Jeff Rose, CFP® from Good Financial Cents offers financial planning advice.
…
continue reading
Helping you achieve financial freedom by dumping debt, investing like a champ, and building wealth on your terms.
…
continue reading
Welcome to Uncommon Cents, your go-to podcast for financial education and retirement planning. Hosted by Erik Bowman of Bowman Financial Strategies in Englewood, Colorado, this series offers clear explanations, honest advice, and expert guidance to help you navigate the complexities of financial planning. Tune in for the latest commentary on investment, retirement, and insurance topics and trends. Discover the 80/20 Retirement Formula, focusing on three key areas: Clear Explanations, Honest ...
…
continue reading
The economy, explained. Listen in as Kate Arndt, and Chris Wakefield take a deep dive into some of the most important financial topics. From inflation to student loan debt, each episode of Make it Make Cents focuses on money, the economy, and how it affects our daily life.
…
continue reading
1
QCDs: Who They’re For, How They Work & Key Benefits
6:02
6:02
Afspil senere
Afspil senere
Lister
Like
Liked
6:02
Are you looking for ways to make the most of your retirement savings while also supporting a cause you care about? In this episode, Erik dives into the ins and outs of Qualified Charitable Distributions (QCDs), a smart financial strategy that allows retirees to fulfill required minimum distributions (RMDs) while reducing taxable income. You'll lear…
…
continue reading
1
The Power of Diversifying Your Retirement Accounts By Taxability
13:11
13:11
Afspil senere
Afspil senere
Lister
Like
Liked
13:11
If you could save tens of thousands of dollars in taxes every year, you’d have more freedom to pursue what truly matters- whether it's travel, hobbies, or leaving a financial legacy. In this episode, Erik explains how diversifying your retirement accounts by taxability can help you do just that. By building a mix of IRAs, 401(k)s, Roth IRAs, and no…
…
continue reading
1
How Do You Become Tax Efficient in Retirement?
19:06
19:06
Afspil senere
Afspil senere
Lister
Like
Liked
19:06
People talk all the time about tax efficiency in retirement, but what does that truly mean and why does it matter? It’s much more than a buzzword; it’s a vital strategy for preserving more of your money in retirement. Today we’re going to explain why tax efficiency matters, the risks of not being tax efficient, and strategies for becoming tax effic…
…
continue reading
1
Should You Rollover Your 401k Into an IRA?
17:29
17:29
Afspil senere
Afspil senere
Lister
Like
Liked
17:29
Are you nearing retirement or thinking about changing jobs? One of the most common questions people face is what to do with their 401(k). Should you keep it where it is, or roll it over into an IRA? In this video, we’re going to discuss the reasons you might want to rollover your old 401k today. Here’s what we discuss in this episode: 0:00 – Intro …
…
continue reading
1
Is Social Security Going to Run Out?
17:53
17:53
Afspil senere
Afspil senere
Lister
Like
Liked
17:53
One of the most common questions we get is about Social Security and whether it’s going to run out. If you only read headlines, it seems to be a valid concern. But what’s the reality of the situation and how does it impact you when it’s time to file for Social Security? Here’s what we discuss in this episode: 0:00 – Intro 1:43 – 2024 Trustees Repor…
…
continue reading
1
Inherited IRA Changes You Need to Know About
16:00
16:00
Afspil senere
Afspil senere
Lister
Like
Liked
16:00
Recent rule changes have made it more crucial than ever to understand the tax implications and distribution timelines associated with inherited IRAs. Listen in as Erik and Ben break down the latest IRS rule changes affecting inherited IRAs, including the newly condensed 10-year distribution timeline. They explore the implications of these rules for…
…
continue reading
1
Combatting Popular Excuses For Poor Financial Decision-Making
16:23
16:23
Afspil senere
Afspil senere
Lister
Like
Liked
16:23
Very often, we see people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. Let’s talk about why these excuses usually don’t hold water. Whether it’s procrastination, fear of market crashes, or misunderstanding Social Security…
