bob Phelan, Zach Spedden, and Nick Stevens. The trio give their thoughts on the prospects ascending the ranks. Show Twitter: @TheVergePod Support this podcast: https://www.patreon.com/OnTheVerge
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What's bugging you?! The pest-control experts at Pest Pros of Michigan share their knowledge about various pests that may be bugging you in your home or business.
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Some of the good stuff from Prospector's morning show on ROCK 107 in Scranton PA!. Interviews, stupid things he talked about and other silliness.
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Conseils Marketing - Des conseils concrets pour prospecter et fidéliser !
Frédéric CANEVET de ConseilsMarketing.com
Découvrez toutes les semaines des stratégies, techniques, astuces pour trouver des prospects et fidéliser vos clients
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Two professional handymen discuss how you can save time, money, and aggravation on home repair, maintenance, and improvements. Our content addresses common problems and challenges of property ownership. Topics include strategies and techniques for home management, do it yourself (DIY) tips and tricks, home technology, maintenance, real estate investing, and more! We value listener feedback, and welcome the opportunity to answer your questions (questions@handymanprosradioshow.com) or join our ...
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Prospecting on Purpose is *the* show to discuss all things prospecting, sales, business, and mindset. As businesses evolve and become more complex, there are HUGE opportunities to cross-pollinate different industries, sales channels, and business practices. This is a place where professionals come together to learn from one another as we prospect for new businesses with creativity, authenticity, and intentionality. Prospecting on Purpose is a mix of Forbes meets Saturday Night Live with your ...
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Welcome to Profit and Prosper, hosted by entrepreneur and mentor Sarah Young. This podcast is for women with service-based businesses who aspire to take home six figures or more without working around the clock. As a successful agency owner who achieved financial freedom through her business, Sarah shares practical strategies, insightful lessons, and actionable tips to help you scale a business that supports your goals. Tune in for episodes packed with valuable content designed to optimize y ...
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Passionate & Prosperous is the only podcast that teaches coaches, creatives & service-oriented individuals how to trust in themselves and leverage their unique message, experience and expertise to attract their ideal audience, create clients and organically build soul-aligned businesses.
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”Welcome to ’The Phoenix Prosperity Podcast,’ where wealth meets legacy. Join your host, Tim Fergestad, as we explore the journeys of Phoenix’s finest to success and beyond.” This podcast will examine the powerful interplay between personal achievement and the enduring legacy it creates. And Tim explores the idea that success isn’t just about what you achieve but what you leave behind for others, focusing on the impact of wealth used wisely. Find the Phoenix Prosperity Podcast wherever you g ...
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Hustle 24/7 Support this podcast: https://podcasters.spotify.com/pod/show/ProsperPrevail /support
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Introducing the Chill & Prosper Podcast, your weekly dose of money mindset, marketing and humour from best-selling author and entrepreneur Denise Duffield-Thomas. Denise’s philosophy is that there is ALWAYS an easier way to make money and that’s what she’s here to help you do. Each week, you’ll get actionable advice to help you make more money, with less work. There’s no need to hustle - let Denise show you how to embrace the Chillpreneur way. Be sure to hit subscribe so you don’t miss an ep ...
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Wedding pros... you've just found your weekly dose of why. Get ready to grow your business with intention, one episode at a time. Each week, we explore the strategies and techniques that build a profitable wedding industry business with purpose.
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In onda dal 2001, Prospettive Musicali esplora espressioni musicali poco rappresentate. Non è un programma di genere, non è un programma di novità discografiche, non è un programma di classici dell’underground, non è un programma di gruppi emergenti. Ma è un po’ tutte queste cose mischiate insieme dal gusto personale dei conduttori. Ad alternarsi in onda e alla scelta delle musiche sono Gigi Longo e Fabio Barbieri, con un’incursione annuale di Alessandro Achilli che è stato uno storico condu ...
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Money: you make it, you want more of it, and you want to protect it. We are The Real Money Pros, a show hosted collaboratively by experts who specialize in investing, financial and estate planning, taxes, insurance, and any other way to grow wealth. Plus, we make it fun! We help you know good advice from bad – especially when everyone seems to want a piece of your money.
