Struggling to stick to your budget? Debt not budging? You're not alone! Today Debbie, your favorite Financial Coach, busts the myth that a basic budget is the key to financial freedom. In this episode, Debbie reveals common budgeting mistakes and offers actionable tips and strategies to make your money work for you. Learn how to achieve financial g…

Welcome to Ladies Who Finance, the podcast where we empower women to take control of their finances and build wealth. In today's episode, Debbie does a deep dive into the insidious cycle of debt and explores how a lack of financial confidence can keep you trapped in it. But fear not, because Debbie will also provide you with actionable steps to bre…

On today's episode Debbie and Sonia discuss exciting format changes to Ladies Who Finance Podcast and share their business wins from last year. So if you'd like to get the inside scoop on their business wins and lessons they learned last year...this episode is for you! If you loved this episode, share it with a friend and give it 5 stars! Debbie O'…

In this episode Debbie talks about a new sneaky tactic that credit card companies are using to keep you in debt. There's a reason why credit card companies are a billion dollar industry - they are working against you and want to keep you in debt for as long as possible. But the tactics that they're using...which they don't want you to know about, a…

Today Sonia shares a more vulnerable side and shares what lead her to decide to quit her corporate job and jump fully into her tax professional business. Get ready to get to know Sonia better and also get a few laughs along the way. Leaving your corporate job takes a lot of courage, strength and confidence. If you've been working a corporate job an…

Sonia is launching her first webinar series of the year in celebration of Hispanic Heritage Month! Learn more about the "Financial Growth Fiesta: Adding Flavor to Your Finances" webinar series, a vibrant and informative journey. Sonia will be discussing the 4-part series where she will be delving into crucial financial topics that impact entreprene…

Do you find yourself consistently stressed about money? Are you unsure where your hard-earned dollars are disappearing each month? Debbie lays out the telltale signs that indicate it's time to establish a budget. From mounting credit card debt and constant financial anxiety to the inability to meet savings goals, these indicators can have a signifi…

In today's episode Debbie and Sonia talk about how by saying "No" to certain events, expenses and more you can not only save money but also time, your mental state and energy. The Power of the word No can help you set boundaries with your family, friends and especially at work. Get ready to laugh and learn as Debbie and Sonia tackle another financi…

In today's episode Sonia and Debbie talk about 3 ways to pay yourself as an entrepreneur and the tax concerns that come along with your choice. If you're an entrepreneur or business owner, you know how hard you work doing the business you love so it's important to know how best to pay yourself. So get ready to learn, laugh and enjoy this episode. I…

In this episode, Debbie and Sonia talk about a topic that comes up on Debbie's strategy calls with potential clients and that is the fear that they feel towards their finances. When you feel fear, especially about money, it can paralyze you. Today Debbie and Sonia break down the effects that you may feel when you're afraid of your finances and how …

In this episode Debbie and Sonia discuss how money stress can stop the growth of your business. Entrepreneurs have to manage many aspects of their businesses including their business budgets, expenses, personal finances, debts, pricing and money mindset blocks...to name a few. Debbie shares how when she coaches her entrepreneurs they manage their p…

Today Sonia and Debbie share the 3 easy steps you should take when starting your business. Starting a business can be overwhelming, but breaking it down into 3 easy steps can make the process more manageable. Sonia and Debbie know that it takes so much time and love to starting and growing your a business. Our goal is to help you set your business …

Welcome to this episode of the Ladies Who Finance Podcast, where we’ll be discussing the relationship between your emotions and money. Money is a powerful force in our lives, and it can be both a source of joy and a source of anxiety. We’ll be exploring how our emotions influence our relationship to money, as well as how our approach to money may b…

In the world of taxes, personal income tax is a pretty straightforward concept. It's personal because it's based on your personal income—the money that you make from your work and other sources. In this episode, Sonia discusses: ⁃The type of income that is taxed ⁃Deductions and credits to reduce your taxable income ⁃What percentage of income is tax…

It can be frustrating to put effort into creating a strict budget, only to see it fail. However, the truth is that a strict budget can often be difficult to stick to, and may end up causing more financial stress than it relieves. In Today's episode, Debbie explains why being too strict when it comes to managing your money is setting yourself up to …

With tax season now in full swing, entrepreneurs will be scrambling to find their receipts, invoices and other records in order to file their taxes. But it's not just about getting your taxes done - it's also about keeping track of the business you've been building for the past year. In today's episode, Sonia shares 4 reasons why record-keeping is …

In today's episode Debbie and Sonia break down how credit card companies try to not only get you into debt but keep you there. Credit card companies are always looking for ways to keep you in debt. Luckily, there are steps you can take to protect yourself from their tactics. In this podcast, we'll explore what credit card companies are doing to kee…

Ladies Who Finance is a podcast created to empower and educate women on personal finance. You will hear how two people from different backgrounds joined forces to help women learn more about personal finance and also discuss hard topics related to debt and taxes while giving you actionable steps to take control of your money. Debbie and Sonia share…