…
continue reading
1
The Beauty of Simplicity When Planning For Retirement
15:37
15:37
Afspil senere
Afspil senere
Lister
Like
Liked
15:37
Retirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. So, in today’s episode, we’ll talk about the beauty of straightforward financial planning. Here’s what we discuss in this episode: 0:00 – Intro 0:46 – The 80/20 retirement formula 2:26 – How financial planning ge…
…
continue reading
1
Getting To Know Your Host, Erik Bowman
12:24
12:24
Afspil senere
Afspil senere
Lister
Like
Liked
12:24
Welcome back to Uncommon Cents, where Eric Bowman of Bowman Financial Strategies brings clarity to the world of financial planning. We're back with a revamped version of the show on YouTube and all your favorite podcast streaming platforms. We have a lot of exciting content coming your way- but first, let’s get to know your host! Here’s some of wha…
…
continue reading
This episode of Uncommon Cents focuses on Required Minimum Distributions, or RMDs.Af Erik Bowman
…
continue reading
1
Important Financial Changes in 2024
16:06
16:06
Afspil senere
Afspil senere
Lister
Like
Liked
16:06
Uncommon Cents PodcastAf Erik Bowman
…
continue reading
1
Ep. 220 - The Best Roth IRA Accounts (for Beginners)
21:09
21:09
Afspil senere
Afspil senere
Lister
Like
Liked
21:09
Join host Jeff Rose, CFP®, on The Good Financial Cents Show as he dives deep into the world of personal finance and helps you navigate the often overwhelming landscape of investing and retirement planning. In this episode, Jeff focuses on one of the most powerful retirement savings vehicles available: the Roth IRA. Whether you're just starting your…
…
continue reading
1
Ep. 219 - 2 Investments That Made Me Into a Multi-Millionaire
15:13
15:13
Afspil senere
Afspil senere
Lister
Like
Liked
15:13
Welcome to the Good Financial Cents show, where we explore the investments that transformed Jeff Rose into a multi-millionaire. Join your host, Jeff Rose, CFP®, as he takes you on a captivating journey through two key investments that propelled his extraordinary financial success. In this episode, Jeff reveals the secrets behind his remarkable weal…
…
continue reading
1
Ep. 218 - 6 Rich Habits That Helped Me Become a Multi-Millionaire (in my 30s)
13:49
13:49
Afspil senere
Afspil senere
Lister
Like
Liked
13:49
Welcome to the Good Financial Cents show, where financial success is within reach for everyone. Join your host, Jeff Rose, CFP®, as he shares his personal journey and reveals the six rich habits that propelled him to become a multi-millionaire in his 30s. In each episode, Jeff takes you on a captivating exploration of the principles, strategies, an…
…
continue reading
1
Ep. 217 - 7 Accounts Wealthy People Have to Build Wealth Faster
18:35
18:35
Afspil senere
Afspil senere
Lister
Like
Liked
18:35
In this insightful episode, Jeff shares his expertise on wealth accumulation and provides valuable insights on how you can implement these strategies to supercharge your own financial journey. Whether you're just starting on your path to financial freedom or looking to optimize your existing wealth-building efforts, this podcast episode is packed w…
…
continue reading
1
Ep. 216 - He Works 20 Hours a Week and Makes (OVER) $1 Million
33:30
33:30
Afspil senere
Afspil senere
Lister
Like
Liked
33:30
Join host Jeff Rose, CFP® as he sits down with the esteemed Steve Chou, renowned entrepreneur and author of the highly anticipated book, "The Family First Entrepreneur." In this episode of The Good Financial Cents Show, we delve deep into the fascinating world of entrepreneurship, focusing on the unique challenges and rewards faced by individuals w…
…
continue reading
1
Ep. 215 - 7 Best Low-Risk and HIGH Return Investments Right Now (2023 and beyond)
29:30
29:30
Afspil senere
Afspil senere
Lister
Like
Liked
29:30
Welcome to the Good Financial Cents show, the ultimate destination for all your money matters! Join your host, Jeff Rose, CFP, as he unravels the secrets of financial success in this episode titled "7 Best Low-Risk Investments for 2023". If you're ready to make your money work harder without breaking a sweat, you're in for a treat! In this episode,…
…
continue reading
1
Ep. 214 - 95% get wealthy if they are willing to do this...