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Prevent Identity Theft: Simple Computer Security Tips
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To protect against identity theft, be cautious with email links and files, use password managers, stay informed about data breaches, regularly check credit reports, and use resources like haveibeenpwned.com to see if your info has been compromised. Taking immediate action after a breach can further secure your identity.…
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2244 - 2025 San Francisco Giants Top Prospects
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The following players are discussed: 1. Bryce Eldridge (1B) 2. Carson Whisenhunt (LHP) 3. James Tibbs (OF) 4. Rayner Arias (OF) 5. Jhonny Level (SS) 6. Reggie Crawford (LHP) 7. Victor Bericoto (OF) 8. Grant McCray (OF) 9. Walker Martin (SS) 10. Aeverson Arteaga (SS)Af Rich Wilson
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Navigating Credit: Credit Report Vs. Credit Score Explained
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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How Americans Save Money On Student Loans
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Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.Af The Credit Pros
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3 Best Ways To Delete Collection Accounts
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To mitigate the negative impact of collection accounts on credit scores, individuals can attempt to delete such accounts. Three methods include disputing inaccuracies, seeking goodwill removal, or negotiating deletion upon payment. It's important to understand the credit scoring model used by lenders, as newer models may ignore paid collections. Ho…
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Se revelan los rasgos comunes de las personas con puntajes crediticios altos
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.Af The Credit Pros
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Ahorre dinero con préstamos para estudiantes: dos formas sencillas
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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What Does Coronavirus Crisis Mean For Your Finances? - The Credit Pros
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Facebook & LinkedIn Data Breaches: Identity Security
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Diferencia entre tarjetas de cargo y tarjetas de crédito
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Las tarjetas de crédito ofrecen un saldo renovable con intereses por saldo no pagado, mientras que las tarjetas de cargo deben pagarse en su totalidad mensualmente sin intereses. Las tarjetas aseguradas requieren un depósito de garantía, a diferencia de las no aseguradas. Las tarjetas de cargo suelen ser para usuarios solventes o empresas y pueden …
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Top 3 Tips To Qualify For A Mortgage Loan
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To qualify for a mortgage, lenders evaluate creditworthiness, focusing on credit score, stable income, low debt-to-income ratio, and clean payment history. Mortgages are long-term loans secured by property, with varying terms and interest types. Credit scores range from 300-850, influencing loan access. FHA loans require a minimum 580 score for a 3…
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August Newsletter - The Credit Pros - The Credit Pros
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.Af The Credit Pros
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New Year's Resolution: Improve Your Credit Score
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To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.Af The Credit Pros
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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Datos de tendencias: los profesionales del crédito
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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How To Handle Credit Card Debt Problems - 2022
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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La diferencia entre informes crediticios y puntaje crediticio
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Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
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Credit Cards 101: Part 2 - Debt Payoff Strategies
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Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.Af The Credit Pros
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Cómo reducir su tasa de utilización de crédito
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Does Checking Credit Scores Lower It? 2023 Easy Guide
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Checking your credit score does not lower it, but there are two types of credit inquiries: soft and hard. Soft inquiries, like checking your own credit score, do not affect it, while hard inquiries, typically done by lenders when you apply for credit, can lower your score slightly. It's recommended to check your credit score annually for free and t…
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¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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Cómo aumentar el puntaje crediticio (RÁPIDO y con cronogramas) - The CreditPros
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Para mejorar el puntaje crediticio rápidamente, es clave abrir cuentas nuevas, pagar deudas, monitorear y disputar errores en informes de crédito, y aumentar límites de crédito. Estrategias específicas dependen del objetivo de puntos a aumentar y el tiempo disponible, con acciones como pagar facturas a tiempo y gestionar la utilización de crédito. …
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All You Need To Know About Credit Builder Loan- 2022
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Credit builder loans, offered by credit unions and online lenders, are designed for individuals with poor credit to help improve their scores. The loan amounts are small and are held in an account until fully paid, acting as forced savings with credit-building benefits. They differ from other loans as they offer a way to prove creditworthiness thro…
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CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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5 Ways To Save More Money Shopping On Amazon
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Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.Af The Credit Pros
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Subsidized Loans - A Comprehensive Guide In 2023
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Subsidized loans are federal loans for undergraduates with financial need, where the government covers the interest during school and a grace period. They differ from unsubsidized loans, which are available to all students but accrue interest immediately. Subsidized loans have borrowing limits and are not available to graduate students. They offer …
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How Credit Scores Are Built & Improved - Part Four
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Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to …
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¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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What You Need To Know About The National Consumer Assistance Plan
