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Discovery Church: Grand Rapids

Discovery Church: Grand Rapids

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We are a gathering of imperfect people who have been and are being changed by the work of God in us. Most sermons in this podcast are preached by Pastor Paul Sausser, who is a lifelong learner, especially in the area of biblical literature and ancient biblical culture. He has a M.Div. degree from Calvin Theological Seminary and a D.Min. degree from Bethel Theological Seminary in St. Paul, and served at three other churches leading up to Discovery. Hosted on Acast. See acast.com/privacy for m ...
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Grand Rapids Ghost Hunters

Wayne Thomas and Brandon Hoezee

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An engaging program which delves deep into all things paranormal. We cover a wide range of topics from ghosts, bigfoot, cryptids, UFOs and aliens. Your hosts Wayne Thomas, Brandon Hoezee and Kim Kolean and their special guests discuss their experiences with strange and unexplained phenomenon.
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Grand Rapids Song Share the Podcast is where we talk to song writers about songs, song writing and being an artist in the 21st century. GRSS the Podcast is a sibling to the Grand Rapids Song Share the live event, a monthly gathering of song writers, musicians and people who like music, where we share songs we've written and give constructive feedback.
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Each month, Steve Volkers, Associate Broker and Realtor at Five Star Real Estate provides a glimpse into the Real Estate market of West Michigan. Our insights are drawn from sales data and analytics within the communities of the Greater Grand Rapids area. Please note that the content presented in this podcast is intended solely for informational purposes. It is important not to interpret any of this information or accompanying materials as legal, tax, investment, financial, or any other form ...
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Having a solid understanding of historical market stats is important for investing in real estate in Grand Rapids. This class is Module 2 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: Should you try to “time the market” using data to increase profitability? How much are properties selling for? Do pro…
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This is Pastor Paul’s final talk before sabbatical and retirement. Placing oneself under the Lordship of Jesus (the Kingdom of God in me) means the complete denial of self and a total commitment to Christ. It begins with someone’s pursuit of something valuable—God’s Kingdom. Let us joyfully let go of all competing claims on our lives and make pursu…
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Having a deep understanding of the 7 key real estate investing strategies is critically important for your success as a real estate investor in Grand Rapids. This class is Module 1 of 46 in a series called Real Estate Investing Secrets. Topics covered in this module include: The 7 ways to invest in real estate… plus 2 more bonus strategies that we …
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There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is the risk of buying a property having missed important, expensive issues with the property during the inspection period. In this class, James will discuss the risk of investing in real estate and specficially the ri…
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The Bible teaches that the motivation to serve others, all others, selflessly is not from duty or guilt, but because of grace. Because of all that God has done for us, and it is all because of His grace, we are not free to pick and choose who we are to treat with kindness and grace. Our relationship with Jesus prompts us to respond to all others as…
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If you're going to put less than 20% down when buying a property, the lender is likely to require that you pay private mortgage insurance (PMI) to protect them in case you default on the loan. This usually applies to Nomads™, house hackers, and investors putting 15% down to acquire non-owner-occupant properties. There are 3 ways to pay PMI: Monthly…
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This Sunday, 9/1/24, we gave our tech team the week off and didn't record the service. Enjoy this throwback episode you may have missed when it first released. The Bible is truthful and reliable. We can believe this but not live it out—the Bible should guide the way we think, act, and live. The way of the Bible is for our and our neighbor’s good— l…
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There's a risk to just about everything in life... including investing in real estate. One risk that some real estate investors fear is that rising mortgage interest rates will: Increase their mortgage payment and therefore hurt cash flow, or The rising mortgage interest rates will lower affordability and demand for properties, and therefore the va…
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Isaiah is given a glimpse into the majesty of God up in heaven, and the praise of angels to God because of His holiness. Viewing God as He truly is shouldn’t scare us but lead us into a deeper relationship. This depth is brought about by our confession of sin and God’s abundant grace of forgiveness. This growing relationship of grace should prompt …
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In this special class about the dangers, risks and warnings of investing in real estate: The #1 fear that keeps potential landlords and new real estate investors up at night! Expert insights on why this fear is more common among inexperienced landlords and investors in challenging real estate markets. Real-life horror stories of tenants causing sig…
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Pastor Mary continues the series on Worship focusing on the Presence of God. We explore God’s Presence in the Old Testament, the New Testament, and God’s Presence among us today. God’s Presence is always with us. One way God manifests His Presence is in and through our worship of Him. Psalm 139:1-12 with focus on vs. 7 Watch the full service on You…
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Interested in learning how to analyze deals using The World's Greatest Real Estate Deal Analysis Spreadsheet™? Specifically, do you need to know how to analyze a deal purchased with an interest-only loan? In this special deal analysis, you will: Discover the secret strategy for analyzing the purchase of a rental property with an interest-only loan …
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We know we should be more like Mary rather than Martha, and we want to be more like Mary. Of all the dishes to fix in life, the dish of worship is better than the rest. When we gather for worship, it is an expression and growth of the relationship of God and His people. In fact, it can be helpful to think of worship as a mutual pursuit of each othe…
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Life has risks. Investing adds new risks. Investing in real estate adds new risks specific to real estate investing. One risk that is unique to real estate investing is the risk of buying a stigmatized property or having a property become stigmatized while you own it. In this class, James will: Uncover hidden gems in the real estate market and turn…