11:44
11:44
Afspil senere
Afspil senere
Lister
Like
Liked
11:44
Welcome to the Good Financial Cents podcast, where we unravel the secrets of wealth creation and explore the mindset and strategies embraced by successful individuals to attain financial freedom. Join our host, Jeff Rose, CFP®, a seasoned financial expert and entrepreneur, as we embark on a journey to uncover the untold stories behind the world's w…
…
continue reading
Welcome to the Good Financial Cents show, where we help you "make cents" of your financial life. In this episode, we'll discuss a common problem that many of us face at some point in our lives - feeling stuck in our financial situation. Are you struggling to make progress towards your financial goals? Do you feel like you're stuck in a rut and don'…
…
continue reading
1
Ep. 212 - Hot Take: Don't Listen to Broke People
13:11
13:11
Afspil senere
Afspil senere
Lister
Like
Liked
13:11
Welcome to Good Financial Cents, the podcast that helps you make sense of your money. In this episode, host Jeff Rose responds to a YouTube comment from someone who doesn't invest in courses. Jeff disagrees with this viewpoint and believes that investing in your education is a smart investment, especially when it comes to personal finance. The epis…
…
continue reading
1
Ep. 211 - Stop Saving Money (Do This Instead)
8:03
8:03
Afspil senere
Afspil senere
Lister
Like
Liked
8:03
Welcome to the Good Financial Cents show, where we strive to help you achieve your financial goals and build a secure future. In today's episode, we'll explore the age-old debate: Should you save or invest your money? While both options have their merits, we argue that investing should be your top priority. Saving money is important, of course, but…
…
continue reading
1
Ep. 210 - 91% Of People Fail Fail On Their Goals Because Of This
8:58
8:58
Afspil senere
Afspil senere
Lister
Like
Liked
8:58
Welcome to the Good Financial Cents Show, where we empower you to make smart financial decisions and build a better future for yourself and your family. In this episode, we take a look at why 91% of people fail at their goals and how to adjust a few simple things to beat the odds. We'll talk about short-term goals and long-term goals and everything…
…
continue reading
1
Ep. 209 - #1 Mistake Stopping You From Making Passive Income
9:45
9:45
Afspil senere
Afspil senere
Lister
Like
Liked
9:45
Welcome to the Good Financial Cents Show, where we empower you to make smart financial decisions and build a better future for yourself and your family. In this episode, we delve into the world of passive income, identifying the number one mistake people make in their quest for residual income, and providing insights on how to avoid it. Join us as …
…
continue reading
1
Ep. 208 - #1 Mistake for Creating Multiple Income Streams
13:20
13:20
Afspil senere
Afspil senere
Lister
Like
Liked
13:20
Welcome to the Good Financial Cents show, where we provide expert insights on personal finance and wealth building. In this episode, we're discussing the most common mistake people make when creating multiple income streams. Here are some of the key points we'll cover: The importance of creating multiple income streams for financial security and fr…
…
continue reading
1
Ep. 207 - Top 2 Assets You Need For Financial Freedom
21:17
21:17
Afspil senere
Afspil senere
Lister
Like
Liked
21:17
Welcome to the Good Financial Cents show, where we believe that everyone deserves to live their best financial life. In this episode, we'll be discussing the top 2 assets you need for financial freedom. Financial freedom means having the resources you need to live the life you want without having to worry about money. Our host Jeff Rose will be bre…
…
continue reading
1
Ep. 206 - What Happens to Your Money If Your Broker Fails?
22:53
22:53
Afspil senere
Afspil senere
Lister
Like
Liked
22:53
Welcome to the Good Financial Cents podcast! In this episode, we'll be diving into a crucial topic that investors should be aware of: what happens to your money if your broker fails? The thought of losing your hard-earned money due to the failure of a financial institution can be stressful. That's why we're dedicating this episode to exploring the …
…
continue reading
In this podcast, I talk about how I started a program called 75 Hard created by Andy Frisella. I discuss why I did not finish the challenge, my disappointments and how it still has left a positive impact on me. I also share why I only took one day off before I began working at it again. I also talk about why we should never give up even when we fai…
…
continue reading
1
Ep. 204 - How to Master Passive Income Investing in Real Estate
54:15
54:15
Afspil senere
Afspil senere
Lister
Like
Liked
54:15
Welcome to another empowering episode of the Good Financial Cents show, where we explore smart strategies to help you achieve financial success. In today's episode, we're joined by Dustin Heiner, the founder of MasterPassiveIncome.com and an accomplished real estate investor. Get ready to dive deep into his fascinating journey into the world of rea…
…
continue reading
1
Ep. 203 - "I Want to Make 12% Interest on My Money - Guaranteed!?"