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The National Consumer Assistance Plan (NCAP) was established by Equifax, Experian, and TransUnion to improve credit report accuracy and consumer dispute processes. It introduced reforms such as a waiting period for medical debt reporting, enhanced dispute resolution for identity theft, removal of non-contractual debts from reports, and requirements…
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Damon Decrescenzo sobre el podcast del CEO de 7 figuras
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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How You Are Hurting Your Credit Score
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.Af The Credit Pros
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La guía rápida y sucia para su puntaje crediticio: The Credit Pros
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Su puntuación crediticia es una medida numérica de su solvencia, afectando las tasas de interés y las condiciones de préstamo. Se compone de historial de pagos, montos adeudados, mezcla de crédito, duración del historial crediticio y nuevo crédito. Las agencias de crédito ofrecen diferentes versiones de su puntaje. Para mejorar su crédito, consider…
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Rebuilding Credit After Divorce - Effective Ways
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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Cómo recuperarse de una quiebra médica: los profesionales del crédito
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Recuperarse de una quiebra médica en EE.UU. es posible eligiendo el tipo correcto de quiebra, entendiendo que no es el final y reconstruyendo el crédito con tarjetas aseguradas.Af The Credit Pros
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Diga adiós a las tarjetas prepago: consejos para la libertad financiera | Los profesionales del crédito
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Las tarjetas de crédito prepagas son criticadas por sus altas tarifas y la falta de beneficios crediticios, a diferencia de las tarjetas de crédito aseguradas que ofrecen tasas razonables y reportan a las agencias de crédito, lo que puede ayudar a construir un historial crediticio.Af The Credit Pros
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Mala calificación crediticia: 5 factores fundamentales
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Una mala calificación crediticia puede ser el resultado de pagos atrasados, bancarrota, co-firmar préstamos, demasiadas solicitudes de crédito y no reportar errores en el informe crediticio. Estos factores pueden afectar gravemente la capacidad de obtener crédito favorable. Se puede mejorar el puntaje crediticio manteniendo un comportamiento de pag…
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Eliminación de deuda: Bank Of America y JP Morgan Chase News
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Bank of America y JP Morgan Chase han decidido eliminar las deudas impagas de los informes crediticios, afectando a casi un millón de ciudadanos en EE. UU. Estas deudas, aunque nulas tras la quiebra de los bancos, han causado problemas a los deudores. El Tribunal señaló que no actualizar estos informes es una violación de la ley federal. Los bancos…
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How To Handle Working From Home - The Credit Pros
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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Guía para eliminar consultas difíciles: The Credit Pros
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El artículo explica los tipos de consultas de crédito, enfocándose en las consultas duras y cómo estas impactan el puntaje crediticio. Se detalla la diferencia entre consultas suaves y duras, el proceso para disputar errores o fraudes en las consultas duras, y la importancia de revisar regularmente los informes de crédito para mantener una buena sa…
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Mitos sobre la puntuación de crédito que necesita saber: tarjetas prepagas: los profesionales del crédito
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Las tarjetas de crédito, tanto tradicionales como de tiendas minoristas, pueden influir en tu puntaje crediticio si las manejas bien. Las tarjetas de débito y prepagadas no afectan directamente tu puntaje, pero un uso indebido de la tarjeta de débito puede resultar en deudas que sí afectarían tu crédito. Las tarjetas prepagadas no inciden en el pun…
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To combat harassment by collection agencies, send a written notice via Certified Mail demanding contact only by mail. If they call again, it's illegal and you can sue.Af The Credit Pros
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Califique para una hipoteca con puntajes crediticios decentes
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Antes de solicitar una hipoteca, es crucial revisar y mejorar su crédito. Gravámenes fiscales, juicios y atrasos en manutención infantil pueden impedir la aprobación. Los gravámenes fiscales pueden permanecer indefinidamente en su informe, los juicios durante 7 años y los atrasos en manutención no afectan su puntaje FICO pero sí la elegibilidad par…
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Trucos de puntaje crediticio para 2021: los profesionales del crédito
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Para mejorar su puntaje crediticio en 2021, considere tácticas como abordar deudas de tarjetas de crédito con el método de bola de nieve, refinanciar deudas con altas tasas de interés y consolidar tarjetas de crédito en un pago con menor interés. Además, es esencial revisar su informe de crédito anual para disputar errores y fraudes. Estas estrateg…
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¿Qué es una línea de crédito? - Consejos útiles para LOC en 2023
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Una Línea de Crédito (LOC) es un préstamo flexible de un banco o cooperativa de crédito que permite retirar dinero hasta un límite máximo. Difiere de un préstamo tradicional y tiene varios tipos, como créditos personales y HELOCs. Se requiere un buen puntaje crediticio para calificar, y la gestión responsable incluye pagar a tiempo y no usarla como…
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¿Las tarjetas de crédito prepagas mejorarán los puntajes crediticios? - 6 usos clave
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Las tarjetas de crédito prepagas no mejoran el puntaje crediticio porque su uso no se reporta a las agencias de crédito. Son fáciles de obtener y útiles para presupuestos, pero no para construir crédito. Alternativas como ser usuario autorizado, tarjetas de crédito aseguradas y tarjetas de crédito de tiendas pueden ayudar a mejorar el puntaje credi…
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Lo que necesita saber sobre el Plan Nacional de Asistencia al Consumidor
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El Plan Nacional de Asistencia al Consumidor (NCAP) es un acuerdo implementado por Equifax, TransUnion y Experian para mejorar la precisión de los informes de crédito y facilitar el proceso para los consumidores. Incluye cambios importantes como un período de espera de 6 meses para informar deudas médicas, eliminación de deudas no contractuales de …
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Reconstrucción del crédito después de la quiebra: los profesionales del crédito
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Reconstruir el crédito después de una quiebra implica verificar informes de crédito, disputar errores, y establecer nuevo crédito a través de tarjetas aseguradas, préstamos para generar crédito y cuentas de usuario autorizado. Es importante actuar con prudencia y evitar prácticas fraudulentas.Af The Credit Pros
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