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In our daily life, our purpose is to bring glory to God in all we do. When we do this, we become the people God intended us to be, and He blesses our lives. In the sphere of corporate worship, this too is aimed to bring glory to God. In the Old Testament, God kept saying that He was tired of sacrifices during Temple worship—for what He wants is a p…
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Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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Things that don’t change we can view as boring—same-o, same-o. But Jesus is anything but boring. Digging deep into Jesus unearths great truths with life changing insights about His love. Following Him leads us to new and exciting ways to experience Him and His love. Hebrews 13:8 Watch the full service on our YouTube channel: https://youtu.be/qmrlXH…
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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While the Christian’s calling includes not conforming to the world, we do live life touching the world. We are not to be in isolation from the influences of the world but live out what it means to bring God’s grace and love to the world. In this way we serve as priests to those who need to see our Jesus. Verse: Keep on loving one another as brother…
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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We had technical issues recording July 7's talk, so please enjoy this rerun instead. Deuteronomy 4:5-8 Being a community is more than a gathering of people. It is living out together the wisdom and ways of God. As a faith community does just this, its neighbors see God and His people as something they need and want. Living out God’s way of life tog…
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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In Hebrews 11 we see people demonstrating incredible faith, we see God showing up in incredible ways, and we begin to think that there is a causal relationship between our faith and God’s actions. But what happens when one doesn’t have incredible faith? Or what happens when one does have faith and God doesn’t come through as we want Him to? Sometim…
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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Once per month, Discovery has a Discipleship Emphasis Sunday which focuses on a video from The Bible Project instead of a talk. Therefore, there is no new talk this week. The talk we're sharing today was preached June 5, 2023. Ephesians 3:14-21 “The gospel is inherently selfless and builds a community where we are all able to thrive.” View the full…
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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Moses’ faith, beginning as it did with his parents who by faith gained some inkling of the child’s destiny, (Moses’ faith) compelled him to forfeit the immediate for the future, the seen for the unseen, to choose to be mistreated along with the people of God rather than enjoying the pleasures of sin for a moment. He regarded disgrace for the sake o…
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Hebrews 11:8-13 Having spent decades growing stable faith in Abraham and Sarah, we see how stable faith works. In four instances, God calls this couple to move forward in faith based on the promises God gave to them. Because these promises will be experienced in part and not in their totality, their faith trusts God to ultimately fulfill all His pr…
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Faith is setting our heart on the true and sure reality of who God is, what He has done, and what He promises. A steady faith follows these invisible realities of God, not the visible things we see with physical eyes. This chapter of Heroes of the Faith begins with defining how firm faith in God differs from walking by trust in the things of this w…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Today is Pentecost, 50 days after we have celebrated the resurrection of Jesus. On Pentecost God poured out His Promised Holy Spirit on those who believed in Jesus, with no restriction. This pouring of the Spirit still continues today. Joel 2:28-29 View the full service on our YouTube channel. Hosted on Acast. See acast.com/privacy for more informa…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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Christ is the foundation of our faith. We live by faith and not by sight. So many of the heroes of faith did not see what was promised, yet they persevered. Through Christ we have the ability to persevere with the greater hope that we will see what He promised. Now faith is confidence in what we hope for and assurance about what we do not see. (Heb…
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Because of Jesus, His one sacrifice for us is all we need for forgiveness and new life in Him. As we cling to these promises, we encourage each other to hold on to this hope that is found only in Christ. Because Jesus is fully committed to us, we take that and be fully committed also to one another. Verse: For by one sacrifice he has made perfect f…
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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This week (April 28) was Discipleship Emphasis Sunday, which involves a Bible Project video and small group discussion, so there is no new talk to share. Please enjoy this old but still relevant talk from 2022, preached by Pastor Paul Sausser. Galatians 6:1-10 In giving a picture of true love for one another, Jesus’ law of love includes carrying ea…
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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God wants us to properly consider these small but valuable diamonds in the form of habits and principles, for our Christian life at its highest level. 1 Thessalonians 5:16-18 This talk is primarily in Spanish, with English interpretation. Watch the full service on our YouTube channel: https://youtu.be/NZn2MVT1zlM Hosted on Acast. See acast.com/priv…
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Heaven is more real than the broken world we see around us. Christ’s sacrifice sets us free to live in his presence, allowing us to start to experience that eternal reality even now in the body of Christ. Hebrews 9:11-14, 23-28 Pastor Matthew Wright joins us as Pastor Paul and Renae are on vacation. Watch the full service on our YouTube channel: ht…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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This week, worship began with communion. A short pause is included in the podcast where communion was served before the talk begins. Because of Jesus, we have access to what is better than what this world has to offer. Being the better high priest and offering a better sacrifice, we have access to a better life, a life that has its totality in Jesu…
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How to Analyze Buying a Rental Property at a Discount in Grand Rapids Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the t…
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