18:28
18:28
Afspil senere
Afspil senere
Lister
Like
Liked
18:28
Are you tired of boring low risk investment options that don't offer much return? Well, on this episode of the Good Financial Cents show, we're spicing things up and exploring the exciting world of guaranteed interest accounts and investments! Join us as we delve into the juicy details of these often overlooked investment options even though some o…
…
continue reading
1
Ep. 202 - Woman Goes Viral for Paying $24,726 for a Car Only Worth $278
13:27
13:27
Afspil senere
Afspil senere
Lister
Like
Liked
13:27
On this episode of the Good Financial Cents show, we discuss the viral story of a woman who purchased a used car online for $24,726, only to later discover that the vehicle was worth only a fraction of that amount - $278! The woman had shared her purchase online, initially believing that she had paid a fair price for the car. We delve into the deta…
…
continue reading
1
Ep. 201 - From Plywood Mill to Wall Street - How Taylor Kovar Defined His Own Success
39:27
39:27
Afspil senere
Afspil senere
Lister
Like
Liked
39:27
In this podcast, we sit down with Taylor Kovar, a Certified Financial Planner (CFP®) and founder of Kovar Wealth Management, to discuss his journey from working in a plywood mill to founding a successful Wall Street firm and then evenutally starting his own wealth management firm. Taylor shares the challenges he faced early on in his career and how…
…
continue reading
1
Ep. 200 - The Best Compounding Interest Investments (To Build Wealth)
22:41
22:41
Afspil senere
Afspil senere
Lister
Like
Liked
22:41
Welcome to the "Good Financial Cents Show"! In this episode, we will be discussing one of the most important concepts in personal finance: compounding interest. Our topic for today is "The Best Compounding Interest Investments to Build Wealth". Join us as we explore the different investment options available to help you grow your wealth over time. …
…
continue reading
1
Ep. 199 - How to Make More Monthly Than You Did Last Year (in 90 Days)
52:04
52:04
Afspil senere
Afspil senere
Lister
Like
Liked
52:04
Welcome to the Good Financial Cents podcast! Do you feel like you've been stuck in a rut with your current income? Do you want to break through that plateau and dramatically increase your monthly income in under 3 months? Well, you've come to the right place! In this podcast, I'll be talking with Justin Wise who was dead broke and turned it all aro…
…
continue reading
1
Ep. 198 - Is M1 Finance Safe to Invest Your Money?
20:10
20:10
Afspil senere
Afspil senere
Lister
Like
Liked
20:10
Welcome to the Good Financial Cents show! In this episode, we'll be looking at the safety of investing with M1 Finance. We'll look at their regulatory history, customer feedback, and security measures that make M1 Finance one of the best investment apps on the market today. We'll also discuss how you can further protect your investments when using …
…
continue reading
1
Ep. 197 - [Warning] Don't Lose ALL YOUR Money in a Roth IRA
18:40
18:40
Afspil senere
Afspil senere
Lister
Like
Liked
18:40
The Roth IRA is a great way to save for retirement, but it can also be risky if you don't know what you're doing. In this podcast, we'll explore the different ways you can lose money in a Roth IRA and how to avoid them. We'll discuss the risks associated with taking out early withdrawals, overfunding your account, and investing in high-risk but als…
…
continue reading
1
Ep. 196 - He Quit His $100k Job and Traveled the Country in a RV (For 2 1/2 Years!)
48:53
48:53
Afspil senere
Afspil senere
Lister
Like
Liked
48:53
Jacob Wade had it all. A great career with a 6 figure salary. A growing family with the nice house in an amazing neighborhood. But something was missing. He wasn't sure what it was until a major anxiety attack forced him to take a hard look at what really mattered in his life. That led to him having a "CRAZY" idea he eventually shared with his wife…
…
continue reading
1
Ep. 195 - It's (Almost) Time to Accelerate Your Life
12:41
12:41
Afspil senere
Afspil senere
Lister
Like
Liked
12:41
2023 is here and if you're like most, you have some really ambitious goals you want to knock out this year - Let's go! Maybe you had the same goals last year and now you're worried you'll waste another year. If that's you, no fret! I've invested a lot of time and money into business coaching programs that have transformed how I go about setting and…
…
continue reading
What’s going on GFC Fam and Wealth Hacker Nation! Wanted to give everyone an update on what has been going on with the Podcast, the Blog, and the YouTube Channel. You may have noticed that the episodes have been sporadic in the last couple of months. There have been a lot of things going on in the business over these months. A big event just happen…
…
continue reading
1
Ep. 193 - The Mindset to Become a Successful Real Estate Investor
47:03
47:03
Afspil senere
Afspil senere
Lister
Like
Liked
47:03
"The amount of money you helped us save on that deal alone — paid for coaching." - Charles Rose, Jr. When you see someone that has achieved a certain level of success that seems improbable - how often do you hear ‘They just got lucky.” I’m here to tell you luck only finds you if you are willing to take risks. Today we get to hear one of those heart…
…
continue reading
1
Ep. 192 - The Crypto Market Just Blew Up
18:44
18:44
Afspil senere
Afspil senere
Lister
Like
Liked
18:44
Can you imagine having a net worth of over 26 Billion Dollars??? Then having your entire net worth disappear overnight…. This is what happened to thousands of people, including me. I am really getting tired of making this type of Podcast. (I recently did a similar one on Celsius Network). 02:30 Not your keys, not your wallet 05:13 No regulation, no…
…
continue reading
1
Ep. 191 - My Fundrise Portfolio Returns - 4 Years Later
32:09
32:09
Afspil senere
Afspil senere
Lister
Like
Liked
32:09
Where in the world are you supposed to put your money? Interest rates have more than tripled... The Stock Market is down 27% Bitcoin is down 57%…. Where in the world are you supposed to invest your money? You often hear real estate is a good investment, but does it still make sense in this environment with a housing bubble just around the corner? I…
…
continue reading
1
Ep. 190 - He Wanted to Become a Real Estate Investor But Discovered Something Better - Seth Williams Interview
41:38
41:38
Afspil senere
Afspil senere
Lister
Like
Liked
41:38
You often hear 'If you want to build wealth, you must invest into real estate.’ If you’ve done any research, you know there are different types of real estate: Flipping properties Apartment complexes Hard money loans And many more… It can be overwhelming. My guest had a similar experience when trying to invest. Until he found a niche. Let’s see wha…
…
continue reading
1
Ep. 189 - IRS Just Gave You a 9.75% Increase On Your 401k
10:33
10:33
Afspil senere
Afspil senere
Lister
Like
Liked
10:33
The IRS just released some of the largest increases in retirement plan contribution limits. I’m excited! You should be too. 9.8% increase for 401k’s and 8.3% increase for IRA’s. 01:44 IRA Increases 03:32 Gross Income Limits 05:06 401k Increases 06:25 401k ‘Catch Up’ Resources: https://www.goodfinancialcents.com/ask Check out my YouTube channel here…
…
continue reading
1
Ep. 188 - My WORST Financial Mistakes Revealed - Over $4.2 Million Lost
32:40
32:40
Afspil senere
Afspil senere
Lister
Like
Liked
32:40
Close your eyes and imagine the richest business person you can think of…. Chances are you probably don’t know them well, all you know about are the successes they’ve had. You don’t know about the failures and the mistakes. I’m here to tell you, things don’t just ‘work out’. I have shared some of my mistakes and failures with you in the past but I …
…
continue reading
Many college students are forced to make one of the biggest financial decisions of their life by age 18. Why has the cost of college gone up so rapidly, and how are students expected to pay off all that debt? Hear the story of one working professional dealing with student loans and his plan to get out from under a mountain of debt. Learn more: http…
…
continue reading
Which family managed to squander over $2 billion in wealth in just under 100 years? Listen in as we speak to a historian about one of the most infamous families in American history. Why were they so bad with money, and how can you avoid making some of the same mistakes in your family? Learn more: https://www.bedelfinancial.com/podcast Please rememb…
…
continue reading
On this episode, Kate and Chris break down one of the most widely used but complicated government programs known to man; medicare. What exactly is it, and who needs to sign up for it? We speak to a current medicare user and hear her experience with the program. Learn more: https://www.bedelfinancial.com/podcast Please remember that past performance…
…
continue reading
When the pandemic hit, thousands of travelers suddenly found themselves in need of travel insurance. But how much is enough and when should you buy it? On this episode, we dive into the world of travel insurance, and we also talk to two experts about life insurance. Learn more: https://www.bedelfinancial.com/podcast Please remember that past perfor…
…
continue reading
You’ve heard of Charles Ponzi and Bernie Maddoff, but what about the investment scammers closer to home? On this episode, we discuss investment fraud and how to avoid it. What are the warning signs to look out for, and how do you protect yourself or a loved one from falling into a Ponzi scheme? Learn more: https://www.bedelfinancial.com/podcast Ple…
…
continue reading
What is inflation, and why is it so high right now? Is the current level of inflation unprecedented? On this episode, Kate and Chris visit a local animal shelter to learn how rising costs impact people at work and at home. More info: https://www.bedelfinancial.com/podcast Please remember that past performance may not be indicative of future results…
…
continue reading